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CFPB updates TRID rule FAQs

CFPB updates TRID rule FAQs The Consumer Financial Protection Bureau issued additional frequently asked questions on its TILA-RESPA integrated disclosure rule. The Consumer Financial Protection...

May 17, 2021
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Article
Compliance

Fed again extends rule allowing PPP loans to directors

Fed again extends rule allowing PPP loans to directors The Federal Reserve Board for the third time extended its rule allowing certain bank directors and shareholders to apply to their banks for...

May 17, 2021
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Article

ICBA, Community Bankers of Georgia Urge FDIC to Reject Credit Union Merger Proposal

ICBA, Community Bankers of Georgia Urge FDIC to Reject Credit Union Merger Proposal ICBA and The Venture Center today announced a series of curriculum-driven events as part of its expanded ICBA...

May 14, 2021
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Article
Credit Unions

ICBA issues custom op-ed opposing public banking

ICBA issues custom op-ed opposing public banking ICBA released a customizable op-ed that community bankers can use to spread the word about the risks posed by proposals to establish taxpayer-funded...

May 17, 2021
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Article
State-Owned/Public Banks

FI Works Announces Partnership with First Community Bank & Trust

FI Works Announces Partnership with First Community Bank & Trust FI Works is excited to announce a new partnership with First Community Bank and Trust of Beecher, Illinois. First Community Bank and...

May 14, 2021
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Article

ICBA, The Venture Center Kick off Thought Leadership Series

ICBA, The Venture Center Kick off Thought Leadership Series ICBA and The Venture Center today announced a series of curriculum-driven events as part of its expanded ICBA ThinkTECH initiative. The...

May 12, 2021
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Article
Technology

ICBA, ProfitStars Expand Preferred Service Provider Program with Information Security and Risk Management Solutions

ICBA, ProfitStars Expand Preferred Service Provider Program with Information Security and Risk Management Solutions The Independent Community Bankers of America today announced it has extended its...

May 11, 2021
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Article

ICBA continues support for ‘true lender’ rule

ICBA continues support for ‘true lender’ rule ICBA and other groups told Congress they oppose legislative efforts to repeal the OCC’s “true lender” rule. The OCC rule, which ICBA supported in a...

May 07, 2021
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Article
Lending Technology Regulatory Relief

ICBA, groups urge OCC to withdraw CRA rule

ICBA, groups urge OCC to withdraw CRA rule ICBA and other groups this week called on the OCC to formally withdraw its Community Reinvestment Act rule or delay its January 2023 compliance date for...

May 07, 2021
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Article
Community Reinvestment Act (CRA)

ICBA Names Kristina Morris as Director of Innovation

ICBA Names Kristina Morris as Director of Innovation ICBA announced today that Kristina Morris has joined as director of innovation. In this role Morris will work with the ICBA ThinkTECH...

May 06, 2021
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Article

ICBA urges OCC to block sale of mutual bank’s assets to credit union

ICBA urges OCC to block sale of mutual bank’s assets to credit union ICBA's Mutual Council and America’s Mutual Banks urged the OCC to suspend the sale of Brainerd Savings and Loan Association...

May 12, 2021
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Article
Credit Unions

FS-ISAC Coronavirus Update, May 12, 2021

FS-ISAC Coronavirus Update, May 12, 2021 The rate of new Covid cases in the US fell to an average of 38,800 per day Monday, according to data compiled by Johns Hopkins University, the first time...

May 12, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA to Serve as Strategic Advisor to JAM FINTOP Banktech Investment Fund

ICBA to Serve as Strategic Advisor to JAM FINTOP Banktech Investment Fund The Independent Community Bankers of America (ICBA) will serve as a strategic advisor for JAM FINTOP Banktech, a $150...

May 10, 2021
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Article

ARRC issues market indicators supporting LIBOR alternative

ARRC issues market indicators supporting LIBOR alternative The Alternative Reference Rates Committee last week published market indicators it will consider in recommending a forward-looking Secured...

