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Powering Potential: How ICBA is Helping ICBC Cultivate Tomorrow's Leaders

The Independent Community Bankers of Colorado’s leadership initiatives empower professionals to lead with purpose, capped by the ICBA LEAD FWD Summit.

Jun 01, 2025
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Article

Make Every Season Count With Year-Round Marketing Strategies

Fall is back-to-school season, winter welcomes a range of holidays, spring brings Financial Literacy Month, and summer spurs all sorts of warm weather activities.

Jun 01, 2025
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Article
Growing the Community

Jim Reber: High plains drifter

Floaters could be the answer to a flat curve.

Jun 01, 2025
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Article

Scott Anchin: Let's Win the Fight Against Elder Fraud

June 15 is World Elder Abuse Awareness Day. Recognized by the United Nations since 2011, the date serves as a reminder to protect vulnerable, older members of our community from exploitation.

Jun 01, 2025
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Article
Compliance

Wyoming Community Bank Helps Revitalize Local Healthcare in Wyoming

Wyoming Community Bank’s sustainable growth model enabled its largest gift yet: a $250,000 investment in a vital hospital project in Riverton, Wyoming.

Jun 01, 2025
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Article

Taking the Proper Steps to Unmask Deepfake Fraud

Community banks face the threat of deepfake fraud as developments in AI continue to refine it. While addressing such a challenge, banks must remain cognizant of reporting practices.

May 01, 2025
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Article
Compliance

Out of Office: Robin McDougald

The chief retail and product officer at $2.3 billion-asset Texas First Bank in Texas City, Texas, is an amateur actress at the Baytown Little Theater in Baytown, Texas.

May 01, 2025
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Article

How the MPF® Program Keeps Community Banks Competitive

Through the Mortgage Partnership Finance® (MPF®) Program, community banks gain access to the secondary mortgage market while benefiting from key competitive advantages.

Jun 01, 2025
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Article
Lending

How Community Bankers Can Fight (and Win) Against Fraud

IBT Apps’ newest ebook is available now! Discover the rising threat of fraud and learn how community banks can proactively defend against it with modern tools and strategies.

Jun 01, 2025
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Article
Compliance

How Fraudsters Prey on Good Nature Following Disaster

Even as people suffer and others help their neighbors after devastation from fires, tornadoes or floods, fraudsters are looking to capitalize on both vulnerability and generosity.

May 01, 2025
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Article
Compliance

Alan Keller: What's at Stake for Community Banks in Current Tax Legislation

Facing its expiration date at the end of 2025, the Tax Cuts and Jobs Act is at a crossroads.

May 01, 2025
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Article
Advocacy

Navigate Evolving Fraud With Jack Henry Financial Crimes Defender™

Effectively protect your bank from pervasive fraud threats while putting your customers first with Jack Henry Financial Crimes Defender™.

Apr 30, 2025
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Article
Compliance

Community State Bank Brings Joy to Breast Cancer Patients and Survivors

A breast cancer awareness fundraiser at Community State Bank in Union Grove, Wis., culminated in a $1,000 donation for the Heavenly Locks Foundation.

May 01, 2025
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Article

Jack E. Hopkins: How Education and Technology Drive Down Fraud Risks

Community banks are battling increasingly sophisticated forms of fraud.

May 01, 2025
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Article

Lindsay LaNore: Strategic Success Starts with a Thoughtful Plan

It’s hard to believe it’s already May, but since we’re here, let’s talk about planning.

May 01, 2025
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Article

Drive Efficiency With These 9 Back Office Upgrades

Much of a community bank’s technical success starts behind the curtain: in the back office. By optimizing this area of operations, a bank can run like a well-oiled machine.

May 01, 2025
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Article

Future Commercial Lending Success Through Consumer Loans

Read Teslar’s white paper to explore why community banks need to engage consumer borrowers to grow and sustain their commercial lending pipeline—and how to do it successfully.

May 01, 2025
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Article
Lending

Protect Your Bank From Card Fraud Losses

ICBA Payments helps banks recuperate losses from card fraud with its Fraud Loss Protection Plan, a unique-to-the- industry product designed for and available exclusively to community banks.  

May 01, 2025
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Article
Compliance

Jack E. Hopkins: Marching to the Beat of Community Banking

As I take on the role of ICBA chairman, I do so with humility, honor and pride in this industry and our mission as community bankers.

