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Blog: ThinkTECH Accelerator tripled number of bank participants

Blog: ThinkTECH Accelerator tripled number of bank participants After 12 fully immersive weeks and hundreds of meetings with industry stakeholders, the ICBA ThinkTECH Accelerator 2021 cohort...

Apr 14, 2021
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Article
Technology

Fed outlines vision, key pillars for FedNow Service

Fed outlines vision, key pillars for FedNow Service Federal Reserve Bank Chief Innovation Officer Dan Anthony will outline the agency’s technology strategy and next steps in preparation for the...

Apr 14, 2021
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Article
Federal Reserve

ICBA comments on computer security incident notification requirement

ICBA comments on computer security incident notification requirement ICBA submitted a comment letter in response to a notice of proposed rulemaking requiring banks to notify their primary federal...

Apr 13, 2021
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Article
Cybersecurity

FDIC seeks input on modernizing sign, ad rules

FDIC seeks input on modernizing sign, ad rules The FDIC said it is seeking input on potentially modernizing its sign and advertising requirements related to FDIC deposit insurance to better reflect...

Apr 12, 2021
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Article
Compliance

Fed issues ‘synthetic identity fraud’ definition

Fed issues ‘synthetic identity fraud’ definition The Federal Reserve issued a recommended definition of “synthetic identity fraud” after convening an industry group. The Federal Reserve issued a...

Apr 09, 2021
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Article
Cybersecurity

IRS disburses another 25M EIPs

IRS disburses another 25M EIPs The IRS and Treasury Department said they are disbursing more than 25 million payments in the fourth batch of Economic Impact Payments under the American Rescue Plan....

Apr 08, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA expands Financial Literacy Month resources

ICBA expands Financial Literacy Month resources ICBA added more Financial Literacy Month resources to its "Tell Your Story" marketing and communications toolkit to help community banks celebrate in...

Apr 08, 2021
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Article

CFPB reaches settlement with Settlelt

CFPB reaches settlement with Settlelt The Consumer Financial Protection Bureau announced a settlement with Settlelt over allegations that it engaged in unfair acts and practices. The complaint...

Apr 14, 2021
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Article
Compliance

FS-ISAC Coronavirus Update, April 14, 2021

FS-ISAC Coronavirus Update, April 14, 2021 More than two dozen states reacted quickly to Tuesday’s announcement by the Food and Drug Administration and the Centers for Disease Control and...

Apr 14, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Visa U.S. Economic Outlook (April 2021)

Visa U.S. Economic Outlook (April 2021) Over the last month, the contours of growth for 2021 came into sharper focus. Nonfarm employment rose by 916,000 in March, while consumer confidence hit its...

Apr 13, 2021
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Article

Biden to nominate national cyber director and CISA director

Biden to nominate national cyber director and CISA director President Joe Biden announced his intent to nominate Chris Inglis as National Cyber Director and Jen Easterly as the Director of the...

Apr 13, 2021
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Article
Cybersecurity

FS-ISAC Coronavirus Update, April 13, 2021

FS-ISAC Coronavirus Update, April 13, 2021 The US reported an 8% rise in new cases to 490,000 last week, the fourth week in a row that infections have increased, according to a Reuters analysis of...

Apr 13, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Agencies issue joint statement on BSA/AML compliance

Agencies issue joint statement on BSA/AML compliance Federal regulators issued a joint statement addressing how risk management principles in “Supervisory Guidance on Model Risk Management” relate...

Apr 12, 2021
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Compliance

ICBA to USDA: Ensure loan payoffs don’t harm lenders, purchasers

ICBA to USDA: Ensure loan payoffs don’t harm lenders, purchasers ICBA called on the USDA to ensure lenders are compensated for lost income as it prepares to pay off direct and guaranteed farm loans...

Apr 12, 2021
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Article
Agriculture

ICBA urges improvements to EIP delivery

ICBA urges improvements to EIP delivery ICBA and other groups recommended improvements to how the IRS issues Economic Impact Payments. ICBA and other groups recommended improvements to how the IRS...