May 10, 2021
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Article
Compliance

ICBA to FinCEN: exempt banks from beneficial owner mandates

ICBA to FinCEN: exempt banks from beneficial owner mandates ICBA called on the Financial Crimes Enforcement Network to amend its customer due diligence rules and withdraw its requirement that banks...

May 10, 2021
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Article
Regulatory Relief

FS-ISAC Coronavirus Update, May 7, 2021

FS-ISAC Coronavirus Update, May 7, 2021 Americans have entered a new, hopeful phase of the pandemic as the outlook has improved across the nation, with cases and hospitalizations at their lowest...

May 07, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Treasury extends MDI, CDFI program

Treasury extends MDI, CDFI program The Treasury Department extended its program to invest in Minority Depository Institutions and Community Development Financial Institutions, as requested by ICBA....

May 06, 2021
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Article
Minority Owned Depository Institutions (MDI)

Postal banking won’t deliver: letter

Postal banking won’t deliver: letter While increasing financial inclusion and improving U.S. Postal Service financial stability are worthy goals, postal banking would accomplish neither,...

May 05, 2021
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Article
Postal Service Banking

FS-ISAC Coronavirus Update, May 5, 2021

FS-ISAC Coronavirus Update, May 5, 2021 So far, about 145 million adults - about 56% of the adult population in the US - have received at least one dose of Covid-19 vaccine, according to the latest...

May 05, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Bowman provides reg update on fintech partnerships

Bowman provides reg update on fintech partnerships A recent column from Federal Reserve Gov. Michelle Bowman provides an update on regulatory efforts to promote community bank innovation and...

May 03, 2021
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Article
Regulatory Relief

Fed: banking system showing resilience

Fed: banking system showing resilience Financial institutions’ strong capital and liquidity positions have enabled the banking system to support the U.S. economic recovery, the Federal Reserve...

May 03, 2021
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Article
Capital

Capital Summit grassroots continue today

Capital Summit grassroots continue today While this week’s ICBA Capital Summit concludes today, ICBA is urging community bankers to continue engaging their elected officials with grassroots...

Apr 30, 2021
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Article
Advocacy

IRS issues another 1.1M EIPs

IRS issues another 1.1M EIPs The IRS said it is disbursing another 1.1 million Economic Impact Payments in the eighth batch under the American Rescue Plan. The IRS said it is disbursing another 1.1...

May 06, 2021
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Article
Crisis Preparedness Lending

FS-ISAC Coronavirus Update, May 6, 2021

FS-ISAC Coronavirus Update, May 6, 2021 The Small Business Administration said Wednesday that the Paycheck Protection Program has been exhausted, and as of Sunday, the PPP had given out nearly 10.8...

May 06, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

PPP general fund exhausted

PPP general fund exhausted The Paycheck Protection Program’s general fund was reportedly exhausted Tuesday ahead of the program’s May 31 authorization, though some PPP funds remain for certain...

May 05, 2021
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Article
Crisis Preparedness Lending

CFPB reports on mortgage borrower challenges

CFPB reports on mortgage borrower challenges The Consumer Financial Protection Bureau said more needs to be done to help mortgage borrowers coping with the COVID-19 pandemic and economic downturn....

May 05, 2021
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Article
Compliance

Independent Banker features 2020’s top performers

Independent Banker features 2020’s top performers The May issue of Independent Banker magazine spotlights the best-performing community banks of 2020. The May issue of Independent Banker magazine...

May 04, 2021
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Article

PPP funds could be exhausted soon

PPP funds could be exhausted soon The SBA reportedly told congressional offices that general Paycheck Protection Program funding could be exhausted soon. The SBA reportedly told congressional...

May 04, 2021
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Article

FS-ISAC Coronavirus Update, May 4, 2021

FS-ISAC Coronavirus Update, May 4, 2021 Confirmed coronavirus cases in the US rose at the slowest pace since the pandemic began in the week ended Sunday, according to data compiled by Johns Hopkins...

May 04, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

2021 Abrigo Business Lending Process Survey Results

2021 Abrigo Business Lending Process Survey Results During the first quarter of 2021, Abrigo surveyed nearly 250 lenders, credit analysts, chief credit officers, chief risk officers, and other...

