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House hearing this week on central bank digital currency

After ICBA last week expressed opposition to the establishment of a U.S. central bank digital currency, a House hearing this week will focus on CBDC benefits and risks.

May 24, 2022
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Article
Digital Assets Technology

ICBA requests records on CFPB’s 1071 rulemaking

ICBA and other groups filed a Freedom of Information Act request seeking Consumer Financial Protection Bureau records on its implementation of Section 1071 of the Dodd-Frank Act.

May 27, 2022
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Article
Compliance

Statement on Confirmation of Sandra Thompson for FHFA Director

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey released the following statement on the Senate confirmation of Sandra Thompson for Federal Housing Finance...

May 25, 2022
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Article
Federal Housing Finance Agency

ICBA urges agency consistency, innovation to promote banking access

ICBA encouraged federal banking regulators to take several steps to increase services to unbanked and underbanked households.

May 24, 2022
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Article
Commerce & Banking

ICBA’s FDIC climate principles comment campaign continues

ICBA continues calling on community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 23, 2022
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Article
Climate

Former NCUA official continues targeting credit union acquisitions

A former National Credit Union Administration official continued an ongoing series of blog posts raising concerns over credit union acquisitions.

May 23, 2022
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Article
Credit Unions

Strong favorability fuels successful Capital Summit: blog

New polling conducted by Morning Consult supported community banker meetings with policymakers at the recent 2022 ICBA Capital Summit, according to ICBA’s latest blog post.

May 20, 2022
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Article
Community Bank Awareness

ICBA opposes U.S. central bank digital currency

ICBA expressed opposition to the establishment of a U.S. central bank digital currency. In a comment letter to the Federal Reserve, ICBA said a U.S.

May 23, 2022
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Article
Digital Assets Technology

Agencies confirm updated flood insurance Q&As are guidance

Federal regulators issued revised questions and answers regarding federal flood insurance law and the agencies’ implementing regulations.

May 19, 2022
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Article
Compliance

Financial Trades Support Modified SEC Cyber Incident Disclosure Proposal to Aid Law Enforcement and Support Remediation Efforts

ICBA, American Bankers Association, Bank Policy Institute, and Mid-Size Bank Coalition of America commented yesterday on a SEC proposal that would implement new requirements for financial...

May 10, 2022
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Article
Risk Cybersecurity

CFPB: Equal Credit Opportunity Act protects borrowers after loan

The Consumer Financial Protection Bureau published an advisory opinion affirming that the Equal Credit Opportunity Act bars lenders from discriminating against customers after they have received a...

May 10, 2022
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Article
Compliance

ICBA offers custom marketing-comms resources for May

ICBA’s Tell Your Story marketing and communications toolkit offers new and updated resources to engage consumers in May.

May 10, 2022
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Article

OCC’s Hsu: Regulators should change approach to mergers

OCC’s Hsu: Regulators should change approach to mergers Acting Comptroller of the Currency Michael Hsu said he has directed senior OCC staff to work with the Justice Department and other agencies...

May 10, 2022
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Article
Office of the Comptroller of Currency (OCC)

ICBA Statement on Proposal to Modernize Community Reinvestment Act Framework

ICBA President and CEO Rebeca Romero Rainey released the following statement on today’s interagency proposed rule to modernize Community Reinvestment Act regulations.

May 05, 2022
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Article
Community Reinvestment Act (CRA)

ICBA pressing comment letters on FDIC climate principles

ICBA continues calling on community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 20, 2022
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Article
Climate

ICBA speaks out against FDIC supervisory appeals reversal

ICBA expressed disappointment that the FDIC eliminated the independent Office of Supervisory Appeals and restored the Supervision Appeals Review Committee as the final level of review in the...

May 20, 2022
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Article
Compliance

ICBA Statement on FDIC Restoration of Supervision Appeals Review Committee

ICBA President and CEO Rebeca Romero Rainey issued the following statement after the FDIC board of directors voted to restore the agency’s Supervision Appeals Review Committee.

May 19, 2022
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Article

ICBA Statement on Death of John Ryan

ICBA President and CEO Rebeca Romero Rainey released the following statement on the death of Conference of State Bank Supervisors President and CEO John Ryan.

May 19, 2022
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Article

ICBA Encourages Consumers to Support America’s Entrepreneurs During National Small Business Week

ICBA joins the nation’s community banks in celebrating National Small Business Week (May 1-7) and showing their support for locally owned and operated businesses.

May 04, 2022
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Article
Advocacy

ICBA Releases 2022 Community Banking Policy Resolutions

The Independent Community Bankers of America (ICBA) today released its legislative and regulatory policy objectives for 2022 during the ICBA Capital Summit.

May 03, 2022
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Article
Advocacy

As Capital Summit kicks off, polling confirms public support for local banking

As Capital Summit kicks off, polling confirms public support for local banking ICBA kicked off the 2022 ICBA Capital Summit in Washington with new national and state-level polling data showing...

