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Community bank customers weigh in on IRS monitoring

Community bank customers weigh in on IRS monitoring Community bank customers have joined the industry in expressing opposition to the Biden administration’s proposal to require banks to report...

Sep 01, 2021
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Article
Taxes & Budget

ARRC issues FAQs on LIBOR transition best practices

ARRC issues FAQs on LIBOR transition best practices The Alternative Reference Rates Committee released frequently asked questions on its best practices for using Secured Overnight Financing Rate...

Aug 30, 2021
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Article
Lending

ICBA to HUD: Disparate-impact rule must conform to court ruling

ICBA to HUD: Disparate-impact rule must conform to court ruling ICBA and other groups expressed opposition to a Department of Housing and Urban Development proposal to re-implement its 2013 rule on...

Aug 25, 2021
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Article
Housing Finance/GSEs

ICBA offers hurricane resources

ICBA offers hurricane resources ICBA updated its Hurricane Preparedness resource center with the latest on Hurricane Grace and Tropical Storm Henri. ICBA updated its Hurricane Preparedness resource...

Aug 23, 2021
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Article
Advocacy

Refinancing drives 2020 increase in closed-end originations: CFPB

Refinancing drives 2020 increase in closed-end originations: CFPB The total number of closed-end originations and applications increased substantially between 2019 and 2020, according to a Consumer...

Aug 20, 2021
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Article
Compliance

FinCEN offers SAR trend data

FinCEN offers SAR trend data The Financial Crimes Enforcement Network’s interactive Suspicious Activity Report webpage now includes filing trend data by industry through the 2020 calendar year. The...

Aug 20, 2021
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Article
Cybersecurity Technology

ICBA, The Venture Center Gear Up for 2022 ThinkTECH Accelerator

ICBA, The Venture Center Gear Up for 2022 ThinkTECH Accelerator The Independent Community Bankers of America and The Venture Center, with support from the State of Arkansas, today launched the...

Aug 19, 2021
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Article

ICBA continues IRS reporting consumer push

ICBA continues IRS reporting consumer push ICBA continues encouraging consumers to express opposition to the Biden administration’s proposal to require banks to report their customers’ account...

Aug 30, 2021
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Article
Taxes & Budget

ICBA urging consumer opposition to IRS reporting plan

ICBA urging consumer opposition to IRS reporting plan ICBA is encouraging consumers to express opposition to the Biden administration’s proposal to require banks to report their customers’ account...

Aug 27, 2021
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Article
Taxes & Budget

Credit union-bank acquisitions top 100

Credit union-bank acquisitions top 100 ICBA renewed its call for policymakers to examine the credit union tax exemption as the number of credit union-bank acquisitions passed 100. ICBA renewed its...

Aug 27, 2021
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Article
Credit Unions

As Credit Union-Bank Acquisitions Top 100, ICBA Urges Washington to Act

As Credit Union-Bank Acquisitions Top 100, ICBA Urges Washington to Act With the number of tax-exempt credit union purchases of taxpaying community banks passing 100, the Independent Community...

Aug 25, 2021
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Article
Credit Unions

ICBA Names Dale Kraemer Vice President, Finance & Accounting

ICBA Names Dale Kraemer Vice President, Finance & Accounting The Independent Community Bankers of America announced Dale Kraemer has joined ICBA as vice president of finance and accounting....

Aug 24, 2021
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Article

CFPB issues credit card data-submission specifications

CFPB issues credit card data-submission specifications The Consumer Financial Protection Bureau issued new technical specifications for complying with credit card agreement and data submission...

Aug 23, 2021
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Article
Compliance

2022 ThinkTECH Accelerator open for applications

2022 ThinkTECH Accelerator open for applications ICBA and The Venture Center launched the application period for the 2022 ICBA ThinkTECH Accelerator program. ICBA and The Venture Center launched...

Aug 20, 2021
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Article
Technology

Farm Credit assets top $407B

Farm Credit assets top $407B Farm Credit System assets rose to more than $407 billion during the second quarter from nearly $385 billion the same time last year, according to Farm Credit...

Aug 20, 2021
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Article
Agriculture Rural Development

Resources to Help You Fight IRS Reporting Mandates

Resources to Help You Fight IRS Reporting Mandates Customizable Email Message: SUBJECT LINE: Customer Alert on IRS Reporting Proposal Dear [CUSTOMER NAME], We care about you, your finances, and...

Aug 19, 2021
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Article
Taxes & Budget

Christine Ahern Joins ICBA Bancard as Vice President, Relationship Manager

Christine Ahern Joins ICBA Bancard as Vice President, Relationship Manager ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, announced today the hire...

Aug 17, 2021
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Article

Farm Credit releases YBS data, new reg agenda

Farm Credit releases YBS data, new reg agenda The Farm Credit System’s regulator released updated data on its lending to young, beginning, and small farmers as well as a regulatory plan for the...

Aug 16, 2021
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Article
Agriculture Rural Development

ICBA joins FDIC ‘tech sprint’

ICBA joins FDIC ‘tech sprint’ The FDIC said ICBA will be among the teams participating in the agency’s “tech sprint” designed to help banks serve unbanked consumers. ICBA will join the Milken...

Aug 13, 2021
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Article
Technology Fintech Innovation

HUD, FHFA collaborate on fair housing, lending

HUD, FHFA collaborate on fair housing, lending The Department of Housing and Urban Development and the Federal Housing Finance Agency announced an agreement regarding fair housing and fair lending...

