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FDIC ILC Rule Comment Letter

FDIC ILC Rule Comment Letter The Independent Community Bankers of America appreciates this opportunity to provide feedback to the Federal Deposit Insurance Corporation’s request for comments in...

Jul 01, 2020
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Article
Commerce & Banking

ICBA: Bill to establish PPP calculator supports small biz

ICBA: Bill to establish PPP calculator supports small biz ICBA thanked Reps. Ann Wagner (R-Mo.) and Wm. Lacy Clay (D-Mo.) for introducing legislation to establish a free online calculator to...

Jul 01, 2020
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Article

ICBA urges passage of military-banking parity

ICBA urges passage of military-banking parity ICBA urged congressional leaders to support a provision of the Senate's 2021 National Defense Authorization Act that would promote parity between banks...

Jul 01, 2020
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Article
Military Lending

ICBA Opposes Rakuten's Resubmitted ILC Application

ICBA Opposes Rakuten's Resubmitted ILC Application The Independent Community Bankers of America® (ICBA) called on the Federal Deposit Insurance Corp. to deny Rakuten Bank America’s resubmitted...

Jun 30, 2020
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Article
Commerce & Banking

Bill would establish PPP loan-forgiveness calculator

Bill would establish PPP loan-forgiveness calculator Reps. Ann Wagner (R-Mo.) and Wm. Lacy Clay (D-Mo.) introduced legislation to establish a free online calculator to complete Paycheck Protection...

Jun 30, 2020
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Article

ICBA backs amendment to advance 'beneficial owner' reform

ICBA backs amendment to advance 'beneficial owner' reform ICBA and other groups called on Senate leaders to include "beneficial ownership" disclosure relief in the 2021 National Defense...

Jun 30, 2020
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Article
Regulatory Relief

Regulators warn of LIBOR transition risks

Regulators warn of LIBOR transition risks Financial regulators issued a joint statement highlighting the risks of transitioning from LIBOR. The Federal Financial Institutions Examination Council...

Jul 02, 2020
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Article
Lending

ICBA opposes resubmitted Rakuten ILC application

ICBA opposes resubmitted Rakuten ILC application ICBA called on the FDIC to deny Rakuten Bank America’s resubmitted federal deposit insurance application and urged Congress to permanently close the...

Jul 01, 2020
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Article
Commerce & Banking

Senate votes to extend PPP into August

Senate votes to extend PPP into August The Senate passed legislation to extend the Paycheck Protection Program application deadline until Aug. 8, sending it to the House hours before the SBA...

Jul 01, 2020
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Article

FinCEN issues BSA/AML guidance on hemp businesses

FinCEN issues BSA/AML guidance on hemp businesses The Financial Crimes Enforcement Network issued guidance on BSA/AML regulatory requirements for hemp-related business customers. The Financial...

Jun 30, 2020
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Article
Compliance

Supreme Court won't consider credit union redlining case

Supreme Court won't consider credit union redlining case The U.S. Supreme Court declined to review the National Credit Union Administration's field-of-membership rules, ending an ICBA-supported...

Jun 30, 2020
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Article
Credit Unions

ICBA Statement on Supreme Court Decision in Credit Union Redlining Case

ICBA Statement on Supreme Court Decision in Credit Union Redlining Case Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on today's...

Jun 29, 2020
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Article
Credit Unions

PPP shines light on community banks

PPP shines light on community banks The Paycheck Protection Program has cast a national light on the role of community banks in supporting small businesses, ICBA President and CEO Rebeca Romero...

Jun 29, 2020
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Article

Retail sales stage a comeback in May, but the hole remains deep

Retail sales stage a comeback in May, but the hole remains deep Visa economists break down the latest trends among consumer behaviors in their June Monthly Consumer Monitor report. Visa economists...

Jun 26, 2020
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Article

FDIC codifies 'valid when made' doctrine

FDIC codifies 'valid when made' doctrine The FDIC issued an ICBA-supported rule codifying agency guidance that the valid interest rate for a loan is determined when the loan is made and is...

