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CFPB planning credit reporting rulemaking this year: Chopra

The Consumer Financial Protection Bureau is planning to propose rules this year to ensure data brokers comply with the Fair Credit Reporting Act, CFPB Director Rohit Chopra said.

Apr 04, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA urges CFPB to withdraw overdraft proposal

ICBA urged the Consumer Financial Protection Bureau to withdraw its proposed rule to apply Regulation Z lending requirements to overdraft services.

Apr 03, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

FinCEN underestimates beneficial ownership collection burden: ICBA

The Financial Crimes Enforcement Network’s estimated burden of complying with its final rule on accessing beneficial ownership information does not accurately reflect the demands of collecting this...

Apr 03, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA to CFPB: Fee proposal another abuse of authority

ICBA urged the Consumer Financial Protection Bureau to stop misusing its authority over unfair, deceptive, or abusive acts or practices to undermine federal disclosure rules.

Apr 01, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Court grants ICBA-requested injunction of CRA final rule

A federal judge on Friday granted an injunction against federal banking regulators’ Community Reinvestment Act final rule, as requested by ICBA and other groups in a legal challenge.

Apr 01, 2024
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Article
Compliance Community Reinvestment Act (CRA)

ICBA backs congressional challenge to credit card late fee rule

ICBA expressed support for Rep. Andy Barr’s (R-Ky.) introduction of a resolution to nullify the Consumer Financial Protection Bureau’s final rule to cut credit card late fees.

Apr 01, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Court rejects Custodia suit over Fed account denial

A federal judge largely upheld the Federal Reserve’s denial of special-purpose depository institution Custodia Bank’s application for a Fed master account.

Apr 01, 2024
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Article
Federal Reserve

ICBA Capital Summit set for this month

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event slated for later this month in the nation’s capital.

Apr 02, 2024
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Article

CFPB: Consumer complaints focus on credit bureaus

Consumer complaints about credit or consumer reporting continued to increase in 2023, according to the Consumer Financial Protection Bureau’s latest annual report.

Apr 01, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Trade Groups Welcome Injunction Delaying CRA Rules Implementation

ICBA and others issued a statement after the decision by the Northern District of Texas late Friday to pause implementation of the Community Reinvestment Act Final Rules.

Mar 30, 2024
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Article
Community Reinvestment Act (CRA) Community Reinvestment Act (CRA)

ICBA urging farm bill district meetings

With members of Congress back home for a district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 29, 2024
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Article
Farm Bill

CFPB issues guidance on remittance advertising

The Consumer Financial Protection Bureau issued a circular warning remittance transfer providers—including digital wallets—that false advertising about the cost or speed of sending a remittance...

Mar 28, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA urging district meetings on farm bill

With members of Congress back home for a district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 28, 2024
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Article
Farm Bill

Latest on crypto: terrorism sanctions, federal charges

Federal officials announced a new round of legal actions related to the use of cryptocurrencies for illicit purposes.

Mar 27, 2024
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Article
Digital Assets

ICBA to Basel Committee: Strengthen protections against crypto risk

ICBA said the Basel Committee on Banking Supervision’s framework for classifying cryptoasset exposures validates community bank misgivings about cryptocurrencies.

Mar 29, 2024
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Article
Digital Assets

FinCEN seeks comments on customer identification requirements

The Financial Crimes Enforcement Network issued a request for information related to existing requirements for banks under the Customer Identification Program Rule to collect a taxpayer...

Mar 29, 2024
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Article
Compliance Financial Crimes Enforcement Network (FinCEN)

Treasury spotlights AI risks for financial sector

The Treasury Department issued a report on how the financial services sector can manage cybersecurity risks posed by artificial intelligence technologies.

Mar 28, 2024
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Article

CISA releases proposal on cyber reporting standards

The Cybersecurity and Infrastructure Security Agency published for public inspection its pending proposed rule that would require covered entities to report to CISA on covered cyber incidents and...

Mar 28, 2024
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Article
Cybersecurity

Payment networks, merchants announce settlement on interchange suit

Visa, Mastercard, major credit card issuers, and the merchants suing them announced a proposed settlement to end nearly two decades of litigation over credit card interchange.

Mar 27, 2024
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Article
Credit Cards

ICBA Capital Summit speakers confirmed

The speakers are set for next month’s 2024 ICBA Capital Summit, the industry’s premier advocacy event.