Apr 09, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, April 9, 2021

FS-ISAC Coronavirus Update, April 9, 2021 About a quarter of adults in the US - more than 66 million people - are now fully vaccinated against Covid-19, according to data published Thursday by the...

Apr 09, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

IntraFi Network Ranked #1 2021 "Best Fintech To Work For" by American Banker

IntraFi Network Ranked #1 2021 "Best Fintech To Work For" by American Banker The recently rebranded firm finished ahead of 48 other finalists IntraFi® NetworkSM, the inventor of reciprocal deposits...

Apr 08, 2021
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Article

CFPB proposes delaying debt collection rules

CFPB proposes delaying debt collection rules The Consumer Financial Protection Bureau proposed delaying the effective date of two recent debt collection rules to provide more time to comply. The...

Apr 08, 2021
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Article
Compliance Compliance

FS-ISAC Coronavirus Update, April 7, 2021

FS-ISAC Coronavirus Update, April 7, 2021 Following a dip in daily case numbers due to Easter Sunday, when many states did not report coronavirus data, a Johns Hopkins University tracker shows the...

Apr 07, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Senate Republicans urge CBLR relief extension

Senate Republicans urge CBLR relief extension Senate Banking Committee Republicans led by Sen. Mike Crapo (R-Idaho) called on federal regulators to use their authority to extend the 8 percent...

Apr 06, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, April 8, 2021

FS-ISAC Coronavirus Update, April 8, 2021 The US is currently averaging 785 daily deaths over the last seven days - down 21% since last week, according to data compiled by Johns Hopkins University,...

Apr 08, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA, Coalition Oppose New Restrictions on Fannie, Freddie

ICBA, Coalition Oppose New Restrictions on Fannie, Freddie The Independent Community Bankers of America (ICBA) and other financial, mortgage, and civil rights groups today are calling on the...

Apr 07, 2021
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Article
Housing Finance/GSEs

SBA warns of PPP funding crunch

SBA warns of PPP funding crunch The SBA is warning Congress that the recently extended Paycheck Protection Program is starting to run low on funds with nearly two months left for borrowers to...

Apr 07, 2021
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Article

ICBA urges delay in GSE product restrictions

ICBA urges delay in GSE product restrictions ICBA and other groups called on Treasury Secretary Janet Yellen and FHFA Director Mark Calabria to delay product and program restrictions for Fannie Mae...

Apr 07, 2021
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Article
Housing Finance/GSEs

ICBA backs BSA/AML relief bill

ICBA backs BSA/AML relief bill ICBA expressed support for legislation to raise the currency transaction reporting and Suspicious Activity Reporting thresholds to $30,000 and $10,000, respectively....

Apr 07, 2021
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

ICBA Bancard Hires Vice President, Project Manager

ICBA Bancard Hires Vice President, Project Manager ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, today announced Malallai “Mal” Zalmai as vice...

Apr 06, 2021
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Article

Independent Banker interviews new ICBA leaders

Independent Banker interviews new ICBA leaders The April issue of Independent Banker magazine profiles ICBA's 2021-2022 executive committee. The interviews with ICBA leadership bankers cover the...

Apr 06, 2021
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Article
Advocacy

Credit union hearing push intensifies

Credit union hearing push intensifies ICBA is encouraging community bankers to call on Congress to hold hearings on credit union acquisitions of taxpaying community banks. ICBA is encouraging...

Apr 05, 2021
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Article
Credit Unions

IRS issues Employee Retention Credit guidance

IRS issues Employee Retention Credit guidance The IRS issued guidance for employers claiming the Employee Retention Credit for the first and second quarters of 2021. The IRS issued guidance for...

Apr 05, 2021
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Article
Taxes & Budget

CFPB ‘warns’ mortgage servicers about foreclosure wave

CFPB ‘warns’ mortgage servicers about foreclosure wave The Consumer Financial Protection Bureau “warned” mortgage servicers to take all necessary steps to prevent a wave of foreclosures this fall....