Jun 26, 2020
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Article
Lending

SBA updates PPP guidance on maturity dates, fishing boats

SBA updates PPP guidance on maturity dates, fishing boats The SBA updated its frequently asked questions on the Paycheck Protection Program with guidance on maturity dates. The SBA updated its...

Jun 26, 2020
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Article

GAO: $1.4B in stimulus payments to deceased people

GAO: $1.4B in stimulus payments to deceased people The Government Accountability Office's report on the federal COVID-19 response reported that the IRS sent nearly $1.4 billion in Economic Impact...

Jun 26, 2020
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Article
Crisis Preparedness Lending

PPP loans continue climb ahead of deadline

PPP loans continue climb ahead of deadline Community bank Paycheck Protection Program loans continued to climb ahead of today's deadline for borrower applications, according to an SBA summary of...

Jun 30, 2020
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Article

Contact Congress on next pandemic relief package

Contact Congress on next pandemic relief package As Congress considers the next COVID-19 legislative relief package, ICBA is calling on community bankers to provide lawmakers with policy...

Jun 29, 2020
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Article
Crisis Preparedness

Agencies propose revised flood insurance Q&As

Agencies propose revised flood insurance Q&As Regulators requested public comment on new and revised interagency questions and answers on flood insurance. Regulators requested public comment on new...

Jun 29, 2020
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Article
Advocacy Compliance

ICBA offers scholarship for veterans

ICBA offers scholarship for veterans ICBA and The American College of Financial Services are offering a new “20 in 2020” scholarship for veterans and their families seeking careers as community...

Jun 29, 2020
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Article

Wolters Kluwer launches TSoftPlus PPP Forgiveness Module to Support US Paycheck Protection Program Participants

Wolters Kluwer launches TSoftPlus PPP Forgiveness Module to Support US Paycheck Protection Program Participants With the U.S. CARES Act’s Paycheck Protection Program (PPP) now entering the loan...

Jun 26, 2020
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Article

Regulators modify Volcker Rule

Regulators modify Volcker Rule Financial regulators finalized a rule modifying the Volcker Rule’s prohibition on banking entities investing in or sponsoring hedge funds or private equity funds....

Jun 26, 2020
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Article
Compliance Compliance

Romero Rainey: PPP shines positive light on community banks

Romero Rainey: PPP shines positive light on community banks The Paycheck Protection Program has cast a national light on the role of community banks in supporting small businesses, ICBA President...

Jun 25, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA opposes Rakuten ILC resubmission

ICBA opposes Rakuten ILC resubmission ICBA said the FDIC should deny Japanese e-commerce conglomerate Rakuten's application for federal deposit insurance at its Rakuten Bank America industrial loan...

Jun 26, 2020
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Article
Commerce & Banking

Comment Letter to the FDIC on Rakuten

Comment Letter to the FDIC on Rakuten The Independent Community Bankers of America appreciates this opportunity to comment on the re-submission by Rakuten Card Co., Ltd. (Rakuten Card Japan) a...

Jun 25, 2020
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Article
Agriculture Commerce & Banking

Main Street Inc. Announces Partnership With Community Bankers Association of Ohio

Main Street Inc. Announces Partnership With Community Bankers Association of Ohio Check Printing and Marketing Services Available to CBAO Members Main Street, Inc. recently entered a partnership...

Jun 25, 2020
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Article

ICBA offers Congress stimulus recommendations

ICBA offers Congress stimulus recommendations As Congress considers the next legislative package to address the economic fallout from the COVID-19 pandemic, ICBA weighed in with recommendations to...

Jun 25, 2020
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Article
Crisis Preparedness

SBA revises PPP restrictions for applicants with felonies

SBA revises PPP restrictions for applicants with felonies The SBA issued a new Paycheck Protection Program interim final rule revising its recently updated eligibility guidelines for borrowers...

Jun 25, 2020
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Article
Advocacy Crisis Preparedness

CFPB updates "underserved" methodology

CFPB updates "underserved" methodology The Consumer Financial Protection Bureau issued an interpretive rule on how it determines which counties qualify as "underserved" for a given calendar year....

