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Agencies officially launch final round of feedback on reg burden under EGRPRA review
The OCC, FDIC, and Federal Reserve published in the Federal Register their fourth notice requesting comment on their regulations pursuant to the Economic Growth and Regulatory Paperwork Reduction...
Independent Banker shares tips on building AI policies
The latest Independent Banker magazine offers tips for community banks that are developing policies on artificial intelligence.
CISA updates alert on SharePoint vulnerabilities with new Microsoft guidance
The Cybersecurity and Infrastructure Security Agency updated its alert on vulnerabilities with Microsoft SharePoint servers to reflect newly released information as threat actor tactics,...
President issues executive orders on AI
After unveiling his AI Action Plan this week, President Donald Trump released three executive orders on artificial intelligence.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the third quarter with the latest community banking advocacy successes and priorities.
ICBA reiterates call for policy change following latest credit union acquisition
After a credit union in California leveraged its asset size and tax exemption to acquire a community bank, ICBA reiterated its call for policymakers to end the federal tax exemption for credit...
Second billion-dollar credit union acquisition of a community bank this week
After a second acquisition this week of a taxpaying community bank by a tax-exempt, billion-dollar credit union, ICBA continued to call for policymakers to end the federal tax exemption for credit...
Fintechs awarded at ThinkTECH Accelerator Showcase
At the recent ThinkTECH Accelerator Showcase held at the Graduate School of Banking at Colorado, ICBA presented three awards to participating fintech companies.
Second Billion-dollar Credit Union Acquisition of Community Bank This Week Underscores Policy Abuses
ICBA President and CEO Rebeca Romero Rainey issued the following statement after a second acquisition this week of a taxpaying community bank by a tax-exempt credit union. Both acquiring credit...
Administration releases Artificial Intelligence Action Plan
The White House released an AI Action Plan that includes removing barriers to innovation and responsible adoption of AI.
House committee passes reg relief bill with more votes set for today
The House Financial Services Committee passed ICBA-supported legislation to provide regulatory relief to certain community banks, with additional votes on ICBA-advocated legislation slated for today.
Billion-dollar Credit Union Acquisition of Community Bank Affirms ICBA Calls for Policy Change
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after a new acquisition of a taxpaying community bank in California by a...
ICBA breaks down the GENIUS Act and what’s next for community banks
A new blog post from ICBA President and CEO Rebeca Romero Rainey details what’s in the recently signed GENIUS Act stablecoin law and what it means for community banks.
ICBA: OCC should postpone decisions on recent charter applications
ICBA and other groups told the OCC that recent national bank charter applications raise substantial concerns and urged the OCC to postpone considering the applications.
GENIUS Act bill to establish stablecoin regulations signed into law
President Donald Trump signed into law the GENIUS Act, which establishes a regulatory framework for payment stablecoins. The bill signing follows a House vote last week of 308-122 to pass the...
ICBA Welcomes Back Loughlin Cleary as Executive Vice President of Member Relations
ICBA announced Loughlin Cleary's return as executive vice president, member relations. He'll lead the member relations team to strengthen community bank relationships and connect them with ICBA...
House passes bills to establish digital assets regulatory frameworks, bar U.S. CBDC
The House of Representatives passed three bills designed to establish stablecoin and digital asset regulatory frameworks and prohibit the United States from issuing a central bank digital currency.
ICBA Foundation raising funds for Texas flood relief
The ICBA Foundation Disaster Relief Program in coordination with the Independent Bankers Association of Texas is requesting tax-deductible donations to assist community banks and employees affected...
ICBA urges House committee to advance reg relief bills at markup
The House Financial Services Committee today kicks off a two-day markup of various banking bills, including several ICBA-advocated regulatory reform measures.
ICBA CRA Solutions/USI Alliance Names Two New Community Bankers to its Board
ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, announced the election to its board of directors Shon Myers, president and CEO of Farmers & Merchants Bank, and Andrew Tinberg, president and...
Independent Banker: It matters who has access to master accounts
The latest Independent Banker magazine spotlights efforts by nontraditional financial companies to get access to Federal Reserve master accounts and why ICBA is working to protect access to these...
FHA: Disaster area for Texas floods expanded
The Federal Housing Administration shared that the Presidentially-Declared Major Disaster Area declaration in Texas issued on July 6 due to the recent catastrophic flooding across the state was...
ICBA Payments and Visa Renew Partnership Supporting Community Bank Payments
ICBA Payments, a subsidiary of ICBA, today announced the renewal of its four-decade relationship with Visa. Together, the organizations are deepening their efforts to equip local financial...
ICBA Statement on House Passage of Legislation to Establish Digital Asset Regulatory Framework and Bar U.S. Central Bank Digital Currency
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on House passage of the GENIUS Act (S. 1582), the CLARITY Act (H.R. 3633), and...
ICBA urges Congress to build on pro-agriculture policies
ICBA testified before Congress on the importance of community banks to the nation’s agriculture credit markets and how policymakers can enhance the new farm bill.
ISO 20022 migration for Fedwire Funds complete
The Federal Reserve announced the completed migration to the ISO 20022 message format for the Fedwire Funds Service.
ICBA Urges Congress to Build on Pro-Agriculture Policies in Testimony Before House Agriculture Committee
The Independent Community Bankers of America (ICBA) today testified before Congress on the importance of community banks to the nation’s agriculture credit markets and how policymakers can enhance...
ICBA CRA Solutions/USI Alliance Names Two New Community Bankers to its Board
ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, announced the election to its board of directors Shon Myers, president and CEO of Farmers & Merchants Bank, and Andrew Tinberg, president and...