Apr 02, 2021
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Article
Compliance

Senate bill would tax capital gains at time of death

Senate bill would tax capital gains at time of death Sen. Chris Van Hollen (D-Md.) and several other Democratic senators this week introduced legislation that would require estates to pay capital...

Apr 02, 2021
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Article
Taxes & Budget

FinCEN begins implementing new reporting provisions

FinCEN begins implementing new reporting provisions The Financial Crimes Enforcement Network is seeking public comment by May 5 on implementing new beneficial ownership information requirements....

Apr 02, 2021
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Article
Compliance

Agencies issue 2020 HMDA data

Agencies issue 2020 HMDA data Regulators released 2020 Home Mortgage Disclosure Act Loan Application Register data for approximately 4,400 HMDA filers. Annual loan-level LAR data for each HMDA...

Apr 01, 2021
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Article
Compliance Compliance

CFPB proposes servicing changes to prevent foreclosures

CFPB proposes servicing changes to prevent foreclosures The Consumer Financial Protection Bureau proposed a set of rules changes to prevent foreclosures as emergency protections expire. The...

Apr 06, 2021
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Article
Compliance

Visa Global Economic Insights (March 2021)

Visa Global Economic Insights (March 2021) Last year as millions sheltered at home, e-commerce proved crucial to keeping retail sales flowing. Now, as outbreaks begin to subside and mobility...

Apr 05, 2021
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Article

ICBA backs estate tax repeal bill

ICBA backs estate tax repeal bill ICBA and other groups thanked Sen. John Thune (R-S.D.) and Reps. Jason Smith (R-Mo.) and Sanford Bishop (D-Ga.) for introducing legislation to permanently repeal...

Apr 05, 2021
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Article
Taxes & Budget

ICBA urges hearings following major credit union acquisition

ICBA urges hearings following major credit union acquisition Following the announcement of the largest-ever credit union purchase of a community bank, ICBA renewed its call for policymakers to...

Apr 03, 2021
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Article
Credit Unions

FS-ISAC Coronavirus Update, April 2, 2021

FS-ISAC Coronavirus Update, April 2, 2021 While some sectors are back to their pre-pandemic employment levels, the overall US economy still has more than 8 million fewer jobs than it did before...

Apr 02, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA Urges Hearings Following Largest-Ever Credit Union-Bank Acquisition

ICBA Urges Hearings Following Largest-Ever Credit Union-Bank Acquisition Following the announcement of the largest-ever credit union purchase of a community bank, the ICBA today renewed its call...

Apr 01, 2021
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Article
Credit Unions

Fed adopts rule on supervisory guidance

Fed adopts rule on supervisory guidance The Federal Reserve Board adopted a final rule outlining and confirming the use of supervisory guidance for regulated institutions. The Federal Reserve Board...

Apr 01, 2021
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Article
Compliance

Valerie Utsey Joins ICBA as Executive Vice President and Chief Human Resources Officer

Valerie Utsey Joins ICBA as Executive Vice President and Chief Human Resources Officer The Independent Community Bankers of America today announced that Valerie Utsey has joined the association as...

Apr 01, 2021
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Article

Agencies issue updated HMDA guide

Agencies issue updated HMDA guide The Federal Financial Institutions Examination Council issued the 2021 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collected in...

Mar 31, 2021
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Article
Compliance

ICBA Thanks President for Signing PPP Extension

ICBA Thanks President for Signing PPP Extension The Independent Community Bankers of America today thanked President Joe Biden for signing into law ICBA-advocated legislation to extend the Paycheck...

Mar 30, 2021
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Article
Advocacy Crisis Preparedness Lending

IRS: PPE is tax deductible

IRS: PPE is tax deductible The Internal Revenue Service clarified that the purchase of personal protective equipment, such as masks, hand sanitizer and sanitizing wipes, for the primary purpose of...

Mar 29, 2021
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Article
Advocacy Crisis Preparedness Lending

CFPB rescinds policy statements granting temporary relief

CFPB rescinds policy statements granting temporary relief The Consumer Financial Protection Bureau rescinded seven policy statements issued last year that provided temporary flexibilities to...

