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Innovation Program Calendar

Community Banks Are 2024 Innovation Calendar Innovative Problem Solvers ic ba .o rg /i nn ov at io n 51 8 Li nc ol n Ro ad P. O . B ox 2 67 Sa uk C en tr e, M N 5 63...

Aug 7, 2025

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Ohio

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New Hampshire-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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OPS 2021 Inauguration Daily Sitrep

TLP:AMBER. Page 1 of 5 Limited Disclosure, Restricted to Participants’ Organizations TLP:AMBER. This communication is intended to provide timely information to appropriate...

Jul 31, 2025

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Florida-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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NC - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH CAROLINA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call...

Nov 3, 2025

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ICBA Letter Opposing 1071 Exemption for Farm Credit System

May 16, 2024 The Honorable Glenn “GT” Thompson The Honorable David Scott Chairman Ranking Member Committee on Agriculture Committee on Agriculture U.S. House of...

Jul 31, 2025

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ltr021015

February 10, 2015 Permanently Extend Provisions for Main Street Businesses Dear Member of the U.S. House of Representatives: As representatives of America’s closely-held businesses, we...

Aug 1, 2025

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Holiday Budget Planner

Holiday Budget Planner Gifts Item Budget Actual Difference Family $ $ $ Friends $ $ $ Co-workers $ $ $ Charitable donations $ $ $ TOTAL $ $ $ Meals and entertainment Item Budget Actual...

Jul 31, 2025

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Comments on CDFI Fund

Via Electronic Submission December 5, 2022 Spencer W. Clark PRA Clearance Officer U.S. Department of Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 RE: CDFI...

Jul 31, 2025

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ICBA Response to FDIC Request for Information

Via Electronic Submission September 22, 2020 Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 31, 2025

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Regulatory Relief Petition

ICBA PETITION IN SUPPORT OF THE ECONOMIC GROWTH, REGULATORY RELIEF, AND CONSUMER PROTECTION ACT (S. 2155) Petition to Enact Community Bank Regulatory Relief Immediately We, the undersigned...

Aug 1, 2025

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Oregon-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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test040214

k On behalf of the nearly 7,000 community banks represented by the Independent Community Bankers of America (ICBA), thank you for convening today’s hearing titled: “Data Breach on ...

Aug 1, 2025

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CONVERTING CUSTOMER SATISFACTION INTO CUSTOMER LOYALTY

Converting Customer Satisfaction To Customer Loyalty Focusing On The Customer Experience 11/15/22 1 ©Cross Financial, Lincoln, NE Converting Customer Satisfaction to Customer Loyalty 1 ...

Jul 31, 2025

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Online Certification Portfolio How to Guide

Online Certification Portfolio How to Guide Jan. 2024 Online Certification Portfolio – How to Guide v1.6 2 | P a g e Welcome to the Online Certification Portfolio...

Aug 7, 2025

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ICBA_TCH_cl_021415

February 13, 2015 Via Electronic Delivery David Cotney Chairman Emerging Payments Task Force Conference of State Bank Supervisors 1129 20th Street NW Washington, DC 20036 Re: Draft...

Aug 1, 2025

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ICBAResponseToRankingMemberWaters101613

October 16, 2013 The Honorable Maxine Waters Ranking Member Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Ranking Member Waters: Thank you...

Aug 1, 2025

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Comments on Vystar-Heritage Southeast Transaction

Submitted via FDIC.gov May 15, 2021 Mr. John Henrie Regional Director Federal Deposit Insurance Corporation Atlanta Regional Office 10 10th Street, NE, Suite 800 Atlanta, GA...

Jul 31, 2025

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2025 Certification News - Q2

How I Work Susan McLaughlin Meet Susan McLaughlin, Assistant Vice President Auditor and Financial Reporting Analyst at Merchants National Bank in Logan, Ohio. As a Certified Community Bank...

Nov 10, 2025

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CRR Resource Guide

CRR Supplemental Resource Guide Volume 5 Incident Management Version 1.1 Distribution Statement A: Approved for Public Release; Distribution is Unlimited Copyright 2016...

Jul 31, 2025

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Bank Director Program Newsletter - Nov/Dec 2016

From the ICBA Community Bank Director Program November/December 2016 PROFITABILITY REGULATION When John Zimmer took over as president of HNB National Bank in Hannibal, Mo., in 2012, he...

Aug 1, 2025

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Online Course Listing

August 2025 For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Audit • Auditing a Community Bank Trust Department • Auditing Assets • Auditing...

Jul 31, 2025

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cl101614

October 16, 2014 Patricia McClung Assistant Director, Mortgage Markets Consumer Financial Protection Bureau 1275 First Street, NE Washington, DC 20002 Re: Regulation Z (Truth in...

Aug 1, 2025

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ltr020314a

February 3, 2014 The Honorable Patrick Leahy Chairman Committee on the Judiciary U.S. Senate Washington, D.C. 20510 The Honorable Charles Grassley Ranking Member Committee on...

Aug 1, 2025

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Florida-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Serving Agriculture and the Rural Economy

Community Banks Play a Vital Role in Serving Agriculture & Rural America Serving Agriculture and the Rural Economy Serving the Ag Sector – Community banks are vital providers of credit and...

Jul 31, 2025

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ed2b9f238ebebe575085a2d2607c37f7770a25882e444f97ffc389bd2223.pdf

February 21, 2026 Benjamin W. McDonough, Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Enhanced...

