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Agencies Planning Resolution Reform: McWilliams

Agencies Planning Resolution Reform: McWilliams The FDIC and Federal Reserve are reviewing resolution-planning regulations for bank holding companies, FDIC Chairman Jelena McWilliams said....

Nov 30, 2018
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Article
Too-Big-To-Fail/Systemic Risk

FHFA Seeks Input on ‘Duty to Serve’ Modifications

FHFA Seeks Input on ‘Duty to Serve’ Modifications The Federal Housing Finance Agency is seeking input on proposed modifications to the Underserved Markets Plans for Fannie Mae and Freddie Mac. The...

Oct 04, 2018
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Article
Housing Finance/GSEs

The Bank of Elk River wins two National Awards for Video Production featuring Elk River residents

The Bank of Elk River wins two National Awards for Video Production featuring Elk River residents The American Bankers Association (ABA) announced the winners of the third annual ABA Bank Marketing...

Oct 01, 2018
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Article

Fannie, Freddie Update PMI Standards

Fannie, Freddie Update PMI Standards Fannie Mae and Freddie Mac revised eligibility requirements for private mortgage insurers, the Federal Housing Finance Agency announced. The updates include...

Oct 01, 2018
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Article
Housing Finance/GSEs

Agencies Issue Customer Identification Program Exemptions

Agencies Issue Customer Identification Program Exemptions Federal regulators exempted loans for property and casualty insurance policies from Customer Identification Program rules. Banks engaging...

Oct 01, 2018
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Article
Compliance

DOJ Indicates Support for ADA Website Flexibility

DOJ Indicates Support for ADA Website Flexibility The Justice Department told members of Congress that it is evaluating whether to issue guidance on web accessibility standards under the Americans...

Sep 28, 2018
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Article
American Disabilities Act (ADA)

ICBA Statement on FDIC Call Report Proposal

ICBA Statement on FDIC Call Report Proposal ICBA President and CEO Rebeca Romero Rainey issued a statement on federal regulators’ proposed rule to implement quarterly reporting relief required by...

Nov 07, 2018
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Article
Call Report Regulatory Relief

FDIC Call Features S. 2155 Consumer Compliance Provisions

FDIC Call Features S. 2155 Consumer Compliance Provisions The FDIC is hosting an upcoming teleconference on consumer compliance topics related to the S. 2155 regulatory relief law. Scheduled for 2...

Oct 15, 2018
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Article
Compliance

FinCEN Issues Advisory on Iran

FinCEN Issues Advisory on Iran The Financial Crimes Enforcement Network issued an advisory to help financial institutions better detect and report potentially illicit transactions related to Iran....

Oct 15, 2018
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Article
Compliance

FinCEN Wants to Talk BSA Reporting with Hurricane-Affected Banks

FinCEN Wants to Talk BSA Reporting with Hurricane-Affected Banks The Financial Crimes Enforcement Network said financial institutions affected by Hurricane Florence should contact FinCEN and their...

Oct 01, 2018
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Article
Advocacy

Facebook Breach Affects 50M Users

Facebook Breach Affects 50M Users Facebook announced a security breach affecting nearly 50 million accounts. Facebook announced a security breach affecting nearly 50 million accounts. Attackers...

Oct 01, 2018
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Article
Data Breach Data Security/Fraud

‘Tax Reform 2.0’ Passes House

‘Tax Reform 2.0’ Passes House The House passed legislation to permanently extend the lower individual tax rates included in the tax reform law signed late last year. Known as “Tax Reform 2.0,” the...

Oct 01, 2018
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Article
Taxes & Budget

Contactless Payments Reboot: Get Ready, Get Set

Contactless Payments Reboot: Get Ready, Get Set The time has come for community bank card issuers to begin ramping up their contactless payments strategy. More than half of the top 100 U.S....

Sep 26, 2018
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Article

Chelsea Groton Bank Named a Winner of the 2018 Top Workplaces Award for Third Straight Year

Chelsea Groton Bank Named a Winner of the 2018 Top Workplaces Award for Third Straight Year Chelsea Groton Bank has been awarded a 2018 Top Workplaces honor by The Hartford Courant, for the third...

Sep 24, 2018
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Article

Wolters Kluwer Announces Interoperability with RSA Archer to Provide Regulatory Data Feed

Wolters Kluwer Announces Interoperability with RSA Archer to Provide Regulatory Data Feed Enhances Institutions’ Access to Regulatory Change Management Content Wolters Kluwer today announced the...

Sep 20, 2018
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Article

Are You Leveraging Your Card’s Core Benefits?