May 03, 2022
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Article
Advocacy

Capital Summit continues today with congressional meetings

Today’s ICBA Capital Summit agenda includes in-person meetings with congressional offices following remarks from Senate Banking Committee member Mike Rounds (R-S.D.).

May 03, 2022
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Article

FDIC board meeting this week on CRA reform proposal

The FDIC board of directors announced it will meet this week on a notice of proposed rulemaking on revising Community Reinvestment Act regulations. The board meeting is scheduled for 10 a.m....

May 03, 2022
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Article
Community Reinvestment Act (CRA)

As Community Bankers Gather in Washington, New Polling Confirms Public Support for Local Banking

The Independent Community Bankers of America today is kicking off the 2022 ICBA Capital Summit in Washington with new national and state-level polling data showing Americans in all 50 states view...

May 02, 2022
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Article

ICBA Capital Summit underway in Washington

The 2022 ICBA Capital Summit is underway in Washington, with community bankers advocating key issues in the nation’s capital and from back home.

May 02, 2022
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Article

Review Our Guide for Writing a Climate-related Financial Risk Management Comment Letter

Instructions This document is intended to be a guide as you formulate a comment letter in response to the FDIC’s request for comment on its statement of principles for climate-related financial...

May 04, 2022
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Article

Summary and Background of Climate-related Financial Risk Management for Large Financial Institutions

The FDIC is proposing that large financial institutions, defined as those with over $100 billion in total consolidated assets, be subject to a climate-related financial risk management framework.

May 04, 2022
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Article

New ICBA podcast: why cybersecurity goes beyond IT

The latest episode of ICBA’s Communities of Innovation podcast focuses on why cybersecurity is no longer simply an IT issue for community banks.

Apr 28, 2022
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Article
Cybersecurity

Chopra pledges to engage community banks in Senate testimony

Consumer Financial Protection Bureau Director Rohit Chopra told Congress that engaging community banks is one of his key priorities as head of the agency.

Apr 27, 2022
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Article
Community Bank Awareness

Deadline today for Capital Summit registration

The deadline to register for the 2022 ICBA Capital Summit is today, April 22. The industry’s premier advocacy event is scheduled for May 1-4 in Washington, D.C.

Apr 22, 2022
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Article

ICBA ThinkTECH Accelerator Demo Day Showcases the Future of Community Banking Innovation

The Independent Community Bankers of America® (ICBA) and The Venture Center, in partnership with the State of Arkansas, today hosted the fourth annual ICBA ThinkTECH Accelerator Demo Day.

Apr 20, 2022
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Article

ICBA updates ILC loophole white paper

Ahead of this week’s Capital Summit, ICBA updated its white paper detailing why policymakers should close a legal loophole that allows industrial loan companies and their parent companies to skirt...

May 02, 2022
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Article
Lending

Hsu calls for stablecoin standard-setting initiative

Hsu calls for stablecoin standard-setting initiative Acting Comptroller of the Currency Michael Hsu issued a statement calling for a joint effort to develop standards for stablecoin...

Apr 28, 2022
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Article
Digital Assets

Senate approves Brainard for Fed vice chair

The Senate voted 52-43 to approve Federal Reserve Governor Lael Brainard’s nomination for Fed vice chair.

Apr 27, 2022
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Article
Federal Reserve

OCC penalizes converted crypto bank

The OCC issued a consent order against Anchorage Digital Bank, one of the first crypto firms to receive conditional approval for a national trust charter.

Apr 22, 2022
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Article
Cybersecurity Digital Assets Technology

ICBA, groups urge flexibility for MDI, CDFI program

ICBA and other groups called on the Treasury Department to exercise flexibility in Emergency Capital Investment Program participation.

Apr 20, 2022
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Article
Capital

ICBA ThinkTECH Demo Day on Wednesday

The 2022 ICBA ThinkTECH Accelerator Program’s Demo Day is scheduled for this week to present participants’ solutions tailored for community banks.

Apr 18, 2022
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Article

ICBA offers Small Business Week custom resources

ICBA released customizable resources community bankers can use to commemorate Small Business Week, which is scheduled for May 2-6.

Apr 20, 2022
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Article
Community Bank Awareness

Michael Barr tapped as Fed vice chair for supervision

President Joe Biden announced his intent to nominate former Treasury official Michael Barr as the next Vice Chair for Supervision of the Federal Reserve.

Apr 18, 2022
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Article
Federal Reserve

FS-ISAC covers Russian threats, data center cyber risk

The Financial Services Information Sharing and Analysis Center’s most recent weekly risk summary report covers the latest threats from the Russia-Ukraine conflict; Octo, a new Android banking...

Apr 15, 2022
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Article
Cybersecurity