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CISA urges Microsoft Exchange patching against vulnerability

CISA urges Microsoft Exchange patching against vulnerability The Cybersecurity and Infrastructure Security Agency urged public and private sector partners to follow its emergency directive on the...

Mar 08, 2021
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Article
Cybersecurity

CISA call today on Microsoft vulnerability

CISA call today on Microsoft vulnerability The Cybersecurity and Infrastructure Security Agency is hosting a conference call at noon (Eastern time) today on the active exploitation of a...

Mar 05, 2021
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Article
Risk Cybersecurity

FS-ISAC Coronavirus Update, March 5, 2021

FS-ISAC Coronavirus Update, March 5, 2021 The average number of vaccine doses being administered across the US per day topped two million for the first time on Wednesday, according to data from the...

Mar 05, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA Expands Preferred Service Provider Relationship with QwickRate to include its IntelliCredit Offering

ICBA Expands Preferred Service Provider Relationship with QwickRate to include its IntelliCredit Offering The ICBA today announced that its Preferred Service Provider relationship with QwickRate...

Mar 04, 2021
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Article

Treasury launches $9B CDFI, MDI program

Treasury launches $9B CDFI, MDI program The Treasury Department opened the application process for the Emergency Capital Investment Program, which will provide $9 billion in capital to Community...

Mar 05, 2021
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Article
Minority Owned Depository Institutions (MDI)

CFPB proposes delaying new QM rule

CFPB proposes delaying new QM rule The Consumer Financial Protection Bureau proposed delaying the mandatory compliance date of its general Qualified Mortgage final rule from July 1, 2021, to Oct....

Mar 04, 2021
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Article
Compliance Compliance Mortgage Rules

FS-ISAC Coronavirus Update, March 4, 2021

FS-ISAC Coronavirus Update, March 4, 2021 About 80.5 million doses of Covid-19 vaccine have been administered in the US, according to data published Wednesday by the US Centers for Disease Control...

Mar 04, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

FS-ISAC Coronavirus Update, March 3, 2021

FS-ISAC Coronavirus Update, March 3, 2021 Ramped up vaccination rates and the arrival of a new vaccine from Johnson & Johnson are making economists optimistic about their forecast for a strong...

Mar 03, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Community Bankers to Convene for ICBA Connect

Community Bankers to Convene for ICBA Connect The Independent Community Bankers of America announced a first-of-its kind team-focused virtual banking conference designed to address the unique...

Mar 02, 2021
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Article

Romero Rainey named one of Washington's most influential

Romero Rainey named one of Washington's most influential ICBA President and CEO Rebeca Romero Rainey was named one of Washington's most influential people by Washingtonian magazine. ICBA President...

Mar 02, 2021
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Article
Advocacy

SBA issues new PPP rule, applications

SBA issues new PPP rule, applications The SBA released its new interim final rule and new application forms implementing Paycheck Protection Program changes for sole proprietors and other borrowers...

Mar 04, 2021
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Article
Advocacy Crisis Preparedness Lending

Romero Rainey: ICBA pressing PPP reforms

Romero Rainey: ICBA pressing PPP reforms While Congress is fast-tracking the next stimulus package, problems with existing recovery programs remain unaddressed, ICBA President and CEO Rebeca Romero...

Mar 04, 2021
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Article
Advocacy Crisis Preparedness Lending

Meeting with constituents during CUNA’s virtual GAC? Here are some things to consider.

Meeting with constituents during CUNA’s virtual GAC? Here are some things to consider. Credit unions were created and granted a substantial tax exemption to serve “people of modest means.” However,...

Mar 02, 2021
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Article
Credit Unions

SBA: New PPP rule coming soon

SBA: New PPP rule coming soon The SBA said it will "soon" publish a new Paycheck Protection Program interim final rule and issue a new application for Schedule C filers. Until then, it issued the...

Mar 02, 2021
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Article
Advocacy Crisis Preparedness Lending

Fed issues continuity tips for storm season

Fed issues continuity tips for storm season In a new post, the Federal Reserve provided resources on pre-storm planning, storm watching, and post-storm procedures The Federal Reserve released tips...