Apr 01, 2025
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Article

Live Oak Bank's Office Design Is Rooted in Innovation

In June 2024, $12.9 billion-asset Live Oak Bank in Wilmington, N.C., debuted a new office building constructed with mass timber materials.

Apr 01, 2025
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Article

How Community Banks Open Doors for Local Restaurants

Restaurants, just like community banks, are a part of every local economy. And community banks know the best way to support this higher-risk industry.

Apr 01, 2025
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Article
Lending

Scott Anchin: 'Friendly Fraud' Isn't Bank Friendly

Recent research has found that “friendly fraud” costs U.S. businesses more than $100 billion a year. But what is it, and what can we do to minimize its effects?

Apr 01, 2025
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Article
Compliance

Jim Reber and Ron Haynie: Fannie and Freddie 3.0

The Trump administration shows interest in reprivatizing the housing GSEs.

Apr 01, 2025
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Article

Aaron Stetter: The ICBA Capital Summit Shapes the Future of Community Banking

Every year, ICBA hosts its signature lobbying event that encourages grassroots action for our industry and presents bankers the opportunity to meet with legislators.

Apr 01, 2025
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Article
Advocacy

First National Bank: Redefining Retail Banking

First National Bank’s eStore aims for customer convenience, delivering personalized banking through a high-tech customer experience.

Apr 01, 2025
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Article

Powering Potential: 5 Ways ICBA Can Improve Your Advocacy Efforts

Discover how ICBA’s resources equip you to excel in your lobbying efforts.

Apr 01, 2025
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Article
Advocacy

The Ultimate Community Banker Guidebook for All Things Advocacy

This year, a new presidential administration and a new Congress bring opportunities for regulatory and legislative changes.

Apr 01, 2025
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Article
Advocacy

Powering Potential: ICBA Certification Q&A with Vance Keller

Vance Keller has built a dynamic career in banking since 1999. Keller shares how his commitment to continuous learning and collaboration drives his success in navigating compliance challenges.

Apr 01, 2025
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Article

Out of Office: Gerardo Munoz

The SVP and chief information officer at $3.4 billion-asset D.L. Evans Bank in Burley, Idaho, collects and refurbishes vintage watches.

Apr 01, 2025
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Article

The Future of Risk Management: Adapt or Fall Behind

The past 18 months have been a wake-up call for the banking industry. Market instability, interest rate swings, and uncertainty demand agile, data-driven risk management.

Apr 01, 2025
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Article
Compliance

ACT Deposit Program Can Help Improve Your Bank’s CRA Rating

Discover a new, innovative way for bankers to boost their CRA rating while enjoying safety and returns for large cash balances.

Apr 01, 2025
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Article

Lucas White: Translating Advocacy Into Action

While advocacy has always been a core ICBA pillar, the massive number of new regulations we've faced over the past year is a reminder of the importance of community bankers taking part in advocacy.

Mar 01, 2025
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Article

How to Fight AI-Boosted Spear Phishing Fraud

AI has streamlined spear phishing, a kind of cyberattack involving emails, video calls or other forms of communication facilitated by fraudsters posing as a trusted colleague, boss or organization.

Mar 01, 2025
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Article
Compliance

Why is Streaming the Hottest New Marketing Platform for Community Banks?

As streaming services grow in popularity with viewers, community bankers are exploring the targeting capabilities and flexibility of advertising on connected TV.

Apr 01, 2025
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Article
Growing the Community

The Data Advantage: Key Strategies for Community Bank Success

With larger regional banks increasingly viewing community financial institutions as rising competition, the time to tap into your data advantage is now.

Apr 01, 2025
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Article

Community Bank of Parkersburg Shreds for Security

Community Bank of Parkersburg, partnered with local shredding company Gator Shredding to host a community “shred day,” where members of the community could bring documents to be safely destroyed.

Mar 01, 2025
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Article

Ways to Get the Most Out of Your AML/CFT Program

Anti-money laundering and combating the financing of terrorism programs have become a priority for regulators. Here’s how to ensure your program is up to par.

Mar 01, 2025
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Article
Compliance

ESSA Bank & Trust Is All in on Accessible Homeownership

ESSA Bank & Trust is committed to empowering first-time homebuyers and historically underserved communities with its financial education and loan programs.

Mar 01, 2025
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Article

Marketing Personalization Is More Than Adding Names to Emails

The advent of data-focused, personalized marketing has opened up doors to deeper customer relationships for community banks.

