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ltr032015

March 20, 2015 The Honorable Jerry Moran The Honorable Jon Tester United States Senate United States Senate Washington, D.C. 20510 Washington, DC 20510 Dear Senators Moran and...

Aug 1, 2025

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Legislative Issues Agenda

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® ICBA Legislative Issues Committee Meeting Agenda May 15, 2023, 8:30 a.m. – 11:00 a.m. (continental...

Jul 31, 2025

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Lender Letter to House Committees-Budget Ag Approps USDA RD Loans

February 22, 2021 Chairman John Yarmuth Ranking Member Jason Smith Committee on the Budget Committee on the Budget U.S. House of Representatives U.S. House of Representatives 204-E...

Jul 31, 2025

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2025 Certification News - Q3

How I Work McKenzie Humpal Meet McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa. A Certified BSA AML Professional (CBAP) and Certified Community Bank Compliance Officer...

Nov 17, 2025

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Joint Extension Request on Fed Debit Card Interchange Price Cap

November 22, 2023  Ms. Ann E. Misback  Secretary  Board of Governors of the Federal Reserve System   20th Street and Constitution Avenue, NW  Washington, DC 20551  BY ELECTRONIC MAIL  Re: ...

Jul 31, 2025

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PCI Compliance - FiNet Merchant Services, Sept. 2016

7355 California Ave., Boardman, OH 44512 | 800.487.5577 | finetsolutions.com FiNet is a registered ISO/MSP of BMO Harris Bank NA PCI COMPLIANCE Implement Strong Access Control Measures ...

Aug 1, 2025

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Leg and Reg Successes Mar 2018

www.icba.org/advocacy 1 First Quarter 2018 RECENT LEGISLATIVE & REGULATORY SUCCESSES Senate Passes Community Bank Regulatory Relief. In March 2018, the Senate passed a community bank ...

Aug 1, 2025

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ICBA Natural Disaster Planning and Preparedness Guide

September 3, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 A Guide for Community Banks on Natural Disaster Planning and Preparedness ...

Jul 31, 2025

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test071514a

Testimony of Samuel A. Vallandingham President and CEO, The First State Bank Barboursville, West Virginia On behalf of the Independent Community Bankers of America Before the ...

Aug 1, 2025

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Digital Payments Transformation Exercise Two

DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE TWO 3 Exercise Two: Current State of Your Payments Market KEY LEARNING: Gain deeper insights into your current payments...

Jul 31, 2025

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Final Rural America S 2155

The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) would stimulate rural economic and jobs growth by providing regulatory relief for community banks, which serve as the ...

Aug 1, 2025

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18.12.12_ICBAfarmbillltr

December 12, 2018 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of more than 52,000 community bank locations across the nation, the...

Aug 1, 2025

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Oregon-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Letter for September 16 2025 House Financial Services Committee Markup.pdf

September 16, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Nov 12, 2025

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Bank Director Program Newsletter - July/Aug 2017

COMMUNITY BANK DIRECTOR NEWSLETTER | January/February 2017 6 Surveys show bank customers are interested in smartphone-based payment platforms. But with merchant acceptance still low, should...

Aug 1, 2025

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04-07-2025 Risk Summary Report

Week of 7 April 2025 | Issue 277 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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Climate Change Regulation on Community Banks Report

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Sep 25, 2025

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Joint Trades Letter on SBA Legislation

July 19, 2022 The Honorable Ben Cardin The Honorable Joni Ernst Chairman Ranking Member Committee on Small Business & Entrepreneurship Committee on Small Business &...

Jul 31, 2025

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TX - Coverage Fact Sheet

Community Bank Presence in Contrast TEXAS Community Bank Branch Locations Community banks in TX represent 97% of rural* counties 99% of LMI* counties 98% of all TX counties In many...

Nov 3, 2025

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IRSltr17.12.15

The Honorable Steven Mnuchin Secretary of Treasury United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 The Honorable David Kautter Acting...