Mar 02, 2021
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Article
Advocacy Risk

FS-ISAC Coronavirus Update, March 2, 2021

FS-ISAC Coronavirus Update, March 2, 2021 he $900 billion Covid relief bill passed in December with $600 stimulus checks and extra unemployment benefits, helped lift about 1.6 million Americans out...

Mar 02, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

IRS issues guidance on employee retention credit

IRS issues guidance on employee retention credit The IRS issued guidance for employers claiming the employee retention tax credit under the CARES Act. The guidance includes clarifications and...

Mar 02, 2021
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Article
Advocacy Crisis Preparedness

SBA: PPP changes effective this week

SBA: PPP changes effective this week The SBA this week plans to issue an interim final rule detailing and implementing pending changes to the Paycheck Protection Program. The SBA this week plans to...

Mar 01, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA summarizes new House-passed stimulus plan

ICBA summarizes new House-passed stimulus plan ICBA released a summary of the House version of the $1.9 trillion American Rescue Plan Act (H.R. 1319), which the House passed Saturday on a nearly...

Mar 01, 2021
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Article
Advocacy Crisis Preparedness

FS-ISAC Coronavirus Update, Feb. 26, 2021

FS-ISAC Coronavirus Update, Feb. 26, 2021 ollowing are today’s major Headlines, US Snapshots, US Vaccinations, US Variant Cases, key Highlights, the “Good Stuff” as well as key Statistics, Vaccine...

Feb 26, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Oconee State Bank Taps FINBOA to Automate Back-Office Workflows

Oconee State Bank Taps FINBOA to Automate Back-Office Workflows Oconee State Bank has partnered with FINBOA, a leading innovator in digital automation and regulatory compliance for financial...

Feb 25, 2021
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Article

Fed payment services back up following disruption

Fed payment services back up following disruption Federal Reserve payment services are back online following a three-hour disruption yesterday that the Fed attributed to "operational error."...

Feb 25, 2021
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Article
Federal Reserve

PPP small borrower window opens, other reforms effective next week

PPP small borrower window opens, other reforms effective next week One of the Biden administration's Paycheck Protection Program reforms announced earlier this week started yesterday, with the rest...

Feb 25, 2021
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Article
Advocacy Crisis Preparedness Lending

Bill would expand farm partnership access to PPP

Bill would expand farm partnership access to PPP ICBA-supported legislation allowing farmers and ranchers categorized as partnerships to use gross income to calculate maximum Paycheck Protection...

Mar 01, 2021
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Article
Advocacy Agriculture Crisis Preparedness +2 More...

COVID Relief Package Should Include USDA Business & Industry (B&I) Funding

COVID Relief Package Should Include USDA Business & Industry (B&I) Funding The B&I program is expected to exhaust current funding in the next few months and faces a projected $1 billion shortfall...

Feb 25, 2021
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Article
Commerce & Banking

What I Have in Common with Matthew McConaughey: We Both Reinvented Our Careers

What I Have in Common with Matthew McConaughey: We Both Reinvented Our Careers ICBA Connect is a virtual experience that is designed to energize, inspire and bring community banking teams together....

Feb 24, 2021
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Article

CFPB announces plans to rethink QM rules

CFPB announces plans to rethink QM rules ​The Consumer Financial Protection Bureau said it expects to propose a rule to delay its Qualified Mortgage rule’s July 1 mandatory compliance date. The...

Feb 24, 2021
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Article
Compliance Compliance

ICBA urges garnishment exemption for EIPs

ICBA urges garnishment exemption for EIPs ICBA and other groups urged Congress to include language in the next stimulus package exempting the third round of Economic Impact Payments from...

Feb 24, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA Encourages Americans to Celebrate Saving

ICBA Encourages Americans to Celebrate Saving During America Saves Week, the Independent Community Bankers of America reminds consumers that building a nest egg can help alleviate stress and...

Feb 23, 2021
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Article

Agencies announce relief for Texas winter storms

Agencies announce relief for Texas winter storms Federal and state agencies announced relief to institutions and taxpayers affected by this month's winter storms in Texas and other states. Federal...