Mar 27, 2024
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Article

Swift says experiment shows CBDC use cases

The Swift financial transactions and payments network said its latest experiment with a central bank digital currency successfully demonstrated the use of CBDCs in digital trade, payments, and...

Mar 26, 2024
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Article
Digital Assets

ICBA urging district grassroots meetings on farm bill

With members of Congress back home for a two-week district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 25, 2024
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Article
Farm Bill

Lawmakers request study on Fed debit card rule

Reps. Blaine Luetkemeyer (R-Mo.) and Andy Barr (R-Ky.) asked the Government Accountability Office to study the potential impact of the Federal Reserve’s proposal to lower debit card interchange fees.

Mar 25, 2024
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Article
Federal Reserve

CRA Public File Requirements

The April 1 Community Reinvestment Act public file deadline is approaching. Below is a refresher on CRA public file requirements.

Mar 22, 2024
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Article

FDIC proposes updated guidance on bank mergers

The FDIC proposed revisions to its statement of policy, or SOP, on bank merger transactions incorporating ICBA-advocated provisions.

Mar 22, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

OCC to host Project REACh financial inclusion summit

The OCC opened registration for its Project REACh Financial Inclusion Summit, scheduled for May 29-30 in Washington, D.C.

Mar 21, 2024
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Article
Compliance

ICBA backs bill to bar SBA 7(a) direct lending

ICBA expressed strong support for legislation that would prohibit the Small Business Administration from making direct loans under the 7(a) program.

Mar 20, 2024
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Article
Small Business Administration

Speakers set for ICBA Capital Summit

ICBA announced the speakers for next month’s 2024 ICBA Capital Summit, the industry’s premier advocacy event.

Mar 26, 2024
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Article

ICBA urging district meetings on farm bill

With members of Congress back home for a district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 26, 2024
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Article
Farm Bill

ICBA requests federal records on CBDC authority

ICBA filed a Freedom of Information Act request for federal records related to whether legislative changes are required to issue a U.S. central bank digital currency.

Mar 25, 2024
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Article
Digital Assets

Agencies extend certain CRA rule application dates

Federal regulators issued an interim final rule that extends the applicability date of certain provisions in their Community Reinvestment Act final rule issued in October.

Mar 22, 2024
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Article
Compliance Community Reinvestment Act (CRA)

Crypto hacks fuel North Korean income: report

Cryptocurrency hacks account for half of North Korea’s foreign income since 2017, according to a pending U.N. Security Council report.

Mar 22, 2024
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Article
Digital Assets

Blog: ICBA and community banks fight check fraud

ICBA and community banks are leading the way in fighting check fraud, according to a new blog post on Main Street Matters.

Mar 21, 2024
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Article

Small businesses again most satisfied with community banks: Fed

Small-business borrowers approved for at least some of the financing they sought last year were again more satisfied with their experiences at community banks than at larger and online lenders,...

Mar 21, 2024
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Article
Small Business Data Collection (1071)

ICBA Capital Summit registration open

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event scheduled for April 28-May 1 in Washington, D.C.

Mar 21, 2024
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Article

Agencies issue fact sheet on ‘Volt Typhoon’ risks

The Cybersecurity and Infrastructure Security Agency and other agencies released a fact sheet on risks posed by People’s Republic of China state-sponsored cyber actors known as “Volt Typhoon.”

Mar 20, 2024
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Article
Cybersecurity

ICBA continues farm bill grassroots

ICBA continues urging community bankers to call their members of Congress on the pending farm bill.

Mar 20, 2024
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Article
Farm Bill

Nacha finalizes rules to combat credit-push fraud

To reduce the incidence of frauds that use credit-push payments, Nacha announced ICBA-supported rules for all participants to promote monitoring and recovering fraudulent funds in the ACH payments...

Mar 19, 2024
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Article
Fraud

ICBA offers custom National Ag Day resources

With National Ag Day slated for today and National Agriculture Week running through Saturday, ICBA offers a custom news release, blog post, and social media post on its Marketing and Communications...

Mar 19, 2024
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Article
Marketing

ICBA ThinkTECH Showcase Brings the Future of Fintech to the Forefront

ICBA today hosted its ThinkTECH Accelerator showcase during ICBA LIVE. The event highlighted fintech solutions with a focus on small business, data analytics, and compliance, underscoring the role...

Mar 14, 2024
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Article

ICBA, groups dispel myths about debit card interchange proposal

ICBA and other groups released a document correcting myths surrounding the Federal Reserve’s proposed changes to Regulation II on debit card interchange.