Are You Leveraging Your Card’s Core Benefits? ICBA Bancard’s Senior Vice President of Card and Payment Products, Julie Hanson, says that many times when she is discussing debit and credit card...

Sep 10, 2018
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Article

ICBA to IRS: Maximize Sub S Access to Tax Deduction

ICBA to IRS: Maximize Sub S Access to Tax Deduction ICBA and other banking groups called on the IRS to reconsider its approach to implementing the Tax Cuts and Jobs Act’s 20 percent tax deduction...

Sep 24, 2018
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Article

Crestmark Closes 18 Transactions Totaling More Than $46.9 Million in the First Half of August

Crestmark Closes 18 Transactions Totaling More Than $46.9 Million in the First Half of August Crestmark secured a total of $46,935,891 in financial solutions with 18 transactions for 14 new...

Aug 24, 2018
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Article

Lenders Increasingly Ready for Single Security: Survey

Lenders Increasingly Ready for Single Security: Survey Fannie Mae and Freddie Mac said mortgage lenders are increasingly familiar with their plan to begin issuing a common mortgage-backed security...

Aug 22, 2018
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Article
Housing Finance/GSEs

Automated Systems, Inc. Announces Gold Level Envision Partner Status

Automated Systems, Inc. Announces Gold Level Envision Partner Status Automated Systems, Inc. (ASI), a leading provider of core banking software for community banks, announced its status as a Gold...

Aug 14, 2018
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Article

Tell HUD to Amend Disparate-Impact Rule

Tell HUD to Amend Disparate-Impact Rule ICBA is urging community bankers to tell the Department of Housing and Urban Development to amend its fair lending disparate-impact rule to meet the...

Aug 10, 2018
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Article
Grassroots/Be Heard Fair Lending Lending

Chelsea Groton Bank Proudly Introduces A Switch Hotline

Chelsea Groton Bank Proudly Introduces A Switch Hotline In order to assist individuals and families in switching to a better banking experience, Chelsea Groton Bank is pleased to introduce a new...

Sep 07, 2018
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Article

OneRD Guaranteed Loan Rule

OneRD Guaranteed Loan Rule The USDA Rural Development Innovation Center is working to combine four guaranteed loan programs under a single regulation. This rule will improve agency efficiency in...

Sep 06, 2018
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Article

USDA Details Trade Payments Alongside Mexico Deal

USDA Details Trade Payments Alongside Mexico Deal The USDA released details of it's plans to protect farmers from foreign trade retaliation. The department has authorized $12 billion for several...

Aug 28, 2018
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Article
Agriculture

Roselle Bank Begins Renovations of Operations Center

Roselle Bank Begins Renovations of Operations Center Roselle Bank, which has served central and northern New Jersey for nearly 130 years, has begun renovating its operations center, located at 108...

Aug 27, 2018
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Article

Agencies Advance 18-Month Exam Cycle

Agencies Advance 18-Month Exam Cycle Federal regulators issued interim final rules to enact an ICBA-advocated provision of the S. 2155 regulatory relief law expanding eligibility for the 18-month...

Aug 24, 2018
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Article

Farm Bill Conference Schedules Public Meeting

Farm Bill Conference Schedules Public Meeting House and Senate Agriculture Committee leaders scheduled the first public meeting of the farm bill conference committee. The meeting is scheduled for...

Aug 23, 2018
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Article
Agriculture

Fannie, Freddie Ending Rental-Market Expansion

Fannie, Freddie Ending Rental-Market Expansion Fannie Mae and Freddie Mac are ending their expansion into the single-family rental market, the Federal Housing Finance Agency said. The enterprises...

Aug 22, 2018
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Article
Housing Finance/GSEs

United Bankers’ Bank Promotes Mary Williams to SVP, Chief Operations Officer

United Bankers’ Bank Promotes Mary Williams to SVP, Chief Operations Officer United Bankers’ Bank (UBB) has promoted Mary Williams to SVP, Chief Operations Officer, effective August 6. Williams...

Aug 17, 2018
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Article

Visa Examines Digital Trends and Consumer Expectations

Visa Examines Digital Trends and Consumer Expectations A Visa study examines how digital trends are reinventing consumer expectations. This shift in the ecosystem is driven by universal...

Aug 15, 2018
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Article

ICBA Collecting Stories on Benefits of S. 2155

ICBA Collecting Stories on Benefits of S. 2155 ICBA is asking community bankers to share how passage of the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) is helping their...