Feb 23, 2026

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MO - Coverage Fact Sheet

Community Bank Presence in Contrast MISSOURI Community Bank Branch Locations Community banks in MO represent 100% of rural* counties 100% of LMI* counties 100% of all MO counties In...

Oct 15, 2025

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Oregon-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin January 19 Release Postponed - BASE2000_TBS 01.17.2025

Bulletin ID: 917590 Topic Type: Issue Ticket: N/A Solutions: BASE2000, TBS - Credit Review Client Action What you need to know The BASE2000 and TBS releases, originally...

Jul 30, 2025

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ICBA LETTER IN SUPPORT OF PROTECTING ACCESS TO CREDIT FOR SMALL BUSINESSES ACT

July 25, 2025 The Honorable Tim Scott United States Senate Washington, D.C. 20510 Dear Senator Scott: On behalf of ICBA and the nearly 50,000 community bank locations we represent,...

Jul 30, 2025

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Pennsylvania-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Washington-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Michigan-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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NH - Coverage Fact Sheet

Community Bank Presence in Contrast NEW HAMPSHIRE Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports,...

Oct 15, 2025

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Long-Term Debt Requirements for Large Bank Holding Companies

January 3, 2024 Chief Counsel’s Office Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback Secretary Board of...

Jul 31, 2025

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ICBA LETTER IN SUPPORT OF S 635

October 23, 2013 The Honorable Harry Reid The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...

Aug 1, 2025

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Letter Supporting FinCEN Action on Crypto Scams

Submitted via Federal E-Rulemaking Portal June 4, 2025 Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Special Measure Regarding Huione Group, as a...

Jul 30, 2025

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Disparate Impact Rule Letter

May 2, 2025 Mr. Scott Turner Secretary Department of Housing and Urban Development 451 7th Street, SW Washington, DC 20410 Re: Request for the Department of Housing and Urban Development...

Jul 30, 2025

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Comments on BSA Request for Info

February 14, 2022 Via Electronic Submission Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number FINCEN–2021–0008 - Review of...

Jul 31, 2025

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11.28.19_ Printable Thankful For(1)

IN MY COMMUNITY, I AM THANKFUL FOR...

Aug 1, 2025

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ltr050517

The Honorable Sonny Perdue Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, D.C. 20250 Dear Secretary Perdue, On behalf of the American Bankers...

Aug 1, 2025

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PPP Deductibility Coalition Letter

December 3, 2020 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker, House of Representatives Majority Leader United States Capitol United States Senate ...

Jul 31, 2025

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Bulletin UPDATE 30 - Application Issue 01.20.2025

Bulletin ID: 417689 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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PLP Refresher Training

PLP Refresher Training (2023) ➢ MS Live Event ➢ Length. Approximately 1 – 1 1/2 Hours ➢ Participants muted ➢ Type Questions under Q&A (top right of screen) ➢ We will respond both during...

Jul 31, 2025

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ltr042517

April 25, 2017 Dear Chairman Hensarling, The undersigned trade associations representing nearly every bank and credit union across the nation write today in support of Section 735 of...

Aug 1, 2025

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PA

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Capital Summit ACRE

THE ACCESS TO CREDIT FOR OUR RURAL ECONOMY (ACRE) ACT OF 2023 NEED FOR LEGISLATION ACRE would help ensure farmers, ranchers, and eligible rural homeowners can access credit at lower costs...

Jul 31, 2025

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Custom Plan Course Listing

For more detailed information visit our website at www.icba.org/education or call ICBA Education 800-422-7285. Online Courses Custom Plan Course Listing 66 Courses 1. Balancing 101 2. Bank...

Nov 17, 2025

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Joint Letter on VA Minimum Property Standards

February 9, 2024 Mr. John Bell III Executive Director Loan Guaranty Service Veterans Benefits Administration Department of Veterans Affairs 810 Vermont Avenue NW Washington, DC...

Jul 31, 2025

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ICBA Certification Program Descriptions

ICBA Certification Programs ICBA certification programs are designed to raise the standards of professionalism in the community banking industry and give consumers a consistent stamp of approval...

Aug 1, 2025

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ltr103013

October 30, 2013 Carol J. Galante Assistant Secretary for Housing – Federal Housing Commissioner U.S. Department of Housing and Urban Development 451 7th Street, S.W. Washington, D.C. 20410 ...

Aug 1, 2025

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cl060415a

June 4, 2015 Honorable Thomas E. Perez United States Secretary of Labor 200 Constitution Ave., NW Washington, DC 20210 Dear Secretary Perez: Recently, it was announced that...

Aug 1, 2025

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18.07.16_CFPBltr

Via electronic submission July 16, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Aug 1, 2025

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2022 Capital Summit Exc Schedule

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® Preliminary Event Schedule (Subject to change. Updated March 15, 2022) May 1-4, Renaissance Washington DC...

Jul 31, 2025

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regsem

ICBA Seminar Registration Form Seminar/Audio Conference Name: ___________________________________________________ Seminar Date: ___________________________________________________ ...

Aug 1, 2025

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Texas

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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19.01.31_FHFAcl

January 31, 2019 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 Re: Federal Home Loan Bank Housing Goals Amendments; RIN 2590-AA82 ...

Aug 1, 2025