Aug 1, 2025

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Financing Resilient Agriculture Report 1_Part3

30Environmental Defense Fund / edf.org On the other hand, there are market opportunities for lenders who engage with their farmer clients who are interested in resilient practices and seek to...

Jul 31, 2025

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ICBA Letter in Support of S 2723

October 5, 2023 The Honorable Sherrod Brown The Honorable Joni Ernst United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Re: Support for...

Jul 31, 2025

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FCS Seeks Vast New Lending Powers

FCS Seeks Vast New Lending Powers The Farm Credit System (FCS) seeks broad new expanded powers aimed at generating tens of billions of dollars per year of new financing in the farm bill. The...

Aug 7, 2025

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Regulatory Update - 1033 (Updated May 2025)

May 2025 ICBA Regulatory Update: Section 1033 Overview Section 1033 of the Dodd-Frank Act requires banks make available to customers access to their financial data, including...

Aug 7, 2025

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Coalition Letter in Support of MI Tax Deduction

October 15, 2024 The Honorable Jason Smith Chairman Committee on Ways and Means U.S. House of Representatives 1139 Longworth House Office Building Washington, DC 20515 Dear Chairman...

Jul 30, 2025

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ICBA Comments on Adopted Regulations and Inherited Regulations

Via electronic submission June 19, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Jul 31, 2025

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Joint Trades Letter Title VIII of HR 2547

May 11, 2021 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives H – 232, The Capitol ...

Jul 31, 2025

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RegERemiittanceRuleSummary0612

Summary of the Consumer Financial Protection Bureau’s Final and Proposed Rules and Official Interpretation Regarding International Remittance Transfers June 5, 2012 On January 20, 2012, the...

Aug 1, 2025

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test011414

Testimony of Jack Hartings President and CEO Of Peoples Bank Co. Coldwater, OH On behalf of the Independent Community Bankers of America Before the United States House...

Aug 1, 2025

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Bulletin UPDATE 01 - Batch Processing Delay P1C_TBS 01.16.2025

Bulletin ID: 446324 Topic Type: Issue Ticket: IN25016208575 Solutions: Payments One Credit (P1C), TBS - Credit What you need to know FIS® has identified an issue affecting...

Jul 30, 2025

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Bulletin UPDATE - January 19 Release Postponed - BASE2000_TBS 01.27.2025

Bulletin ID: 488716 Topic Type: Issue Ticket: N/A Solutions: BASE2000, TBS - Credit Review Client Action What you need to know We previously communicated on Jan. 17, 2025,...

Jul 30, 2025

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Professional Development Planner User Guide

Professional Development Planner 1 Rev. 03/2025 PROFESSIONAL DEVELOPMENT PLANNER User and Administrator Guide Table of Contents Powering Your Professional Potential...

Nov 17, 2025

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test072017

Testimony of Jack E. Hopkins President and CEO of CorTrust Bank Sioux Falls, SD On behalf of the Independent Community Bankers of America Before the United States...

Aug 1, 2025

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Letter Requesting CBLR Extension

September 20, 2021 Ms. Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Mr. Jerome Powell Chair Board of Governors of...

Jul 31, 2025

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04-10-2023 Risk Summary Report

© 2023 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN The Financial Services Information Sharing and Analysis Center (FS-ISAC) is the only global cyber intelligence sharing community...

Jul 31, 2025

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Compromised Account Management System (CAMS) Registration Form

© 2006 Visa USA Inc. Compromised Account Management System Registration Form Compromised Account Management System (CAMS) Registration Form (Issuing Member) Name: Title: ...

Aug 1, 2025

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IN - Coverage Fact Sheet

Community Bank Presence in Contrast INDIANA Community Bank Branch Locations Community banks in IN represent 100% of rural* counties 100% of LMI* counties 100% of all IN counties In...