2025 Summer Internship Diaries - Vol. 3
Over our 5th and 6th weeks of programming, we continued to develop our skills, learn from ICBA leaders, and have a bit of fun along the way.
ICBA urges Congress to update regulatory thresholds
ICBA urged Congress to pursue a much-needed update to regulatory thresholds created by the Dodd-Frank Act.
ICBA details community bank provisions of new tax law
ICBA released a briefing document outlining the key community banking provisions of the recently passed One Big Beautiful Bill Act budget reconciliation package (H.R. 1).
OCC says it will no longer examine banks for disparate impact
The OCC announced that it removed references for disparate impact liability from the “Fair Lending” booklet of the Comptroller’s Handbook.
Texas banks raise funds for flood recovery
Community banks in Texas are raising money for flood relief.
Agencies issue statement on cryptoasset safekeeping
The federal banking agencies issued a joint statement to provide clarity on banks' engagement in cryptoasset-related activities, highlighting potential risk-management considerations related to...
ICBA Urges OCC to Consider Key Principles for Digital Asset National Bank Charter Applications
In light of an increase in charter applications from nonbank digital asset firms, ICBA today urged the Office of the Comptroller of the Currency to keep in mind several key principles when...
Senate confirms Bill Briggs as SBA deputy administrator
The Senate voted to confirm William Briggs as deputy administrator of the Small Business Administration.
USDA announces expedited disaster assistance for farmers
Agriculture Secretary Brooke Rollins announced that farmers who suffered eligible crop losses due to natural disasters in 2023 and 2024 can apply for $16 billion in assistance through the...
Agencies propose to revise, extend call reports
The federal banking agencies published a proposal to revise the FFIEC 031 call report and to extend the FFIEC 041 and FFIEC 051 call reports without revision.
ICBA Payments Appoints Two New Members to Board of Directors
ICBA Payments, the payments-services subsidiary of ICBA, today announced the election to its board of directors Corey Neil, president and CEO of The Bank of Tampa, and Josh Hogue, president and CEO...
ICBA Congratulates Jonathan Gould on Comptroller of the Currency Confirmation
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Senate confirmation of President Donald Trump’s nomination of Jonathan...
OCC updates info on notices, posters
The OCC announced updates for certain notices and posters required by the Community Reinvestment Act, Equal Credit Opportunity Act, and Fair Housing Act.
New York Community Banker Joins TCM Bank Board
TCM Bank, N.A., the credit card bank of ICBA Payments, announced the election of Jill Sung, president and CEO of Abacus Federal Savings Bank, to the TCM Bank Board of Directors.
Georgia approves Stripe application to form MALPB
The state of Georgia approved Stripe’s application for a merchant acquirer limited purpose bank charter, or MALPB.
Fed rate-setters indicate support for cutting rates at next meeting: minutes
While all participants in last month’s Federal Open Market Committee meeting supported holding steady on target interest rates, “a couple” of participants said they would be open to cutting rates...
ThinkTECH Accelerator Showcase returns to Graduate School of Banking next week
ICBA announced that the ThinkTECH Accelerator program showcase will once again take place at the Graduate School of Banking at Colorado.
Report: Community banker optimism holds steady
Community bankers’ optimism on the future economy is holding steady, according to the Conference of State Bank Supervisors’ second-quarter Community Bank Sentiment Index.
Independent Banker: Community banks step up after California wildfires
The latest Independent Banker magazine details how community banks stepped up to help employees, customers, and neighbors after wildfires devastated areas of Southern California.
OCC: Texas banks affected by flooding can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in areas of Texas affected by flooding.
ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Future Community Leaders
The Independent Community Bankers of America (ICBA) announced its upcoming ICBA ThinkTECH Accelerator program showcase will once again take place at the Graduate School of Banking at Colorado (GSBC).
Independent Banker highlights exceptional lenders
High-performing community bank lenders use innovation and relationship-based banking to support their customers, as detailed in the latest Independent Banker magazine.
Agencies issue 2025 list of CRA geographies
Federal banking regulators issued the 2025 list of distressed or underserved nonmetropolitan middle-income geographies.
ICBA Thanks Congress for Passing Community Bank Legislative Priorities in One Big Beautiful Bill Act
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on congressional passage of the One Big Beautiful Bill Act budget...
New ICBA Polling Shows Public Support for Policy Efforts Targeting Check Fraud
The Independent Community Bankers of America (ICBA) today announced polling results showing Americans support policy efforts to take on the scourge of check fraud.
FATF: Stronger action needed to stem digital asset risks
The Financial Action Task Force said stronger action is needed to safeguard the integrity of the international financial system from the risks posed by virtual assets.
Budget reconciliation bill with pro-community bank policies signed into law
President Donald Trump signed into law the One Big Beautiful Bill Act budget reconciliation package after the House of Representatives passed it on a 218-214 vote.
CFPB confirms plan to issue new rule on 1071, extend deadlines
The Consumer Financial Protection Bureau said it plans to issue new Section 1071 rulemaking as soon as possible and has extended compliance deadlines for most entities by one year.
2025 Summer Internship Diaries - Vol. 2
The interns and a few other members of the ICBA team joined in on some team building activities with teambuilding.com!
ICBA shares community bank digitalization priorities with OCC
ICBA said the OCC should adopt a modernized and responsive regulatory framework that enables responsible innovation while preserving the safety and soundness of the financial system.
New BIS report raises concerns with stablecoins
The Bank for International Settlements said that while tokenization can enhance efficiency & open new possibilities in cross-border payments & securities markets, stablecoins pose a risk to...
House passes ICBA-supported bill to restrict mortgage ‘trigger leads’
The House of Representatives passed ICBA-advocated legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.