Mar 19, 2024
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Article
Debit Cards

Indiana Banker Elected ICBA Chairman

Lucas White, president of The Fountain Trust Co. in Covington, Ind., was elected chairman of the Independent Community Bankers of America for 2024-25. His term began March 17 at the conclusion of...

Mar 18, 2024
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Article

ICBA Announces 2024-25 Executive Committee

The Independent Community Bankers of America today announced the election of its 2024-25 Executive Committee during the 2024 ICBA LIVE national convention in Orlando, Fla.

Mar 15, 2024
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Article

ICBA Celebrates Milestone Anniversaries for Key Providers Supporting Community Banking

ICBA today is pleased to recognize milestone anniversaries for two of its established Preferred Service Providers (PSPs), which offer best-in-class services and solutions that help community banks...

Mar 15, 2024
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Article

ICBA, Jack Henry Expand Preferred Service Provider Program with Digital Banking, Payments, Operations and Information Security Tools

The Independent community Bankers of America announced an expanded agreement with Preferred Service Provider Jack Henry that offers modern-day conveniences for retail and banking customers.

Mar 14, 2024
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Article

ICBA launches new tool to foster employee engagement and retention

ICBA Education launched a new resource to support the career growth of community bank staff.

Mar 14, 2024
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Article

ICBA LIVE starts today in Orlando

ICBA today is kicking off its ICBA LIVE 2024 national convention in Orlando, Fla.

Mar 14, 2024
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Article

Agencies announce appraisal relief for Hawaii

To help facilitate recovery efforts from last year’s wildfires in Hawaii, federal banking regulators temporarily paused certain appraisal requirements for real estate-related transactions in Maui...

Mar 14, 2024
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Article
Agencies/Regulators 

Senator plugs ICBA-backed ‘trigger leads’ bill during hearing

Senate Banking Committee members discussed ICBA-advocated legislation to protect the financial privacy of mortgage applicants during a hearing on housing policy.

Mar 13, 2024
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Article
Congressional Matters

Hill says FDIC should distinguish blockchain from crypto

FDIC Chair Travis Hill said his agency should update its guidelines on digital assets to open the door to bank use of blockchain technology.

Mar 12, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

Grassroots alert: ICBA continues farm bill push

ICBA continues urging community bankers to call their members of Congress on the pending farm bill.

Mar 12, 2024
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Article
Farm Bill

ICBA Past Chairman Leland Stenehjem Jr. dies

ICBA Past Chairman Leland Manford Stenehjem Jr. died at his home in Phoenix, Ariz., on Feb. 28 at the age of 78.

Mar 08, 2024
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Article

Biden proposes raising corporate tax rates

President Joe Biden proposed raising corporate tax rates from lower rates enacted under the 2017 Tax Cuts and Jobs Act.

Mar 08, 2024
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Article
Taxes & Budget

ICBA LIVE Begins Today with the Theme 'Here for Good,' Spotlighting Community Banks' Enduring Impact

Starting today, community bankers and industry leaders from across the country will gather for the 2024 Independent Community Bankers of America (ICBA) national convention, ICBA LIVE, at the...

Mar 14, 2024
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Article

ICBA points to polling on credit unions following latest acquisition

Following the latest credit union acquisition of a community bank, ICBA pointed to its recently released polling data showing Americans support reforms to policies that arbitrarily favor credit...

Mar 13, 2024
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Article
Credit Unions

Hsu: Agencies considering operational resilience rules for large banks

Federal banking regulators are considering baseline operational resilience requirements for large banks with critical operations, Acting Comptroller of the Currency Michael Hsu said.

Mar 13, 2024
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Article
Agencies/Regulators 

ICBA, groups urge support for ‘trigger leads’ bill ahead of hearing

ICBA and other groups expressed strong support for bipartisan legislation to help protect the financial privacy of mortgage applicants ahead of a Senate hearing set for today.

Mar 12, 2024
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Article
Congressional Matters

Grassroots urgent: ICBA continues farm bill push

ICBA continues urging community bankers to take a couple of minutes to call their members of Congress on the pending farm bill.

Mar 11, 2024
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Article
Farm Bill

Hearing this week on CFPB overreach

Hearing this week on CFPB overreach

Mar 11, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Capital Summit registration open

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event scheduled for April 28-May 1 in Washington, D.C.

Mar 11, 2024
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Article