Jun 24, 2020
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Article
Compliance

FEMA offers exercise kit for restoring operations

FEMA offers exercise kit for restoring operations The Federal Emergency Management Agency released an Exercise Starter Kit that organizations can use as they plan for returning to the new normal....

Jun 24, 2020
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Article
Advocacy

Agencies issue 2019 HMDA data

Agencies issue 2019 HMDA data The Federal Financial Institutions Examination Council released data on 2019 mortgage lending transactions covered by the Home Mortgage Disclosure Act. The Federal...

Jun 25, 2020
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Article
Mortgage Rules

2020 CRA list released

2020 CRA list released Federal regulators released the 2020 list of distressed or underserved nonmetropolitan middle-income geographies. Federal regulators released the 2020 list of distressed or...

Jun 25, 2020
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Article
Community Reinvestment Act (CRA)

ICBA Offers Recommendations as Congress Debates Stimulus

ICBA Offers Recommendations as Congress Debates Stimulus As Congress considers the next legislative package to address the economic fallout from the COVID-19 pandemic, the Independent Community...

Jun 24, 2020
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Article
Advocacy Crisis Preparedness

ICBA PPP webinar follows release of new rule

ICBA PPP webinar follows release of new rule Community bankers can download the recording of Tuesday's ICBA Community Bank Briefing on the Paycheck Protection Program. The briefing provides a...

Jun 24, 2020
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Article
Crisis Preparedness

SBA to release info on most PPP borrowers

SBA to release info on most PPP borrowers The SBA and Treasury Department said they will publicly release certain information about Paycheck Protection Program borrowers. The SBA and Treasury...

Jun 22, 2020
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Article

SBA tool connects small biz with PPP lenders

SBA tool connects small biz with PPP lenders The SBA launched an online tool to match small businesses and nonprofits with smaller-asset Paycheck Protection Program lenders. The SBA launched an...

Jun 22, 2020
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Article
Lending

ICBA releases custom small-business op-ed

ICBA releases custom small-business op-ed ICBA recently released a customizable op-ed that community bankers can use to share how they have rallied around small businesses during the COVID-19...

Jun 22, 2020
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Article
Lending

Passageways Announces Capital Raise and Expansion Plans

Passageways Announces Capital Raise and Expansion Plans Passageways today announced the closing of a $5 million round of new growth capital with its existing investors. Passageways also appointed...

Jun 19, 2020
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Article

ICBA and ProfitStars Expand Relationship to Include Forecasting and Financial Reporting

ICBA and ProfitStars Expand Relationship to Include Forecasting and Financial Reporting The Independent Community Bankers of America today announced that it has extended its Preferred Service...

Jun 11, 2020
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Article

Wolters Kluwer’s Compliance Solutions Wins Four Stevie Awards in 2020 American Business Awards

Wolters Kluwer’s Compliance Solutions Wins Four Stevie Awards in 2020 American Business Awards Wolters Kluwer Compliance Solutions has been recognized with four wins by the prestigious 2020...

Jun 11, 2020
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Article

ICBA urges changes to brokered deposit proposal

ICBA urges changes to brokered deposit proposal ICBA urged the FDIC to update its proposal to revise restrictions on brokered deposits that apply to less-than-well-capitalized banks. ICBA urged the...

Jun 10, 2020
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Article
Capital

Comment Letter to the FDIC on Brokered Deposits

Comment Letter to the FDIC on Brokered Deposits Section 29 of the Federal Deposit Insurance Act restricts the acceptance of deposits by insured depository institutionsfrom a “deposit broker.”...

Jun 09, 2020
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Article
Agriculture

ICBA Urges Streamlined Paycheck Protection Program Process

ICBA Urges Streamlined Paycheck Protection Program Process The Independent Community Bankers of America® (ICBA) called on the Treasury Department and Small Business Administration to make the...

Jun 09, 2020
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Article

Introducing Zoom for OnBoard: Meet Together Even When You’re Apart

Introducing Zoom for OnBoard: Meet Together Even When You’re Apart We are proud to announce the official launch of Zoom for OnBoard, an enhanced product capability which is available now and free...

