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Op-ed notes rising credit union acquisitions in the Midwest

Op-ed notes rising credit union acquisitions in the Midwest The recent purchase of West End Bank by 3Rivers Federal Credit Union last month, is part of a disturbing trend of large, billion-dollar...

Aug 14, 2020
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Article
Credit Unions

ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances

ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances The Independent Community Bankers of America today issued a statement regarding the recent...

Aug 13, 2020
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Article
Mortgage Rules Housing Finance/GSEs

ICBA kicks off ThinkTECH 3.0

ICBA kicks off ThinkTECH 3.0 ICBA announced the kickoff of its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center. ICBA announced the kickoff of its third ICBA...

Aug 13, 2020
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Article

SBA issues interim final rule on loan review, updates FAQs

SBA issues interim final rule on loan review, updates FAQs The SBA released an interim final rule on appeals of SBA loan review decisions under the Paycheck Protection Program that outlines the...

Aug 12, 2020
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Article

ICBA seeks extension on ECOA RFI deadline

ICBA seeks extension on ECOA RFI deadline ICBA joined other groups urging the Consumer Financial Protection Bureau not to rush potential changes to the Equal Credit Opportunity Act. ICBA joined...

Aug 12, 2020
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Article
Lending

ICBA ThinkTECH partner named top accelerator program by Finovate

ICBA ThinkTECH partner named top accelerator program by Finovate ICBA’s ThinkTECH Accelerator partner, The Venture Center, will be recognized during the Finovate fall virtual conference in...

Aug 14, 2020
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Article

Grassroots push continues amid stimulus debate

Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...

Aug 14, 2020
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Article
Crisis Preparedness

Blog discusses intersection between fintech and regulation

Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...

Aug 13, 2020
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Article
Cybersecurity

Kennedy to FDIC: Stop companies from taking advantage of ILC loophole

Kennedy to FDIC: Stop companies from taking advantage of ILC loophole Sen. John Kennedy (R-La.) wrote to FDIC Chairman Jelena McWilliams urging her not to allow industrial loan companies to exploit...

Aug 13, 2020
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Article
Crisis Preparedness Lending

CISA issues alert on SBA COVID-19 relief website attack

CISA issues alert on SBA COVID-19 relief website attack The Cybersecurity and Infrastructure Security Agency issued an alert concerning an unknown malicious cyber actor spoofing the Small Business...

Aug 13, 2020
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Article
Crisis Preparedness Cybersecurity

Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator

Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator ICBA today opened the application period for its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center....

Aug 12, 2020
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Article

HUD sets aside funding to help low-income households amid COVID-19

HUD sets aside funding to help low-income households amid COVID-19 The Department of Housing and Urban Development announced $472 million in CARES Act funding to help low-income families during the...

Aug 12, 2020
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Article
Crisis Preparedness Housing Finance/GSEs

Smaller lenders lead on PPP: SBA data

Smaller lenders lead on PPP: SBA data Lenders under $10 billion in assets have made some 2.74 million Paycheck Protection Program loans worth more than $233 billion through both rounds of funding,...

Aug 12, 2020
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Article

ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process

ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process Policymakers need to simplify the onerous forgiveness process for small businesses to ensure the Paycheck Protection Program...

Aug 11, 2020
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Article
Advocacy

OCC reduces assessments due to COVID-19

OCC reduces assessments due to COVID-19 The OCC is reducing assessments due to the OCC on Sept. 30, 2020, because of the COVID-19 emergency. The OCC is reducing assessments due to the OCC on Sept....

Aug 11, 2020
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Article
Crisis Preparedness

PPP forgiveness platform now live

PPP forgiveness platform now live The Small Business Administration's Paycheck Protection Program forgiveness platform is live and scheduled to begin accepting loan-forgiveness applications and...

Aug 10, 2020
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Article
Crisis Preparedness Lending

Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos

Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos Stress testing and capital planning are important for financial institutions in good times, but they are even more...

Aug 07, 2020
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Article

SBA details PPP forgiveness platform

SBA details PPP forgiveness platform A Small Business Administration user guide offers details on the Paycheck Protection Program forgiveness platform scheduled to go live this Monday, Aug. 10. A...

Aug 07, 2020
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Article
Crisis Preparedness

Main Street, Inc. Acquires Marketing Technology Software Provider Onovative

Main Street, Inc. Acquires Marketing Technology Software Provider Onovative Main Street, Inc., a leading provider of data-driven print services to community financial institutions across the...

Aug 11, 2020
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Article

ICBA payments brief focuses on small biz

ICBA payments brief focuses on small biz ICBA's latest Payments Executive Brief focuses on how community banks can use payments to take advantage of small-business opportunities. ICBA's latest...

Aug 11, 2020
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Article

Visa American Mood Trend (August 2020)

Visa American Mood Trend (August 2020) Visa’s economists report on the dip in consumer confidence in July, how back-to-school spending will differ in 2020, and expectations for business conditions...