May 03, 2021
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Article

Last chance for service award submissions

Last chance for service award submissions Today is the deadline to submit nominations and votes for ICBA’s updated National Community Bank Service Award program. This year’s awards recognize...

Apr 30, 2021
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Article

FS-ISAC Coronavirus Update, April 30, 2021

FS-ISAC Coronavirus Update, April 30, 2021 Hackers have targeted companies that distribute the COVID-19 vaccine to a degree previously unreported, according to research from IBM Security, and...

Apr 30, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

FS-ISAC Coronavirus Update, April 28, 2021

FS-ISAC Coronavirus Update, April 28, 2021 After a worrisome uptick in Covid-19 cases in the US in recent weeks, there are encouraging signs that the situation is beginning to stabilize, according...

Apr 28, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA urging messages to Congress today

ICBA urging messages to Congress today With hundreds of community bankers meeting virtually with congressional offices this week, ICBA today is urging community bankers nationwide to send...

Apr 26, 2021
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Article

IRS reporting plan would increase burdens: ICBA’s Merski

IRS reporting plan would increase burdens: ICBA’s Merski ICBA’s Paul Merski told Bloomberg that additional IRS reporting being floated this week by the Biden administration would increase...

Apr 30, 2021
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Article
Compliance

CFPB reports on fair lending enforcement

CFPB reports on fair lending enforcement The Consumer Financial Protection Bureau issued its fair lending annual report to Congress describing its fair lending enforcement priorities and...

Apr 29, 2021
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Article
Compliance

CFPB: More complaints from minority counties

CFPB: More complaints from minority counties The Consumer Financial Protection Bureau released a county-by-county analysis of consumer complaints. The bureau said it received more complaints per...

Apr 29, 2021
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Article
Compliance

Credit union groups mixed on CRA-lite

Credit union groups mixed on CRA-lite Recently reintroduced Senate legislation to codify community outreach policies for community credit unions is getting a mixed reception from credit union...

Apr 28, 2021
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Article
Credit Unions

CFPB delays new QM rule

CFPB delays new QM rule The Consumer Financial Protection Bureau issued a final rule formally delaying the mandatory compliance date of its recently modified general Qualified Mortgage final rule...

Apr 28, 2021
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Article
Compliance Compliance

Community Bankers Advocate for Main Street in Meetings with Washington Policymakers This Week

Community Bankers Advocate for Main Street in Meetings with Washington Policymakers This Week Community bankers meet with key policymakers this week as part of the ICBA 2021 Capital Summit to...

Apr 27, 2021
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Article
Advocacy

ICBA launches crypto webinar series

ICBA launches crypto webinar series With 80 percent of bitcoin holders saying they would store it with their bank if offered, ICBA ThinkTECH’s new Cryptocurrency Demystified webinar series will...

Apr 26, 2021
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Article
Digital Assets

SBA reopens shuttered venue grant program

SBA reopens shuttered venue grant program The SBA reopened the Shuttered Venue Operators Grant application portal after technology issues scuttled its April 8 launch. The SBA reopened the Shuttered...

Apr 26, 2021
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Article
Advocacy Crisis Preparedness

OCC conditionally approves Paxos bank charter

OCC conditionally approves Paxos bank charter The OCC conditionally approved the ICBA-opposed trust bank charter application from Paxos, a cryptocurrency platform. The OCC conditionally approved...

Apr 26, 2021
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Article
Digital Assets

Three days of grassroots at next week’s Capital Summit

Three days of grassroots at next week’s Capital Summit Community bankers who can’t participate in next week’s virtual ICBA Capital Summit will still be able to join in the grassroots outreach....

Apr 22, 2021
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Article

VPN compromise illustrates growing malware trend

VPN compromise illustrates growing malware trend Cybersecurity firm FireEye said it is tracking 12 malware families associated with the exploitation of Pulse Secure VPN devices. Cybersecurity firm...

Apr 22, 2021
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Article
Cybersecurity

Taxpayer group urges credit union reforms

Taxpayer group urges credit union reforms Congress should examine how the tax code is contributing to acquisitions of taxpaying community banks by tax-exempt credit unions, the National Taxpayers...