Aug 10, 2018
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Article
Regulatory Relief

Meta Financial Group, Inc.® Completes Acquisition of Crestmark® Bancorp, Inc.

Meta Financial Group, Inc.® Completes Acquisition of Crestmark® Bancorp, Inc. Meta Financial Group Inc.® (Nasdaq: CASH) ("Meta" or the “Company”) the holding company for MetaBank®, announced today...

Aug 01, 2018
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Article

ICBA Meets with White House, OMB on Sub S Deduction

ICBA Meets with White House, OMB on Sub S Deduction ICBA met with staff from the White House and the Office of Management and Budget on the Treasury Department’s proposed regulation to implement a...

Jul 31, 2018
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Article

ICBA Grows Advocacy, Member Relations and Marketing Departments with New Hires

ICBA Grows Advocacy, Member Relations and Marketing Departments with New Hires ICBA today announced three new hires. David “Chip” Bartlett will serve as vice president of congressional relations,...

Jul 30, 2018
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Article

Treasury Issues Plan for Sub S Tax Deduction

Treasury Issues Plan for Sub S Tax Deduction The Treasury Department issued its highly anticipated proposed rule to implement the Tax Cuts and Jobs Act’s 20 percent tax deduction for pass-through...

Aug 10, 2018
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Article
Taxes & Budget

Roselle Savings Bank Announces Name Change, New Logo, Branch Upgrades, and New Products

Roselle Savings Bank Announces Name Change, New Logo, Branch Upgrades, and New Products Roselle Savings Bank, which has served central and northern New Jersey for nearly 130 years, has changed its...

Aug 08, 2018
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Article

Data Breaches Reach New Record in 2017: Report

Data Breaches Reach New Record in 2017: Report The number of U.S. data breaches hit a new all-time high in 2017, according to the Identity Theft Resource Center. Identified breaches rose 44.7...

Jul 30, 2018
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Article
Data Breach Data Security/Fraud

Senate Taking Up Flood Insurance Extension

Senate Taking Up Flood Insurance Extension The Senate this week is scheduled to take up House-passed legislation to extend the National Flood Insurance Program. The House bill would extend the...

Jul 30, 2018
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Article
Flood Insurance

FDIC Needs Better IT Coordination: Watchdog

FDIC Needs Better IT Coordination: Watchdog The FDIC has not developed sufficient strategies for several information technology transitions, the agency’s inspector general said. The Office of the...

Jul 30, 2018
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Article
Agencies/Regulators 

FS-ISAC Advises Closer Look at Cyber Insurance

FS-ISAC Advises Closer Look at Cyber Insurance Not understanding cyber-insurance policy riders can come back to haunt covered parties, the Financial Services Information Sharing and Analysis Center...

Jul 30, 2018
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Article
Cybersecurity

Consumers National Bank Promotes Kennie Baker To Commercial Deposit Specialist

Consumers National Bank Promotes Kennie Baker To Commercial Deposit Specialist Minerva, Ohio–Consumers National Bank announced today that it has promoted Kennie Baker to Assistant Vice President,...

Jul 26, 2018
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Article

A Turning Point for the Industry

A Turning Point for the Industry By Kevin Tweddle I tend to view prognostication articles as clickbait. They’re either too general or too far off to provide actionable intelligence. That said,...

Jul 26, 2018
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Article
Fintech Innovation

Keshaun Clark Honored by Alexandria Chamber of Commerce for 40 Under 40

Keshaun Clark Honored by Alexandria Chamber of Commerce for 40 Under 40 Keshaun R. Clark, Vice President, Business Development Officer, has been recognized by the Alexandria Chamber of Commerce as...

Jul 24, 2018
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Article

CoastalSouth Bancshares, Inc. Closes Merger with First Citizens Financial Corporation

CoastalSouth Bancshares, Inc. Closes Merger with First Citizens Financial Corporation CoastalSouth Bancshares, Inc. (“CoastalSouth”), the parent company of CoastalStates Bank (“CSB”), announced the...

Jul 24, 2018
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Article

Clinton Savings Bank Employees Donate Over Six Hundred Dollars to the Neady Cats Organization

Clinton Savings Bank Employees Donate Over Six Hundred Dollars to the Neady Cats Organization Clinton Savings Bank (CSB) recently presented over six hundred dollars to the Neady Cats Organization,...

Jul 24, 2018
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Article

Fleetwood Bank awards $8,000.00 scholarship to Reese R. Kauffman from Oley Valley High School

Fleetwood Bank awards $8,000.00 scholarship to Reese R. Kauffman from Oley Valley High School Fleetwood Bank is pleased to announce that Reese R. Kauffman, a 2018 Oley Valley High School graduate,...

