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ICBA urges agencies to ensure reg review provides substantive relief

ICBA called on federal banking regulators to ensure their latest regulatory review under the Economic Growth and Regulatory Paperwork Reduction Act provides substantive regulatory relief for...

Feb 23, 2024
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA to Agencies: Latest Regulatory Review Should Provide Substantive Relief to Community Banks

ICBA today called on federal banking regulators to ensure their latest regulatory review under the EGRPRA provides substantive regulatory relief for community banks, which previous reviews under...

Feb 22, 2024
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

Bowman: Regulators should not dictate bank strategy

The role of the Federal Reserve and other regulators in overseeing banks is not to make credit allocation decisions, but to ensure institutions manage their material risks, Fed Governor Michelle...

Feb 22, 2024
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Article
Federal Reserve

Jefferson: Fed must prep for economic shocks

Federal Reserve Vice Chair Philip Jefferson said policymakers should remain “vigilant and nimble” on monetary policy in case of adverse shocks to the economy.

Feb 23, 2024
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Article
Federal Reserve

2024 Bank Director Forum series begins April 4

Registration is open for ICBA’s Bank Directors Forums—exclusive sessions tailored for busy directors.

Feb 22, 2024
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Article

ICBA Announces New ThinkTECH Accelerator Sponsors to Support Innovation in Community Banking

The Independent Community Bankers of America® (ICBA) announced three-year agreements with Fiserv, TrueNorth, Wipfli, and Ncontracts to sponsor ICBA’s acclaimed ThinkTECH Accelerator and other...

Feb 21, 2024
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Article

Blog post highlights ICBA innovation milestones

ICBA’s Charles Potts highlighted several recent innovation milestones, including the opening of its Center for Innovation, which coincided with ThinkTECH Regulator Day on Feb. 15, and its inaugural...

Feb 20, 2024
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Article

CFTC panel to meet on crypto taxonomy

The Commodity Futures Trading Commission said its Global Markets Advisory Committee will meet next month on digital assets and other issues.

Feb 22, 2024
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Article
Digital Assets

Fed researchers say CBDC wouldn’t disrupt U.S. dollar’s role

Federal Reserve researchers said a U.S. central bank digital currency would likely have only a marginal impact on the international role of the U.S. dollar and the role of U.S. payment systems in...

Feb 21, 2024
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Article
Federal Reserve

Agencies disrupt LockBit ransomware group

The U.S. and U.K. governments said they have successfully disrupted LockBit, one of the world’s most active ransomware groups.

Feb 21, 2024
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Article
Cybersecurity

Barr: Larger banks face increased scrutiny in the wake of SVB

Federal Reserve Vice Chair for Supervision Michael Barr said Friday that bank supervisors are increasing scrutiny for larger banks in the wake of Silicon Valley Bank’s failure due in part to large...

Feb 20, 2024
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Article

ICBA continues grassroots push on several bills

While Congress is out for the Presidents’ Day recess, ICBA continues calling on community bankers to use its Be Heard grassroots action center to urge lawmakers to support several pro-community...

Feb 20, 2024
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Article
Grassroots/Be Heard

Durbin announces hearing on credit card routing bill

With Senate Judiciary Committee Chair Dick Durbin (D-Ill.) announcing a hearing on ICBA-opposed legislation to impose credit card routing restrictions, ICBA is calling on community bankers to urge...

Feb 14, 2024
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Article
Compliance Interchange

Waller discounts crypto, Chinese threats to dollar dominance

Federal Reserve Governor Christopher Waller said he does not expect the U.S. dollar to lose its status as the world's reserve currency due to challenges from cryptocurrencies and the Chinese renminbi.

Feb 16, 2024
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Article
Digital Assets

Fed’s Bowman: Policymakers have key role in payments improvements

The pursuit of improvements in the payments system to expand access to the financial system must avoid the temptation to exclusively rely on new technology, Federal Reserve Governor Michelle Bowman...

Feb 16, 2024
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Article

Barr: No signs of liquidity problems in banking system

A single bank missing its revenue expectations and increasing its provisioning does not change the fact that the overall banking system is strong, Federal Reserve Vice Chair for Supervision Michael...

Feb 15, 2024
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Article

Vilsack testifies as farm bill questions loom

Agriculture Secretary Tom Vilsack testified before the House Agriculture Committee as questions loom about the timing of a new farm bill.

Feb 15, 2024
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Article
Agriculture

ICBA PAC auction tickets available

Tickets are available for ICBA PAC’s 35th Annual Auction Fundraiser, which is scheduled for Saturday, March 16, during ICBA LIVE in Orlando.

Feb 15, 2024
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Article

ICBA Opens Center for Innovation in Atlanta

The Independent Community Bankers of America® (ICBA) today announced the opening of the new ICBA Center for Innovation in Atlanta, establishing a permanent home for its world-class community bank...

Feb 14, 2024
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Article
Technology Fintech Innovation

ICBA seeking referrals for seventh ThinkTECH Accelerator

ICBA is now accepting applications for its seventh ThinkTECH Accelerator program, which promotes growth-stage companies that serve or wish to serve community banks and their customers.