Apr 22, 2021
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Article
Credit Unions

ICBA opposes Calif. public banking bill

ICBA opposes Calif. public banking bill ICBA and other groups expressed opposition to a bill in the California legislature that would establish a government banking system in the state. ICBA and...

Apr 22, 2021
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Article
State-Owned/Public Banks

Nation’s Community Bankers Convene for ICBA Capital Summit

Nation’s Community Bankers Convene for ICBA Capital Summit ICBA will host hundreds of meetings with community bank leaders and key policymakers during ICBA Capital Summit to advance pro-community...

Apr 22, 2021
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Article

FS-ISAC Coronavirus Update, April 20, 2021

FS-ISAC Coronavirus Update, April 20, 2021 Nearly 212 million doses of vaccine have been administered in the US for an average of 3 million shots a day, despite a pause in delivering Johnson &...

Apr 20, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA backs bill promoting de novo bank formation

ICBA backs bill promoting de novo bank formation ICBA voiced its support for new legislation by Rep. Andy Barr (R-Ky.) to kickstart the economic recovery in underserved areas by easing regulations...

Apr 16, 2021
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Article
De Novo Banks

FDIC launches campaign promoting financial inclusion

FDIC launches campaign promoting financial inclusion The FDIC launched a public awareness campaign supporting financial empowerment to educate consumers about the benefits of opening a bank account...

Apr 16, 2021
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Article
Advocacy Crisis Preparedness

FS-ISAC Coronavirus Update, April 16, 2021

FS-ISAC Coronavirus Update, April 16, 2021 The seven-day average of US daily new coronavirus infections is 71,282, according to Johns Hopkins University data, up 8% from one week ago, and overall...

Apr 16, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

House passes cannabis banking safe harbor

House passes cannabis banking safe harbor The House voted 321-101 to pass ICBA-advocated legislation to establish a safe harbor for financial institutions that serve cannabis-related businesses in...

Apr 20, 2021
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Article
Cannabis banking

Lawmakers seek SBA feedback on PPP backlog

Lawmakers seek SBA feedback on PPP backlog A group of House Republicans asked the SBA for information on its backlog of Paycheck Protection Program loan-forgiveness applications. A group of House...

Apr 20, 2021
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Article
Advocacy Crisis Preparedness

ICBA: Climate risk study should preserve housing stability

ICBA: Climate risk study should preserve housing stability Fannie Mae, Freddie Mac, and the Federal Home Loan Banks should take steps to better understand and mitigate climate-related risks in...

Apr 20, 2021
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Article
Advocacy Risk

ICBA Supports House Passage of SAFE Banking Act

ICBA Supports House Passage of SAFE Banking Act The Independent Community Bankers of America issued a statement on the bipartisan House passage of the H.R. 1996, which would establish a safe harbor...

Apr 20, 2021
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Article
Cannabis banking

ICBA Advances Community Banking Policy Priorities

ICBA Advances Community Banking Policy Priorities The Independent Community Bankers of America (ICBA) today released its legislative and regulatory priorities to help these local lenders continue...

Apr 19, 2021
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Article
Advocacy

CISA - Critical Infrastructure Hurricane Response During a Pandemic

CISA - Critical Infrastructure Hurricane Response During a Pandemic The Cybersecurity and Infrastructure Security Agency (CISA) invites you to participate in a webinar discussion on its role and...

Apr 14, 2021
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Article
Advocacy Risk Sector Calls +1 More...

Blog: ThinkTECH Accelerator tripled number of bank participants

Blog: ThinkTECH Accelerator tripled number of bank participants After 12 fully immersive weeks and hundreds of meetings with industry stakeholders, the ICBA ThinkTECH Accelerator 2021 cohort...

Apr 14, 2021
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Article
Technology

Fed outlines vision, key pillars for FedNow Service

Fed outlines vision, key pillars for FedNow Service Federal Reserve Bank Chief Innovation Officer Dan Anthony will outline the agency’s technology strategy and next steps in preparation for the...

Apr 14, 2021
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Article
Federal Reserve