Nov 3, 2025

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cl102113

October 21, 2013 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218, Mail Stop 9W-11 Washington, DC 20219 Mr....

Aug 1, 2025

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Comments on Credit Score Models

August 25, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Validation and Approval of Credit Score...

Jul 31, 2025

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CA - Coverage Fact Sheet

Community Bank Presence in Contrast CALIFORNIA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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AK

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Postal White Paper Summary - Part 3 - July 2021

POSTAL BANKING A Flawed Proposal in Pursuit of a Worthy Goal—A Series JULY 2021 icba.org http://www.icba.org page 2 Part III: Alternatives for Reaching the Unbanked Community bankers are...

Jul 31, 2025

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MO - SBA Fact Sheet

Community Bank Small Business Administration Lending MISSOURI SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Key Provisions of House American Rescue Plan Act of 2021

February 26, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Key Provisions of House American Rescue Plan Act of 2021 On February 26, the House passed its version of the American...

Jul 31, 2025

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ltr101615

October 16, 2015 The Honorable Steve Chabot The Honorable Nydia Velazquez Chairman ...

Aug 1, 2025

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NM - SBA Fact Sheet

Community Bank Small Business Administration Lending NEW MEXICO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Georgia-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Council Conference Call Schedule and Events

ICBA Large Community Bank Council Meeting Schedule & Upcoming Events for 2023-2024 Council Meetings: We will have 8 scheduled meetings during the year. Two of those meetings will be...

Jul 31, 2025

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200121_UMBSjoint

1 January 21, 2020 The Honorable Mark Calabria Director Federal Housing Finance Agency 400 7th Street SW, 8th Floor Washington, D.C., 20219 Re: Request for Input on Enterprise...

Jul 31, 2025

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ICBA_Letter_Support_HR1426_17.03.31

March 31, 2017 The Honorable Keith Rothfus U.S. House of Representatives Washington, D. C. 20515 Dear Representative Rothfus: On behalf of the more than 5,800 community banks...

Aug 1, 2025

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Access the May 2018 Content Calendar

Sunday Monday Tuesday Wednesday Thursday Friday Saturday www.icba.org 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 #GoLocal Wednesday National ...

Aug 1, 2025

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cl080717

August 7, 2016 Internal Revenue Service CC:PA:LPD:PR (Notice 2017-38) Room 5205 Ben Franklin Station, P.O. Box 7604 Washington, D.C. 20224 RE: Comments in Response to Notice...

Aug 1, 2025

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cl021314

February 13, 2014 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency Attention: 1557-0081 400 7th Street, SW Suite 3E-218, Mail Stop 9W-11 ...

Aug 1, 2025

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cl052814

May 28, 2014 Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, Virginia 22314-3428 Re: Prompt Corrective Action—Risk Based Capital...

Aug 1, 2025

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MA - Coverage Fact Sheet

Community Bank Presence in Contrast MASSACHUSETTS Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports,...

Nov 3, 2025

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Community Bank Risk Specialist

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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Alabama-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter in Support of the Merchant Banking Modernization Act

September 8, 2025 The Honorable Mike Rounds United States Senate Washington, D.C. 20510 Dear Senator Rounds: On behalf of ICBA and the nearly 50,000 community bank locations we...

Sep 17, 2025

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Exhibit Booth Application + Agreement

NASHVILLE Gaylord Opryland, Nashville, TN March 11–14, 2025 | icba.org/live Exhibit Booth Application Exhibitor Dates: March 10–12, 2025 BILLING/CORPORATE INFORMATION Company Name Address ...

Jul 31, 2025

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2020 ICBPAC Agenda

ICBPAC Committee Meeting Agenda October 9, 2020, 10:00 a.m. – 11:45 a.m. Link to committee page and call information: https://www.ICBA.org/FallMeetings-PAC 10:00 a.m. – 10:20 a.m. Welcome...

Jul 31, 2025