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ICBA “dashboard” updates advocacy efforts for Q2

ICBA’s second quarter “Advocacy in Action” government relations dashboard recaps key issues at the forefront and offers an update on efforts to advance ICBA’s policy positions before Congress and...

Apr 14, 2022
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Article

ICBA issues custom op-ed on credit union-bank acquisitions

ICBA issued a customizable op-ed that community bankers can use to raise awareness of credit union acquisitions of community banks.

Apr 14, 2022
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Article
Credit Unions

ICBA accepting service awards nominations

ICBA this month is accepting submissions for the 2022 National Community Bank Service Awards.

Apr 15, 2022
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Article

Join the ICBA ThinkTECH Accelerator Virtual Showcase on April 20

The Independent Community Bankers of America and The Venture Center will host the 2022 Virtual Demo Day, a culmination of the 2022 ICBA ThinkTECH Accelerator program’s 16-week incubator and...

Apr 12, 2022
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Article

ICBA Wins Association Trends Award for Campaign Opposing IRS Bank Reporting Proposal

The Independent Community Bankers of America® (ICBA) earned an Association Trends 2022 TRENDY Award for its campaign opposing a plan to require banks to report customer account information to the IRS.

Apr 11, 2022
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Article
Advocacy Taxes & Budget

Congress should join states in responding to CU bank acquisitions: op-ed

While credit union advocates support credit unions leveraging their tax exemption to acquire community banks, these subsidized transactions harm local communities, ICBA Chairman Brad Bolton writes...

Apr 11, 2022
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Article
Credit Unions

OCC’s Hsu addresses key stablecoin policy considerations

Acting Comptroller of the Currency Michael Hsu identified three key policy issues critical to understanding and shaping the stablecoin system: stability, interoperability, and separability.

Apr 11, 2022
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Article
Digital Assets Technology

ICBA urges CFPB to reduce remittance rule burden

ICBA called on the Consumer Financial Protection Bureau to reduce the regulatory burden of its rule on remittance transfers to avoid disadvantaging community bank customers.

Apr 11, 2022
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Article
Compliance

ICBA ThinkTECH Demo Day next week

The 2022 ICBA ThinkTECH Accelerator Program’s Demo Day is scheduled for next week to present participants’ solutions tailored for community banks.

Apr 14, 2022
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Article

Treasury announces additional Russia sanctions

Treasury’s Office of Foreign Assets Control announced additional sanctions on Russia’s largest banks and individuals connected to top Russian officials.

Apr 07, 2022
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Article
Advocacy

Video previews next month’s ICBA Capital Summit

A new ICBA video on Twitter previews the 2022 ICBA Capital Summit, scheduled for May 1-4 in Washington, D.C.

Apr 05, 2022
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Article

ICBA backs bills restricting U.S. CBDC, FedAccounts

ICBA expressed support for Senate and House legislation to restrict the Fed from offering a central bank digital currency or direct FedAccounts to consumers.

Apr 05, 2022
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Article
Digital Assets

Former NCUA official continues pushback on credit union bank purchases

A former National Credit Union Administration official continued an ongoing series of blog posts raising concerns over credit union acquisitions of community banks.

Mar 31, 2022
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Article
National Credit Union Administration (NCUA) Credit Unions

CFPB keeps up drumbeat on overdraft fees

After the Consumer Financial Protection Bureau last week extended the deadline to comment on "exploitive junk fees" charged by financial institutions, the bureau published another blog post...

Mar 31, 2022
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Article
Compliance

Treasury Secretary Janet Yellen Speech on Digital Assets Reflects ICBA Priorities

Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on Treasury Secretary Janet Yellen’s remarks on digital assets.

Apr 07, 2022
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Article
Cybersecurity Digital Assets Technology

Minnesota rules against credit union bank acquisitions

A proposed credit union acquisition of a community bank in Minnesota was rejected by the state’s business regulator—the latest state-level roadblock for credit unions.

Apr 07, 2022
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Article
Credit Unions

Banks, Credit Unions and Consumer Groups Call for Passage of Bipartisan Solution to Close ILC Loophole

A broad coalition of bank and credit union associations and consumer organizations today submitted a letter to the U.S. House Committee on Financial Services urging passage of the Close the ILC...