Aug 13, 2021
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Article
Housing Finance/GSEs

Treasury plans child tax credit mobile sign-up

Treasury plans child tax credit mobile sign-up The Treasury Department and IRS released details of the second round of Advance Child Tax Credit payments and said they are working on a sign-up tool...

Aug 16, 2021
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Article
Taxes & Budget

Treasury issues guidance on MDI, CDFI program

Treasury issues guidance on MDI, CDFI program The Treasury Department released revised guidance on its Emergency Capital Investment Program to support minority and community development financial...

Aug 13, 2021
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Article
Minority Owned Depository Institutions (MDI)

Senate blocks amendment to stop IRS monitoring on party-line vote

Senate blocks amendment to stop IRS monitoring on party-line vote The Senate voted down an ICBA-advocated amendment that would have barred the IRS from using funds in a pending spending bill to...

Aug 11, 2021
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Article
Taxes & Budget

LEAD FWD lineup taking shape

LEAD FWD lineup taking shape The speaker lineup for the ICBA LEAD FWD Summit, live-streaming Sept. 21-22, is taking shape with the announcement of Precious Williams, a 13-time national pitch...

Aug 05, 2021
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Article

OCC, SEC discuss the state of cryptocurrency

OCC, SEC discuss the state of cryptocurrency In separate events, Securities and Exchange Chairman Gary Gensler and Acting Comptroller of the Currency Michael Hsu discussed efforts underway to adapt...

Aug 04, 2021
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Article
Digital Assets Technology Fintech Regulation

CFPB: Mortgage servicers’ pandemic response varies significantly

CFPB: Mortgage servicers’ pandemic response varies significantly The Consumer Financial Protection Bureau published a report detailing the mortgage industry’s varied response to the pandemic. The...

Aug 11, 2021
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Article
Compliance

PPP non-employer borrowers most successful with community banks: study

PPP non-employer borrowers most successful with community banks: study Small businesses without employees were most successful in obtaining Paycheck Protection Program funding from community banks...

Aug 06, 2021
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Article
Crisis Preparedness Lending

CFPB updates mortgage servicing small entity compliance guide

CFPB updates mortgage servicing small entity compliance guide The Consumer Financial Protection Bureau updated its Mortgage Servicing Small Entity Compliance Guide to include guidance on the 2021...

Aug 06, 2021
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Article
Compliance Compliance

CFPB interpretive rule re: Juneteenth 2021

CFPB interpretive rule re: Juneteenth 2021 The Consumer Financial Protection Bureau issued an interpretive rule to address certain time-sensitive borrower protections related to the treatment of...

Aug 06, 2021
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Article
Compliance

August recess offers opportunity to connect with Congress

August recess offers opportunity to connect with Congress The best way to influence policymakers is to get in front of them in-person, according to the Congressional Management Foundation and the...

Aug 05, 2021
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Article
Advocacy

ICBA: Congress needs to examine credit union-community bank acquisitions

ICBA: Congress needs to examine credit union-community bank acquisitions ICBA urged the Senate Banking Committee to re-examine the anti-competitive effect from the surge in credit union...

Aug 04, 2021
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Article
Credit Unions

Regulators provide state of the industry report to Congress

Regulators provide state of the industry report to Congress Agency heads from the FDIC, OCC, and the NCUA provided a state of the industry update during testimony before the Senate Banking...

Aug 04, 2021
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Article
Advocacy Technology Fintech Regulation

ICBA, others seek comment extension on third-party guidance

ICBA, others seek comment extension on third-party guidance ICBA and other groups requested a 30-day comment extension on proposed interagency guidance designed to help banks manage risks...

Aug 02, 2021
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Article
Technology Fintech Regulation

CFPB: Debt collection rules effective Nov. 30

CFPB: Debt collection rules effective Nov. 30 The Consumer Financial Protection Bureau said two final rules issued under the Fair Debt Collection Practices Act will take effect as planned on Nov....

Aug 02, 2021
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Article
Compliance

House committee advances LIBOR, de novo bills

House committee advances LIBOR, de novo bills The House Financial Services Committee this week advanced key ICBA-supported LIBOR and de novo bills. The House Financial Services Committee advanced...

Jul 30, 2021
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Article
De Novo Banks

SBA issues rule to expedite PPP forgiveness

SBA issues rule to expedite PPP forgiveness The SBA issued an interim final rule designed to speed up the forgiveness process for Paycheck Protection Program loans of $150,000 or less. The SBA...

Jul 29, 2021
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Article
Advocacy Crisis Preparedness

Groups join ICBA opposition to IRS reporting proposal

Groups join ICBA opposition to IRS reporting proposal ICBA and a broad coalition of business groups expressed strong opposition to a proposal that would require financial institutions to report...

Jul 29, 2021
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Article
Taxes & Budget

Jenna Burke Joins ICBA Government Relations Department as Senior Vice President and Senior Regulatory Counsel

Jenna Burke Joins ICBA Government Relations Department as Senior Vice President and Senior Regulatory Counsel The Independent Community Bankers of America announced today the hire of Jenna Burke as...

Jul 27, 2021
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Article
Advocacy

Agencies extend foreclosure moratoria

Agencies extend foreclosure moratoria The federal government extended the moratorium on single-family real estate owned evictions until Sept. 30 for Fannie Mae, Freddie Mac, the Federal Housing...

Aug 02, 2021
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Article
Advocacy Crisis Preparedness

Op-ed targets justification for IRS reporting plan

Op-ed targets justification for IRS reporting plan A new Morning Consult op-ed raises questions about the Treasury Department’s estimated tax revenue increase from its proposal to expand...

Jul 30, 2021
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Article
Taxes & Budget