Feb 23, 2021
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Article
Advocacy Risk

ICBA urges crop insurance support

ICBA urges crop insurance support ICBA and other groups urged policymakers to protect crop insurance from harmful cuts as they develop the fiscal 2022 budget. ICBA and other groups urged...

Feb 25, 2021
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Article
Agriculture Crop Insurance

FinCEN issues advisory on EIP fraud

FinCEN issues advisory on EIP fraud The Financial Crimes Enforcement Network issued an advisory to alert financial institutions to fraud and other financial crimes related to Economic Impact...

Feb 25, 2021
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Article
Advocacy Crisis Preparedness Cybersecurity +1 More...

Community banks again outperform industry: FDIC

Community banks again outperform industry: FDIC Community banks reported net income growth of 21.2 percent in the fourth quarter from a year ago and a 3.6 percent increase in 2020 from the year...

Feb 24, 2021
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Article
Advocacy Commerce & Banking

FS-ISAC Coronavirus Update, Feb. 23, 2021

FS-ISAC Coronavirus Update, Feb. 23, 2021 A new report out Tuesday warns that a more transmissible variant of coronavirus threatens to start a renewed surge of infections in March, and suggests the...

Feb 24, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

PPP reforms target smallest businesses

PPP reforms target smallest businesses The Biden administration announced several Paycheck Protection Program reforms to target the program to the smallest businesses. The Biden administration...

Feb 23, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA urges funding for rural development programs

ICBA urges funding for rural development programs ICBA and other groups called on House appropriators to ensure adequate funding for key USDA rural development programs in the next COVID bill. ICBA...

Feb 23, 2021
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Article
Advocacy Agriculture Crisis Preparedness +1 More...

FS-ISAC Coronavirus Update, Feb. 22, 2021

FS-ISAC Coronavirus Update, Feb. 22, 2021 President Joe Biden on Monday criticized the Paycheck Protection Program because small businesses struggled to get loans that instead went to larger...

Feb 23, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Agencies finalize call report threshold relief

Agencies finalize call report threshold relief Federal regulators issued final call report changes related to asset threshold relief given the impact of Paycheck Protection Program lending on bank...

Feb 22, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, Feb. 18, 2021

FS-ISAC Coronavirus Update, Feb. 18, 2021 Treasury Secretary Janet Yellen said Thursday that a major stimulus package is necessary for the economy to recover from the Covid-19 pandemic even amid...

Feb 19, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Community banks lead 2021 PPP lending

Community banks lead 2021 PPP lending Insured depository institutions under $10 billion in assets in 2021 have approved more than 740,000 Paycheck Protection Program loans worth $60.7 billion,...

Feb 19, 2021
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Article
Advocacy Crisis Preparedness Lending

Climate change poses risks to FIs: Fed's Brainard

Climate change poses risks to FIs: Fed's Brainard Federal Reserve Governor Lael Brainard said climate change is already imposing substantial economic costs while presenting risks and opportunities...

Feb 19, 2021
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Article
Agriculture

Fed extends netting protections

Fed extends netting protections The Federal Reserve Board issued a final rule to apply netting protections to a broader range of financial institutions. The Federal Reserve Board issued a final...

Feb 19, 2021
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Article
Federal Reserve Compliance

Fed's Powell testifying this week

Fed's Powell testifying this week Federal Reserve Chairman Jerome Powell is slated to testify this week before the Senate Banking Committee and House Financial Services Committee on the agency's...

Feb 22, 2021
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Article
Federal Reserve

Minority bank webinar on evaluating capital opportunities

Minority bank webinar on evaluating capital opportunities ICBA, ICBA Securities, and Vining Sparks are hosting a complimentary webinar for FDIC-designated Minority Depository Institutions on...

Feb 22, 2021
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Article
Minority Owned Depository Institutions (MDI)

USDA announces dealer trust for livestock sellers

USDA announces dealer trust for livestock sellers The USDA Agricultural Marketing Service announced a new Dealer Statutory Trust for livestock sellers, in accordance with the year-end...