Apr 05, 2022
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Article
Technology Fintech Regulation

ICBA offers Financial Literacy Month resources

ICBA is recognizing Financial Literacy Month this April with a national news release and customizable resources for community bankers on its Tell Your Story toolkit.

Apr 05, 2022
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Article
Financial Literacy

ICBA: Financial Literacy is Key to Establishing Fiscally Responsible Habits

ICBA and the nation’s community banks are encouraging Americans to take control of their financial future and embrace sound money management practices during Financial Literacy Month this April.

Apr 04, 2022
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Article
Financial Literacy

ICBA Celebrates the Community Banking Difference During Community Banking Month

The Independent Community Bankers of America is honoring the contributions of the nation’s nearly 5,000 community banks during April, which is ICBA Community Banking Month.

Mar 31, 2022
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Article
Community Bank Awareness Community Bank Awareness

New blog post spotlights post-pandemic payments trends

ICBA’s latest blog post explores three post-pandemic payments trends and what they mean for community banks.

Mar 30, 2022
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Article
Advocacy Crisis Preparedness Digital Assets

OCC issues computer incident notification points of contact

The OCC issued a bulletin with the designated points of contact banks must use to satisfy recently established interagency incident notification requirements, effective May 1.

Mar 30, 2022
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Article
Compliance

CFPB targets credit card late fees in ‘junk fee’ effort

The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”

Mar 30, 2022
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Article
Credit Cards

FDIC follows OCC with proposed large-bank climate principles

The FDIC requested public comment on draft principles that would provide a high-level framework for institutions over $100 billion in assets to manage exposures to climate-related financial risks.

Mar 31, 2022
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Article
Advocacy Risk

DeFi platform crypto hack might be largest ever

Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.

Mar 30, 2022
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Article
Cybersecurity Digital Assets

NY Fed analysis signals rise in student loan delinquencies

Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly...

Mar 24, 2022
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Article

“PAVE” report outlines pathway to homeownership equity

The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.

Mar 24, 2022
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Article
Mortgage Lending

Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments

The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112...

Mar 23, 2022
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Article
Small Business Administration

Nation’s Community Bankers Meet in Washington for ICBA Capital Summit

ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.

Mar 24, 2022
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Article

OCC reports mortgage performance improvement

The OCC said the performance of first-lien mortgages in the federal banking system improved during the fourth quarter of 2021.

Mar 23, 2022
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Article
Mortgage Rules Office of the Comptroller of Currency (OCC)

Cyber officials: Be on alert for Russian cyberattack

Federal cybersecurity officials called on U.S. critical infrastructure to be prepared to defend against a possible Russian state-sponsored cyberattack.

Mar 23, 2022
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Article
Data Breach Cybersecurity

ICBA and Community Banks Celebrate America’s Ag Community

ICBA and the nation’s community banks celebrate America’s local farmers, ranchers and agricultural enterprises during National Ag Day.

Mar 22, 2022
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Article
Agriculture

ICBA testifies on harm of SBA direct lending

ICBA told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its...

Mar 17, 2022
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Article
Lending Small Business Administration

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 17, 2022
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Article
Credit Unions

CISA stakeholder call on Russia-Ukraine conflict today

The Cybersecurity and Infrastructure Security Agency is hosting an unclassified stakeholder call today to address the U.S. homeland impact of the Russia-Ukraine conflict.

Mar 22, 2022
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Article
Cybersecurity

What interest rate hikes mean for community banks

With the Federal Reserve voting this week to raise target interest rates, a new ICBA blog post details what the move means for community banks and the communities they serve.

Mar 18, 2022
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Article
Federal Reserve

ICBA summary details executive order on digital assets

ICBA released a summary of President Joe Biden’s executive order on digital assets and what it means for the nation’s community banks.

Mar 18, 2022
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Article

FS-ISAC offers Russia-Ukraine cyber update

The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary report offers the latest on the Russo-Ukraine conflict, including a joint advisory on Russian...

Mar 18, 2022
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Article
Cybersecurity Technology

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 18, 2022
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Article
Credit Unions

ICBA Summary of President Biden’s Executive Order on Digital Assets

On March 9, 2022, President Joe Biden signed an executive order that outlines the administration’s strategy to address crypto asset risks, develop a framework to promote responsible innovation, and...

Mar 16, 2022
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Article
Digital Assets Technology