Jul 23, 2018
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Article

CHELSEA GROTON FOUNDATION Awards Over $189K in Grants to Area Organizations

CHELSEA GROTON FOUNDATION Awards Over $189K in Grants to Area Organizations The Chelsea Groton Foundation awarded $189,585 in grants to 67 non-profit organizations from Connecticut and Rhode...

Jul 13, 2018
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Article

THE STATE BANK PROMOTES VICE PRESIDENT

THE STATE BANK PROMOTES VICE PRESIDENT The State Bank is proud to announce the promotion of Linda Gregory to Vice President. Linda joined the bank in April 1991 as a teller before moving to the...

Jul 13, 2018
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Article

ICBA Names NextGen Scholarship Award Recipients

ICBA Names NextGen Scholarship Award Recipients ICBA today announced the recipients of its 2018 NextGen Scholarship Awards. Scholarships help foster future community bank leaders Washington, D.C....

Jul 27, 2018
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Article
Succession Planning

Six traits that achieve fintech success

Six traits that achieve fintech success By Kevin Tweddle Community banks partner with fintech companies for any number of reasons. But before you dive into this process, it’s critical to be...

Jul 26, 2018
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Article
Fintech Innovation

FNBC Bank announces LPO in Jonesboro

FNBC Bank announces LPO in Jonesboro FNBC Bank CEO and President Marty Sellars has announced the bank’s move into Jonesboro with the hire of Brad Snider as Community President and Brock Fletcher as...

Jul 24, 2018
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Article

Chelsea Groton Foundation Presents Scholarships to 19 Rising College Students

Chelsea Groton Foundation Presents Scholarships to 19 Rising College Students The Chelsea Groton Foundation recently presented scholarships to a select group of graduating seniors who represent 19...

Jul 24, 2018
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Article

Regal Bank Promotes Zoraida Duran

Regal Bank Promotes Zoraida Duran Regal Bank recently promoted Zoraida Duran to assistant treasurer and Bank Secrecy Act (BSA) administrator at their bank headquarters in Livingston, NJ. BSA...

Jul 24, 2018
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Article

5-Star Chelsea Groton Bank Among the Top 10% of the Nation’s Banks

5-Star Chelsea Groton Bank Among the Top 10% of the Nation’s Banks BAUERFINANCIAL, the Nation’s Premier Bank Rating Firm, is proud to announce that Chelsea Groton Bank, has once again secured its...

Jul 23, 2018
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Article

Gulf Coast Bank & Trust Company Seeking Donations for Auctions in August Fundraiser Event to Benefit Non-profits

Gulf Coast Bank & Trust Company Seeking Donations for Auctions in August Fundraiser Event to Benefit Non-profits NEW ORLEANS, JULY 10, 2018–Gulf Coast Bank & Trust Company’s Auctions in August...

Jul 10, 2018
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Article

THE STATE BANK PROMOTES OFFICER

THE STATE BANK PROMOTES OFFICER The State Bank is proud to announce the promotion of Stephanie Domina to Officer. Stephanie joined the bank is November 2015 as a branch manager in Birch Run, and...

Jul 13, 2018
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Article

THE STATE BANK PROMOTES ASSISTANT VICE PRESIDENT

THE STATE BANK PROMOTES ASSISTANT VICE PRESIDENT The State Bank is proud to announce the promotion of Brooke Jansen to Assistant Vice President. Brooke joined the bank in December 2002 as a...

Jul 13, 2018
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Article

Experience the NEW ArundelFederal.com and take advantage of special online only offers.

Experience the NEW ArundelFederal.com and take advantage of special online only offers. Glen Burnie, MD, June 12, 2018 - Arundel Federal Savings Bank (www.ArundelFederal.com) is excited to announce...

Jun 15, 2018
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Article

Roselle Savings Bank Announces “7-Week Savings” Challenge Encouraging Students to Save Money

Roselle Savings Bank Announces “7-Week Savings” Challenge Encouraging Students to Save Money Student Who Deposits Most Money During Contest Period to Win $25 Gift Card to Rita’s Italian Ice...

Jun 11, 2018
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Article

Report Offers Steps to Mitigate Cybersecurity Threats

Report Offers Steps to Mitigate Cybersecurity Threats A new report from the Department of Commerce and Homeland Security offers guidelines to help reduce the threat of botnets and similar...

Jun 04, 2018
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Article
Data Security/Fraud