Feb 13, 2024
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Article

Op-ed: Credit union CRA exemption helped sink Navy Federal

Had Navy Federal Credit Union been subject to the Community Reinvestment Act, it might have avoided reputation disaster with reports of its discriminatory lending, according to a new op-ed.

Feb 13, 2024
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Article
Credit Unions

Agency council issues exam principles on valuation discrimination

The Federal Financial Institutions Examination Council issued a statement of principles related to valuation discrimination and bias for member agencies to consider when examining financial...

Feb 13, 2024
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Article
Federal Financial Institutions Examination Council (FFIEC) Compliance

ICBA continues grassroots push on several bills

ICBA is calling on community bankers to use its Be Heard grassroots action center to urge Congress to support several pro-community bank bills.

Feb 12, 2024
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Article
Grassroots/Be Heard

ICBA-advocated ‘trigger leads’ bill introduced in House

The House version of bipartisan legislation designed to help protect the financial privacy of mortgage applicants was introduced Thursday.

Feb 09, 2024
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Article
Congressional Matters

ICBA continues hearing push following latest credit union acquisition

ICBA continued its calls for Congress to investigate credit union acquisitions of tax-paying community banks following another new acquisition.

Feb 09, 2024
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Article
Credit Unions

USDA projects ag income decline amid farm bill talks

The USDA is projecting further sharp declines in farm-sector income in 2024, which could have implications for ongoing farm bill negotiations.

Feb 09, 2024
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Article
Farm Bill

Fed’s Bowman urges fair rules for community banks

Fairness for community banks often appears to be a non-factor when considering which proposals make the regulatory agenda, Federal Reserve Governor Michelle Bowman said.

Feb 13, 2024
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Article

ICBA files protest of largest-ever credit union bank acquisition

ICBA filed a Community Reinvestment Act protest in the acquisition of First Financial Northwest Bank in Renton, Wash., by Global Credit Union of Anchorage, Alaska. If approved, it would be the...

Feb 12, 2024
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Article
Community Reinvestment Act (CRA) Credit Unions

ICBA, groups urge VA to streamline home loan program

ICBA and other groups called on the Department of Veterans Affairs to align the minimum property requirements under its Home Loan Guaranty Program with the standards established by Fannie Mae and...

Feb 12, 2024
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Article
Secondary Mortgage Market Secondary Mortgage Market

Welcome Our Newest Field Rep, Ayana Bass-Myers

Please join us in welcoming our newest field rep, Ayana Bass-Myers. Ayana will be serving Maryland, Delaware, Washington DC, Pennsylvania, Virginia, and West Virginia.

Feb 12, 2024
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Article

ICBA Extends Multiyear Deal with Endorsed Broker-Dealer Stifel for Community Bank Portfolio Services

The Independent Community Bankers of America (ICBA) announced a multiyear deal with Stifel to continue offering investment products and services to community banks through a partnership with ICBA’s...

Feb 09, 2024
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Article

Study: Credit card routing bill would harm small businesses

ICBA-opposed legislation to impose credit card routing restrictions would disproportionately benefit the nation’s top five businesses and put small retailers at a further competitive disadvantage,...

Feb 08, 2024
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Article
Credit Cards

Credit union regulator: lack of third-party oversight ‘Achilles’ heel’

National Credit Union Administration Chairman Todd Harper said his agency’s lack of oversight of credit union service organizations is an Achilles’ heel for the credit union system.

Feb 07, 2024
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Article
Credit Unions

Lawmakers urge House hearing on Navy Federal lending practices

House Financial Services Ranking Member Maxine Waters (D-Calif.) and other Democratic committee members urged Chairman Patrick McHenry (R-N.C.) to hold a hearing on reports of discriminatory...

Feb 06, 2024
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Article
Credit Unions

Tax Foundation calls for end of credit union tax exemption

The nonpartisan Tax Foundation released a new report calling on policymakers to wean credit unions off taxpayer subsidies.

Feb 05, 2024
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Article
Credit Unions

ICBA continues grassroots on ILC, ‘trigger leads’ bills

ICBA is calling on community bankers to urge their members of Congress to support bills that would close the industrial loan company loophole and protect the financial privacy of mortgage applicants.

Feb 05, 2024
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Article
Grassroots/Be Heard

ICBA to FTC: Exclude community banks from fee rulemaking

ICBA urged the Federal Trade Commission to explicitly exclude community banks from a proposed rule requiring commercial businesses to include all mandatory fees when advertising their prices.

Feb 08, 2024
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Article

As agencies launch reg review, ICBA urges meaningful results

With the federal banking agencies launching their latest regulatory review under the Economic Growth and Regulatory Paperwork Reduction Act, ICBA urged the agencies to advance more meaningful...

Feb 07, 2024
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Article

Yellen calls for federal floor on stablecoin regulations

While federal agencies have some regulatory authority to oversee digital assets, Congress should develop a framework to close gaps in oversight, Treasury Secretary Janet Yellen told the House...

Feb 07, 2024
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Article
Digital Assets

ICBA Urges Federal Banking Agencies to Ensure Meaningful Regulatory Review

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the start of the interagency review of federal banking regulations under the...

Feb 06, 2024
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Article
Regulatory Relief