Jun 19, 2020
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Article

CFPB issues new TRID resources

CFPB issues new TRID resources The Consumer Financial Protection Bureau published a new fact sheet and updated frequently asked questions on the TILA-RESPA Integrated Disclosure Rule. The Consumer...

Jun 10, 2020
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Article
Compliance

New PPP payroll threshold not a cliff

New PPP payroll threshold not a cliff The Treasury Department and Small Business Administration clarified that Paycheck Protection Program borrowers will remain eligible for partial loan...

Jun 09, 2020
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Article

ICBA seeks streamlined Paycheck Protection Program process

ICBA seeks streamlined Paycheck Protection Program process ICBA called on the Treasury Department and SBA to make the Paycheck Protection Program loan-forgiveness process less complex and onerous...

Jun 09, 2020
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Article

Smaller lenders lead both PPP rounds: data

Smaller lenders lead both PPP rounds: data Lenders under $10 billion in assets have made more than 2.26 million Paycheck Protection Program loans worth more than $224 billion through both rounds of...

Jun 09, 2020
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Article

ICBA Welcomes Scott Brown as Vice President of Member Relations

ICBA Welcomes Scott Brown as Vice President of Member Relations The Independent Community Bankers of America today announced that Scott Brown has joined the association as vice president of member...

Jun 09, 2020
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Article

Three grassroots campaigns take on credit unions

Three grassroots campaigns take on credit unions ICBA is calling on community bankers to act on several grassroots campaigns related to the authority and oversight of tax-exempt credit unions. ICBA...

Jun 08, 2020
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Article
Credit Unions

ICBA and The American College Announce Scholarship for Veterans

ICBA and The American College Announce Scholarship for Veterans The Independent Community Bankers of America and The American College of Financial Services today announced a new “20 in 2020”...

Jun 09, 2020
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Article

Letter of Support for the Paycheck Protection for Producers Act

Letter of Support for the Paycheck Protection for Producers Act ICBA supports the Paycheck Protection for Producers Act," would modifies the calculation of the maximum loan amount for certain...

Jun 08, 2020
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Article
Agriculture

Passageways Honored to Win Seven Stevie® Awards at 2020 American Business Awards

Passageways Honored to Win Seven Stevie® Awards at 2020 American Business Awards We are delighted to announce that we’ve been named the recipient of seven Stevie® Awards at The American Business...

Jun 08, 2020
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Article

ICBA Testifies on Promoting Inclusive Lending During Pandemic

ICBA Testifies on Promoting Inclusive Lending During Pandemic The Independent Community Bankers of America® (ICBA) today testified before Congress on promoting inclusive lending during the pandemic...

Jun 03, 2020
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Article
Lending

Romero Rainey: Act now on PPP reform

Romero Rainey: Act now on PPP reform If community bankers are waiting for the right time to contact Congress on needed Paycheck Protection Program reforms, the wait is over, ICBA President and CEO...

Jun 03, 2020
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Article
Lending

Romero Rainey: press Senate on PPP reforms

Romero Rainey: press Senate on PPP reforms With the Senate considering Paycheck Protection Program reforms after the House passed its reform bill last week, community banks should urge lawmakers to...

Jun 02, 2020
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Article

OCC ruling clarifies permissible interest on transferred loans

OCC ruling clarifies permissible interest on transferred loans The OCC finalized its rule clarifying that when banks sell or assign a loan, interest permissible prior to the transfer continues to...

Jun 01, 2020
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Article
Lending

ICBA Pledges Multi-Year Commitment to Community Bank Innovation

ICBA Pledges Multi-Year Commitment to Community Bank Innovation The Independent Community Bankers of America today announced an additional three-year commitment to its ICBA ThinkTECH Accelerator...

Jun 08, 2020
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Article
Fintech Innovation

New legislation looks to address PPP restrictions

New legislation looks to address PPP restrictions On June 5, President Donald Trump signed legislation to address restrictions on the Small Business Administration’s (SBA) Paycheck Protection...

Jun 05, 2020
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Article
Advocacy Crisis Preparedness Lending