Apr 01, 2021
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Article
Compliance Compliance

FS-ISAC Coronavirus Update, April 1, 2021

FS-ISAC Coronavirus Update, April 1, 2021 During a White House briefing Wednesday, Dr. Rochelle Walensky, director of the Centers for Disease Control and Prevention, said the agency’s most recent...

Apr 01, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA, Community Banks Promote Financial Literacy in April

ICBA, Community Banks Promote Financial Literacy in April ICBA and community banks nationwide are celebrating Financial Literacy Month in April and encouraging Americans to take control of their...

Apr 01, 2021
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Article
Financial Literacy

ICBA Celebrates the Nation’s Community Banks During Community Banking Month

ICBA Celebrates the Nation’s Community Banks During Community Banking Month This month, ICBA pays tribute to community banks for their ongoing contributions throughout the COVID-19 pandemic in a...

Apr 01, 2021
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Article
Advocacy Crisis Preparedness Lending

PPP extension signed into law

PPP extension signed into law President Joe Biden signed into law ICBA-advocated legislation to extend the Paycheck Protection Program ahead of its scheduled expiration. Previously, any PPP...

Mar 31, 2021
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Article
Advocacy Crisis Preparedness Lending

EIPs heading to federal beneficiaries

EIPs heading to federal beneficiaries The IRS said it expects to begin issuing additional Economic Impact Payments this weekend to federal beneficiaries who do not normally file a tax return. The...

Mar 31, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, March 31, 2021

FS-ISAC Coronavirus Update, March 31, 2021 President Biden signed the PPP Extension Act of 2021 into law on Tuesday, a law extending the application deadline, originally set to expire on March 31,...

Mar 31, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Deadline for credit union comment letters extended

Deadline for credit union comment letters extended While ICBA last week submitted its comment letter urging the National Credit Union Administration to withdraw a proposal on credit union services...

Mar 29, 2021
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Article
Credit Unions

USDA asks lenders to suspend adverse actions against socially disadvantaged farmers

USDA asks lenders to suspend adverse actions against socially disadvantaged farmers The USDA’s Farm Service Agency asked lenders to suspend adverse actions against guaranteed farm loan borrowers...

Mar 29, 2021
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Article
Agriculture USDA Farm Loan Programs

ICBA supports bill offering rural lending tax relief

ICBA supports bill offering rural lending tax relief ICBA thanked Reps. Ron Kind (D-Wis.) and Randy Feenstra (R-Iowa) for introducing legislation to exempt from taxation interest income on farm...

Mar 26, 2021
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Article
Agriculture

FS-ISAC Coronavirus Update, March 26, 2021

FS-ISAC Coronavirus Update, March 26, 2021 Covid cases in the US are rising again, reversing course after months of decline and threatening another setback in the return to normality, with the...

Mar 26, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA Thanks Congress for Extending PPP

ICBA Thanks Congress for Extending PPP The Independent Community Bankers of America today thanked Congress for passing ICBA-advocated legislation to extend the Paycheck Protection Program ahead of...

Mar 25, 2021
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Article

ICBA offers Community Banking Month resources

ICBA offers Community Banking Month resources April is Community Banking Month, and ICBA offers resources to help community banks get involved, including a toolkit to help tell the community...

Mar 25, 2021
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Article

ICBA urges credit union capital parity

ICBA urges credit union capital parity ICBA called on the NCUA to create a minimum regulatory capital framework that is no less stringent than the Basel III regulatory capital framework in effect...

Mar 26, 2021
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Article
Credit Unions

ICBA to NCUA: Don't Deregulate For-Profit Entities

ICBA to NCUA: Don't Deregulate For-Profit Entities The Independent Community Bankers of America (ICBA) today called on the National Credit Union Administration to withdraw a proposal to...

Mar 25, 2021
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Article
Credit Unions

SBA increasing max EIDL amounts

SBA increasing max EIDL amounts The SBA said it is increasing maximum Economic Injury Disaster Loan amounts for small businesses from $150,000 over six months to $500,000 over 24 months. The SBA...

Mar 25, 2021
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Article
Lending