Mar 01, 2025
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Article
Growing the Community

Charles Potts: Putting the "Person" in Personalized Banking

Today, personalization reigns supreme. According to Deloitte, about half of Gen Zers and millennials find personalized experiences important in their banking and business relationships.

Mar 01, 2025
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Article

Lindsay LaNore: How to Bridge Gaps With Fellow Employees

In a diverse world, one of the greatest skills a leader can have is the ability to talk to people with different perspectives.

Mar 01, 2025
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Article

How Marketing Can Win Over the C-Suite

Getting buy-in from the C-suite is essential in all facets of the bank, including marketing. Here are tips for how to get executives and the marketing team working toward the same goals.

Mar 01, 2025
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Article
Growing the Community

Kari Mitchum: The Fedwire Transitions to ISO 20022

What community banks need to know about the Fedwire ISO 20022 switch.

Mar 01, 2025
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Article
Advocacy

Out of Office: Richard Thiessens

The EVP and chief technology officer at $746 million-asset FinWise Bank in Murray, Utah, makes his own wine, cider and mead.

Mar 01, 2025
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Article

Renovation Lending: The Solution to a Tough Mortgage Market?

With many prospective and first-time homebuyers buying fixer-uppers, community banks can tap into a new market to supplement their mortgage and construction portfolios.

Mar 01, 2025
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Article
Lending

Powering Potential: Marketing Made Easier for Your Community Bank

The ICBA Marketing Resource Center delivers dynamic, evolving resources that can help you save time, elevate your messaging and win over current and prospective customers.

Mar 01, 2025
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Article
Growing the Community

How Community Banks Are Fighting AI-Powered Elder Fraud

Generative AI has made scamming vulnerable people alarmingly simple. Banks must raise awareness among their senior customers of the dangers and help build financial security.

Feb 18, 2025
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Article
Compliance

Streamline Your Bank’s Appraisal and Vendor Management with ValuTrac

Tired of juggling spreadsheets, emails, and phone calls to manage appraisals and vendors? ValuTrac offers a unified workspace that transforms how banks manage their appraisal and valuation processes.

Mar 01, 2025
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Article
Lending

Lucas White: Tackling Fraud With Technology and Education

Community bankers consistently rank cybersecurity and fraud among our highest internal risks, and those risks are growing.

Feb 05, 2025
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Article

United Community Bank Helps Veterans Take Flight

On Oct. 4, United Community Bank in Perham, Minn., hosted a Tailgate for Troops event in the nearby city of Frazee to raise money for the Veterans Honor Flight of ND/MN.

Feb 05, 2025
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Article

Scott Anchin: A New Resource for Fighting Fraud

The rise in fraud has become one of the biggest concerns for community banks and their customers in recent years.

Feb 05, 2025
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Article
Compliance

Jim Reber: Spreading the Good News

Incremental yield can indicate relative value.

Feb 05, 2025
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Article
Growing the Community

Michael Emancipator: ICBA Speaks Out Against One-Size-Fits-All Regulations

In the face of disproportionate compliance requirements, ICBA is advocating for threshold changes that would lighten community banks’ regulatory burden.

Feb 05, 2025
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Article
Advocacy

OneUnited Bank Uses Tech to Bridge the Racial Wealth Gap

OneUnited Bank’s AI-powered financial wellness tool is enabling the bank’s customers to make better financial decisions and build generational wealth.

Feb 05, 2025
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Article

Relief From the Aftermath of Hurricane Helene

Community banks around the country came together to help those affected by Hurricane Helene, assisting with cleanup, donating supplies and more.

Feb 05, 2025
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Article

Out of Office: Aaron Hines

The commercial loan manager and SVP of $500 million-asset Denali State Bank in Fairbanks, Alaska, has ridden his snowmobile through the state’s vast landscapes.

Feb 05, 2025
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Article

Mitigating Risk in Construction Draw Loans

Construction projects hold great potential but also come with risks. Addressing these challenges head-on will help mitigate each loans risk.

Feb 01, 2025
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Article
Lending

Smart Org Changes That Could Boost Your Bank’s Trajectory

As community banks face increased competition, emerging roles and employees’ desire for advancement, it could be the right time for your community bank to assess its organizational structure.

Jan 01, 2025
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Article

Michael Benedict: Make Portfolio Strategy Fun Again

Things are looking up for portfolio management in 2025.

Jan 01, 2025
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Article
Growing the Community

Lucas White: Why Advocacy Should Be a Top Priority in 2025

The start of the new year brings with it a fresh slate and a collective reset on priorities.

Jan 01, 2025
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Article