Aug 10, 2020
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Article

Grassroots push continues amid stimulus debate

Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...

Aug 10, 2020
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Article
Crisis Preparedness

ICBA seeks clear rules on PPP agent relationships

ICBA seeks clear rules on PPP agent relationships ICBA called on the Treasury Department and SBA to clarify rules on Paycheck Protection Program fees paid to agents that assist borrowers or...

Aug 10, 2020
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Article

USDA survey measuring areas for improvement

USDA survey measuring areas for improvement The USDA announced a new annual survey of farmers, ranchers and private forestland owners. The USDA announced a new annual survey of farmers, ranchers...

Aug 10, 2020
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Article
Agriculture

TCM Bank Announces New Board Members

TCM Bank Announces New Board Members TCM Bank, N.A., a subsidiary of ICBA Bancard, announced that Gregory Hohl, chairman and president of Wahoo State Bank in Wahoo, Nebraska, and Jeff Newgard,...

Aug 07, 2020
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Article

ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs

ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs The Independent Community Bankers of America announced today the hire of its government relations legal intern Michael Marshall...

Aug 07, 2020
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Article

Bipartisan bill offers relief to USDA borrowers

Bipartisan bill offers relief to USDA borrowers ICBA-supported legislation to provide loan relief to rural communities was introduced in the House and Senate. ICBA-supported legislation to provide...

Aug 07, 2020
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Article
Agriculture Crisis Preparedness

FHFA: landlords must inform tenants of protections

FHFA: landlords must inform tenants of protections The Federal Housing Finance Agency said multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac that enter into forbearance...

Aug 07, 2020
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Article
Federal Housing Finance Agency

ICBA continues pushing key stimulus policies

ICBA continues pushing key stimulus policies With Congress and the Trump administration negotiating the next stimulus package, ICBA continues calling on community bankers to urge needed reforms....

Aug 06, 2020
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Article
Crisis Preparedness

Senate panel approves NCUA, SEC nominees

Senate panel approves NCUA, SEC nominees The Senate Banking Committee approved the nominations of Kyle Hauptman for the National Credit Union Administration Board as well as Hester Peirce and...

Aug 06, 2020
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Article
Credit Unions

ICBA urges PPP reforms ahead of expiration

ICBA urges PPP reforms ahead of expiration ICBA expressed strong support for Senate Small Business Committee Chairman Marco Rubio's (R-Fla.) efforts to renew and simplify the Paycheck Protection...

Aug 07, 2020
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Article
Crisis Preparedness

Cybersecurity agency releases resiliency guide

Cybersecurity agency releases resiliency guide The Cybersecurity and Infrastructure Security Agency this week issued a fact sheet highlighting cyber resiliency resources provided by the federal...

Aug 06, 2020
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Article
Cybersecurity

USDA extends deadlines, defers interest accrual

USDA extends deadlines, defers interest accrual USDA's Risk Management Agency said it will authorize approved insurance providers to extend deadlines for premium and administrative fee payments....

Aug 06, 2020
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Article
Agriculture

FinCEN issues FAQs on customer due diligence

FinCEN issues FAQs on customer due diligence The Financial Crimes Enforcement Network issued responses to three frequently asked questions regarding customer due diligence requirements for covered...

Aug 04, 2020
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Article
Compliance

Independent Banker covers core negotiations

Independent Banker covers core negotiations The August issue of Independent Banker magazine focuses on how community banks can get the most out of contract negotiations with core providers. The...

Aug 04, 2020
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Article
Advocacy

ICBA posts guide on Economic Injury Disaster Loan liens

ICBA posts guide on Economic Injury Disaster Loan liens ICBA posted a new guide to Small Business Administration lien requirements on Economic Injury Disaster Loans after seeking SBA input on its...

Aug 04, 2020
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Article

Small biz switching to community banks: WSJ

Small biz switching to community banks: WSJ Many small businesses have switched from large banks to community banks amid the COVID-19 pandemic because of their successful implementation of the...

Aug 04, 2020
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Article
Advocacy Crisis Preparedness

Agencies issue principles as loan-accommodation periods end

Agencies issue principles as loan-accommodation periods end Federal regulators released risk management and consumer protection principles for financial institutions to consider while working with...

Aug 04, 2020
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Article
Crisis Preparedness

ICBA continues support for House PPP forgiveness bill

ICBA continues support for House PPP forgiveness bill ICBA and other groups expressed strong support for the House version of ICBA-advocated legislation to forgive Paycheck Protection Program loans...

Aug 03, 2020
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Article

ICBA continues pushback against postal banking amendment

ICBA continues pushback against postal banking amendment ICBA continued pushing back against a pending amendment to a 2021 spending bill that would fund a postal banking pilot program at the U.S....

Jul 31, 2020
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Article
Government Banks