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TCM Bank Announces New Board Appointments

TCM Bank, N.A. today announced that Jack Hartings, chairman of the Peoples Bank Co. in Coldwater, Ohio, and Kathy Underwood, president and CEO of Ledyard National Bank, in Hanover, N.H., were...

Jul 01, 2022
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Article

North Dakota Banker Named to ICBA Bancard Board of Directors

ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America, today announced that Sarah Getzlaff, CEO of Security First Bank of North Dakota in Bismarck, N.D. was elected...

Jun 30, 2022
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Article

ICBA Names Scott Marks as Assistant Vice President of Congressional Relations

The Independent Community Bankers of America (ICBA) today announced the hire of Scott Marks as assistant vice president of congressional relations.

Jun 30, 2022
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Article

ICBA offers guidance on FDIC’s new approach to re-presented transactions

With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released a fact sheet on the issue with recommendations for...

Jun 30, 2022
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Article

ICBA Urges Policymakers to Consider Risks of Crypto, Central Bank Digital Currency

The Independent Community Bankers of America (ICBA) today called on the Commerce Department to recognize the risks posed by digital assets — including a U.S. central bank digital currency...

Jun 29, 2022
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Article
Digital Assets

ICBA, Groups Urge CFPB to Rescind Revised Examination Manual

The Independent Community Bankers of America (ICBA) and other groups issued a joint white paper detailing why recent Consumer Financial Protection Bureau actions to expand its examination of banks...

Jun 28, 2022
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Article
Compliance

ICBA Statement on Committee Passage of the Close the ILC Loophole Act

ICBA and the nation’s community banks strongly support the Close the ILC Loophole Act (H.R. 5912) and thank Reps. Chuy Garcia (D-Ill.) and Lance Gooden (R-Texas) for introducing this important...

Jun 23, 2022
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Article
Commerce & Banking

Committee set to vote on ILC bill after pulling overdraft measure

The House Financial Services Committee today is set to vote on ICBA-advocated legislation to close the industrial loan company loophole after pulling an ICBA-opposed bill to implement overdraft...

Jun 23, 2022
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Article
Lending

ICBA, Groups Urge FDIC to Reconsider Reversal on Supervisory Appeals Office

The Independent Community Bankers of America (ICBA) and other groups called on the Federal Deposit Insurance Corp. to reconsider its decision to eliminate the Office of Supervisory Appeals and...

Jun 22, 2022
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Article
Commerce & Banking Lending

CFPB planning 1071 final rule by March 2023

The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 2023, according to a timeline released by the Office of...

Jun 23, 2022
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Article
Compliance

Credit union terminates purchase of Ga. community bank

VyStar Credit Union in Jacksonville, Fla., terminated its bid to acquire Heritage Southeast Bank in Jonesboro, Ga., after failing to win regulatory approval.

Jun 17, 2022
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Article
Credit Unions

Agencies release 2021 HMDA data

The Federal Financial Institutions Examination Council released 2021 Home Mortgage Disclosure Act data for 4,338 U.S. financial institutions.

Jun 17, 2022
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Article
Mortgage Rules

CFPB gathering overdraft data for regulatory follow-up

The Consumer Financial Protection Bureau said it intends to use information it is gathering from financial institutions on their overdraft practices to identify institutions for further regulatory...

Jun 17, 2022
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Article
Compliance

Credit union grassroots key with House committee meeting today

With the House Rules Committee meeting today to advance legislation to further empower credit unions, ICBA continues calling on community bankers to urge their lawmakers to oppose the bill.

Jun 13, 2022
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Article
Credit Unions

ICBA Statement on FDIC Proposal to Raise Deposit Insurance Assessment Rates

ICBA and the nation’s community banks are closely reviewing today’s FDIC proposal to amend its Deposit Insurance Fund Restoration Plan by increasing deposit insurance assessment rates by 2 basis...

Jun 21, 2022
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Article
Deposit Insurance

ICBA concludes blog series on stablecoin collapse

ICBA concluded its new series of blog posts on the collapse of the TerraUSD stablecoin with a post focusing on its impact on community banks and the regulatory debate.

Jun 13, 2022
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Article
Digital Assets

House committee markup in focus this week

Tomorrow’s House Financial Services Committee markup will drive the week on Capitol Hill. The panel will consider an ICBA-supported bill to close the ILC loophole and ICBA-opposed legislation on...

Jun 13, 2022
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Article
Lending

Hsu: CRA update supports MDIs, CDFIs

The proposed update to Community Reinvestment Act regulations incentivizes banks to support minority depository institutions and community development financial institutions, Acting Comptroller of...

Jun 10, 2022
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Article
Community Reinvestment Act (CRA)

ICBA continues blog series on stablecoin collapse

ICBA continued its new series of blog posts on the collapse of the TerraUSD stablecoin and its broader impact.

