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CISA - Cyber Summit set for October

CISA - Cyber Summit set for October The Cybersecurity and Infrastructure Security Agency announced its upcoming Fourth Annual National Cybersecurity Summit. The series of webinars every Wednesday...

Sep 15, 2021
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Article
Risk Cybersecurity Sector Calls +1 More...

ICBA urges National Flood Insurance Program extension

ICBA urges National Flood Insurance Program extension ICBA and other groups called on congressional leaders to extend the National Flood Insurance Program before it expires on Sept. 30. ICBA and...

Sep 15, 2021
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Article
Compliance

Credit union acquisitions demand Washington response: ICBA chairman

Credit union acquisitions demand Washington response: ICBA chairman With the number of credit union-bank acquisitions passing 100, the time has come for policymakers to examine the credit union tax...

Sep 17, 2021
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Article
Credit Unions

Treasury push on IRS reporting shows urgency of ICBA campaign

Treasury push on IRS reporting shows urgency of ICBA campaign The Treasury Department and IRS continued pressing Congress to include an ICBA-opposed IRS reporting proposal in the pending budget...

Sep 16, 2021
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Article
Taxes & Budget

ICBA Statement on Fannie, Freddie Preferred Stock Purchase Agreements

ICBA Statement on Fannie, Freddie Preferred Stock Purchase Agreements Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Fannie...

Sep 15, 2021
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Article
Federal Housing Finance Agency Housing Finance/GSEs

Cybersecurity Safety

Cybersecurity Safety What exactly is cybersecurity? Cybersecurity, also known as information technology security, is the practice of protecting electronic systems, data, applications, and networks...

Sep 14, 2021
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Article

Migrating to 8-Digit BINs

Migrating to 8-Digit BINs As the timeline for 8-digit bank identification number (BIN) migration approaches, it is important to stay up to date on developments and next steps in preparation for the...

Sep 14, 2021
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Article

Payments Trends for 2022 Planning and Beyond

Payments Trends for 2022 Planning and Beyond We are in the midst of a transformative time in payments; COVID-19 has fueled an accelerated shift to digital channels, and meanwhile, new payment rails...

Sep 14, 2021
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Article

Embracing the new normal

Embracing the new normal Whenever I hear the phrase, “the new normal” I’m reminded of the seismic shift in interactions with customers over the course of the pandemic. This is even more apparent...

Sep 14, 2021
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Article

A Look Ahead: Payments in 2022

A Look Ahead: Payments in 2022 It may be hard to believe but we’re rapidly approaching the end of 2021. Given some of the significant trends and developments this year, 2022 is likely to be a...

Sep 14, 2021
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Article

Making customer interactions personal for a digitized world

Making customer interactions personal for a digitized world As in-branch visits decrease and the number of digital transactions increase, it will be more important than ever to ensure customer...

Sep 14, 2021
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Article

IRS proposal draws strong consumer opposition: op-ed

IRS proposal draws strong consumer opposition: op-ed A proposal to require banks to report customer account information to the IRS is eliciting strong consumer opposition, ICBA Secretary Tim Aiken...

Sep 13, 2021
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Article
Taxes & Budget

OSHA developing standards for employer vaccine mandate

OSHA developing standards for employer vaccine mandate The Occupational Safety and Health Administration is expected to release new standards following President Joe Biden’s executive order...

Sep 13, 2021
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Article
Advocacy Crisis Preparedness

New op-ed continues push against IRS reporting plan

New op-ed continues push against IRS reporting plan While Sen. Joe Manchin (D-W.Va.) has raised concerns about the price tag of budget-reconciliation legislation, Americans are speaking out against...

Sep 10, 2021
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Article

Agencies extend comment period on third-party guidance

Agencies extend comment period on third-party guidance Federal regulators announced they will extend the comment period on proposed guidance designed to help banks manage risks associated with...

Sep 08, 2021
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Article
Compliance

ICBA Encourages Consumers to Support Local Businesses During National Small Business Week

ICBA Encourages Consumers to Support Local Businesses During National Small Business Week The Independent Community Bankers of America (ICBA) is lending its voice to the thousands of organizations...

Sep 13, 2021
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Article
Advocacy

CFPB issues HMDA filing guide

CFPB issues HMDA filing guide The Consumer Financial Protection Bureau released the Filing Instructions Guide for Home Mortgage Disclosure Act data. The Consumer Financial Protection Bureau...

Sep 13, 2021
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Article
Compliance

ICBA pushing grassroots on reconciliation tax hikes

ICBA pushing grassroots on reconciliation tax hikes While ICBA’s IRS campaign continues, it is also calling on community bankers to speak out against a comprehensive package of tax increases on...

Sep 10, 2021
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Article
Taxes & Budget

ICBA issues summary on CFPB 1071 proposal

ICBA issues summary on CFPB 1071 proposal ICBA published a summary of the Consumer Financial Protection Bureau’s proposed rule to implement Dodd-Frank Section 1071 data collection and reporting...

Sep 10, 2021
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Article
Compliance

Community bank net income rises 28.7%

Community bank net income rises 28.7% Community banks reported net income growth of 28.7% in the second quarter from the same period last year, according to the FDIC's Quarterly Banking Profile....

Sep 09, 2021
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Article
Advocacy

ICBA urges House panel to reject IRS monitoring plan

ICBA urges House panel to reject IRS monitoring plan Ahead of a House Ways and Means Committee markup starting today, ICBA reiterated its opposition to any proposal that would require banks to...