Feb 19, 2021
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Article
Agriculture

ICBA updates 'Return to the New Normal' guide

ICBA updates 'Return to the New Normal' guide ICBA updated its "Return to the New Normal" guide featuring suggestions to help community banks resume more normal operations and person-to-person...

Feb 18, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA issues summary on new BSA/AML law

ICBA issues summary on new BSA/AML law ICBA recently issued a summary on the defense spending law enacted at the beginning of the year that includes BSA/AML reforms. ICBA recently issued a summary...

Feb 18, 2021
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

FS-ISAC Coronavirus Update, Feb. 17, 2021

FS-ISAC Coronavirus Update, Feb. 17, 2021 A new report published in the New England Journal of Medicine on Wednesday suggests that Pfizer-BioNTech’s Covid-19 vaccine can protect people against...

Feb 18, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Government measures target North Korean cybercrime

Government measures target North Korean cybercrime The Justice Department indicted three North Korean computer programmers for participating in a series of cyberattacks designed to steal and extort...

Feb 18, 2021
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Article
Cybersecurity

SBA shortens period for relief payments

SBA shortens period for relief payments The SBA issued new guidance adjusting the number of months of 7(a), 504, and Microloan payments it is making for borrowers under Section 1112 of the CARES...

Feb 17, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA Continues Call for Joint CRA Rulemaking

The Independent Community Bankers of America today reiterated its call for federal regulators to work together on updated Community Reinvestment Act regulations in a comment letter to the Federal...

Feb 16, 2021
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Article
Community Reinvestment Act (CRA)

FS-ISAC Coronavirus Update, Feb. 15, 2021

FS-ISAC Coronavirus Update, Feb. 15, 2021 The seven-day average of new COVID-19 cases in the US has declined in 40 states and territories, remained the same in eight, and increased in three states,...

Feb 16, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

SBA issues new loan program guidance

SBA issues new loan program guidance The SBA on Friday night issued two notices on its lending programs. Further PPP information and resources are available on the SBA and Treasury sites and ICBA's...

Feb 16, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, Feb. 12, 2021

FS-ISAC Coronavirus Update, Feb. 12, 2021 The US Centers for Disease Control and Prevention said Friday that schools can safely open as long as a range of precautions are in place, offering a...

Feb 12, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Policymakers to Participate in ICBA ThinkTECH Accelerator Event

Policymakers to Participate in ICBA ThinkTECH Accelerator Event ICBA, in partnership with The Venture Center and the State of Arkansas, will host a one-day virtual summit for policymakers and the...

Feb 17, 2021
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Article

OCC allows closures due to Winter Storm Uri

OCC allows closures due to Winter Storm Uri The OCC issued a proclamation allowing national banks and federal savings associations to close offices affected by Winter Storm Uri at their discretion....

Feb 17, 2021
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Article
Compliance

White House extends forbearance, foreclosure protections

White House extends forbearance, foreclosure protections The Biden administration extended the foreclosure moratorium and mortgage forbearance on certain loans through the end of June. The Biden...

Feb 17, 2021
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Article
Advocacy Crisis Preparedness Lending +1 More...

FS-ISAC Coronavirus Update, Feb. 16, 2021

FS-ISAC Coronavirus Update, Feb. 16, 2021 The rate of new US coronavirus cases continued to decline Monday and Tuesday, as the country’s rolling average of daily infections fell below 90,000 for...

Feb 16, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA continues opposition to Rakuten ILC application

ICBA continues opposition to Rakuten ILC application Rakuten Bank America’s resubmitted deposit insurance application continues to pose risks of mixing banking and commerce due to Rakuten Inc.’s...

Feb 16, 2021
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Article
Lending

ICBA to OCC: Rescind unvetted charter policy shift

ICBA to OCC: Rescind unvetted charter policy shift ICBA and other groups asked the OCC to rescind an interpretive letter expanding eligibility to apply for a national trust charter as well as the...

Feb 16, 2021
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Article
Fintech Regulation