Jun 10, 2022
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Article
Digital Assets

ICBA, state associations urge passage of cannabis safe harbor

ICBA and a coalition of 44 state community banking associations urged Congress to include a cannabis banking safe harbor in the America COMPETES Act conference report.

Jun 09, 2022
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Article
Cannabis banking

CFPB terminates Upstart no-action letter

The Consumer Financial Protection Bureau said it terminated Upstart Network from its list of approved “no-action letters” at Upstart’s request.

Jun 09, 2022
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Article
Compliance

Op-ed targets credit union acquisitions ahead of committee votes

Congress should join the growing number of states fighting back against credit union acquisitions of community banks, ICBA President and CEO Rebeca Romero Rainey says in a new op-ed.

Jun 10, 2022
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Article
Credit Unions

ICBA leading push on ILC, overdraft, credit union bills

With several key community banking policy issues coming up for a vote in the coming days, ICBA is urging community bankers to speak out while it engages lawmakers in Washington.

Jun 09, 2022
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Article
Credit Unions Lending

ICBA Offers Tips to Help Simplify the Home Buying Process

In recognition of National Homeownership Month in June, ICBA and the nation’s community banks encourage consumers to consult their local community bank to learn how to make financing a mortgage or...

Jun 03, 2022
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Article

ICBA and 44 State Banking Associations Express Concern Over Proposal That May Choke Off Credit to Legal Businesses

ICBA and 44 state banking associations, strongly urged the FDIC not to allow its proposed statement of principles on climate-risk management for large banks to limit financial institutions from...

Jun 03, 2022
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Article
Climate

ICBA, state groups express concerns over climate risk management framework

ICBA and 44 state banking groups wrote to the FDIC to express concerns that the agency’s proposed climate risk management framework for large banks could “choke off” lawful but climate-disfavored...

Jun 03, 2022
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Article
Climate

USDA B&I loan program funding running out

The USDA told Business and Industry Guaranteed Loan Program stakeholders that it has discontinued allocating funds on an as-requested basis because the program is running low on authorized funding.

May 31, 2022
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Article
Agriculture

Lawmakers echo ICBA’s CBDC concerns during hearing

Members of Congress from both parties raised concerns about the impact of a U.S. central bank digital currency on community banks after ICBA told lawmakers it opposes the digital dollar.

May 27, 2022
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Article
Digital Assets

ICBA, State Associations Urge COMPETES Act Conference to Retain House-Passed SAFE Banking Act

The Independent Community Bankers of America and a coalition of 44 state community banking associations today called on Congress to include in the America COMPETES Act conference report...

Jun 08, 2022
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Article
Cannabis banking

ICBA Names Community Banker and Former Regulator Anne Balcer as New Head of Government Relations

ICBA today announced that Anne Balcer, executive VP, general counsel and internal auditor for Forbright Bank, in Chevy Chase, Md., will succeed ICBA Senior Executive VP of Government Relations and...

Jun 06, 2022
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Article

ICBA: FDIC framework could pose unintended consequences for community businesses

ICBA wrote to the FDIC to share its concerns with the agency’s proposed climate risk management framework for large banks, which could limit and discourage financial institutions from doing...

Jun 06, 2022
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Article
Climate

Grassroots push on credit union bill continues

ICBA continues calling on community bankers to urge their lawmakers to oppose legislation that would expand credit unions’ fields of membership and commercial lending powers.

Jun 06, 2022
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Article
Credit Unions

Blog: Expanding interchange price control puts fraud protections at risk

Efforts by “big box” merchants seeking to extend debit card interchange price controls to the credit card market jeopardize investments in protections and security that defend cardholders from...

Jun 06, 2022
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Article
Interchange

FDIC climate comment letters due today

Today is the deadline for community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

Jun 03, 2022
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Article
Climate

ICBA, Independent Banker Honor Community Bank Emerging Leaders in Annual 40 under 40 List

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its 40 Under 40: Emerging Community Bank Leaders.

Jun 01, 2022
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Article

FDIC climate comment letters due this week

Community bankers have until this Friday, June 3, to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large...

May 31, 2022
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Article
Climate

SEC, CFTC leaders propose joint crypto roundtables

Securities and Exchange Commission and Commodity Futures Trading Commission officials called on their agencies to hold joint roundtables to consider regulations governing digital assets.

May 31, 2022
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Article
Digital Assets Technology

One week left for FDIC climate comment letters

Community bankers have one week left to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 27, 2022
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Article
Climate

Joey Arnone Named ICBA Director of Product Strategy

ICBA today announced the hire of Joey Arnone as director of product strategy for vendor relations.

May 24, 2022
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Article
Vendor Management

FDIC climate comment letters due next week

Next week is the deadline for community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large...

May 24, 2022
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Article
Climate