Sep 09, 2021
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Article
Taxes & Budget Privacy

ICBA issues position paper on climate change regulation

ICBA issues position paper on climate change regulation ICBA released a new position paper on the potential impact of new climate change regulations on community banks. ICBA released a new position...

Sep 09, 2021
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Article
Advocacy Risk

OCC proposes rescinding CRA rule

OCC proposes rescinding CRA rule The OCC issued proposed rules to rescind its May 2020 Community Reinvestment Act rule and replace it with interagency rules adopted in 1995. The OCC issued proposed...

Sep 09, 2021
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Article
Community Reinvestment Act (CRA)

CFPB confirms debt collection rules effective Nov. 30

CFPB confirms debt collection rules effective Nov. 30 The Consumer Financial Protection Bureau issued a Federal Register notice affirming that two debt collection final rules will take effect as...

Sep 08, 2021
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Article
Compliance

ICBA names National Community Bank Service Award recipients

ICBA names National Community Bank Service Award recipients ICBA announced winners of its 2021 National Community Bank Service Awards, which celebrate the outstanding service and creative volunteer...

Sep 03, 2021
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Article

ICBA Talking Points on IRS Reporting Proposal

ICBA Talking Points on IRS Reporting Proposal ICBA has strongly objected to a Biden administration proposal that would require financial institutions to report information on customer bank accounts...

Sep 03, 2021
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Article
Taxes & Budget

ICBA Honors National Community Bank Service Award Recipients

ICBA Honors National Community Bank Service Award Recipients The Independent Community Bankers of America today announced winners of its 2021 National Community Bank Service Awards, celebrating the...

Sep 02, 2021
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Article

ICBA testifies on need for simple PPP forgiveness

ICBA testifies on need for simple PPP forgiveness ICBA told Congress that the Paycheck Protection Program needs a simple, easy-to-use forgiveness process to ensure the program works as intended for...

Sep 02, 2021
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Article
Crisis Preparedness

ICBA: Two-Thirds of Voters Oppose IRS Reporting Plan

ICBA: Two-Thirds of Voters Oppose IRS Reporting Plan Two-thirds of voters (67%) oppose a proposal that would allow the IRS to collect bank account deposit and withdrawal information from American...

Sep 07, 2021
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Article
Taxes & Budget

IRS favors ICBA-opposed monitoring plan: report

IRS favors ICBA-opposed monitoring plan: report The head of the IRS is advocating to Congress an ICBA-opposed proposal that would require banks to report their customers’ account information to the...

Sep 03, 2021
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Article
Taxes & Budget

ICBA campaign against IRS monitoring striking a nerve

ICBA campaign against IRS monitoring striking a nerve ICBA’s consumer-facing campaign opposing a proposal to require the IRS to monitor bank account information has struck a nerve with community...

Sep 02, 2021
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Article
Taxes & Budget

ICBA Statement on CFPB 1071 Proposed Rule

ICBA Statement on CFPB 1071 Proposed Rule Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Consumer Financial...

Sep 01, 2021
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Article
Compliance

ICBA Offers Financial Preparedness Tips to Help Speed Recovery Following a Natural Disaster

ICBA Offers Financial Preparedness Tips to Help Speed Recovery Following a Natural Disaster In recognition of National Preparedness Month in September, the Independent Community Bankers of America...

Sep 01, 2021
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Article
Advocacy Risk

ICBA to Congress: PPP Forgiveness Should Be Straightforward

ICBA to Congress: PPP Forgiveness Should Be Straightforward The Independent Community Bankers of America (ICBA) today told Congress that the Small Business Administration’s Paycheck Protection...

Sep 01, 2021
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Article
Advocacy Crisis Preparedness

CFPB issues 1071 proposed rule

CFPB issues 1071 proposed rule The Consumer Financial Protection Bureau issued a proposed rule to implement Dodd-Frank Section 1071, which requires the bureau to implement data collection and...

Sep 02, 2021
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Article
Compliance

Treasury studying insurance sector climate risks

Treasury studying insurance sector climate risks The Treasury Department said the Federal Insurance Office is requesting public comment on the insurance sector and climate-related financial risks....

Sep 01, 2021
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Article
Advocacy Flood Insurance Risk

Financial Times: Community banks ‘irreplaceable’ during pandemic

Financial Times: Community banks ‘irreplaceable’ during pandemic A new Financial Times article (paywall) reports on how community banks have been “irreplaceable” during the pandemic, including by...

Aug 31, 2021
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Article
Advocacy Crisis Preparedness

Agencies issue statement on Hurricane Ida

Agencies issue statement on Hurricane Ida Federal and state regulators said they will provide appropriate regulatory assistance to institutions affected by Hurricane Ida. Federal and state...

Aug 31, 2021
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Article
Advocacy Risk

FEMA - Daily Calls for Broad Stakeholder Business & Industry Coordination Call Regarding Hurricane Ida

FEMA - Daily Calls for Broad Stakeholder Business & Industry Coordination Call Regarding Hurricane Ida FEMA invites you to participate in daily at 3 pm Eastern addressing coordinated efforts...

Aug 30, 2021
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Article
Advocacy Risk Sector Calls +1 More...

ICBA testifying on PPP forgiveness

ICBA testifying on PPP forgiveness ICBA Chairman Robert Fisher is scheduled to testify this Wednesday at a House Small Business Committee hearing on what’s next for Paycheck Protection Program...

Aug 30, 2021
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Article
Advocacy Crisis Preparedness