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Bill to pause Fed debit card rule introduced in Senate

ICBA-advocated legislation directing the Federal Reserve to stop and study its proposed changes to Regulation II before finalizing the rule was introduced in the Senate.

Jun 20, 2024
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Article

ICBA CRA Solutions/USI Alliance Names NY Community Banker New Chairman

ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, today announced the election of Robert Fisher, chairman and president of Tioga State Bank in Spencer, N.Y. as chairman of the USI Alliance board...

Jun 18, 2024
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Article
Bank Director/Board Member

CSBS: More transparent bank merger policy proposal needed

The Conference of State Bank Supervisors said the FDIC’s proposed bank merger policy would create more challenges than benefits for the banking industry, especially for community banks.

Jun 18, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

FDIC board meeting today

The FDIC board of directors scheduled a meeting for 10 a.m. (Eastern time) today.

Jun 20, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

Independent Banker publishes guide for succession planning

Only 20% of community banks feel fully prepared for the succession of their CEO and other executives to the next generation, according to a recent article in Independent Banker magazine.

Jun 18, 2024
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Article

Fed's Bowman touts cautious regulatory approach to innovations

Federal Reserve Governor Michelle Bowman said regulators need to understand emerging technologies such as artificial intelligence, blockchain, and tokenization, including how they may be used in...

Jun 18, 2024
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Article

Nominations open for Best Community Banks to Work For awards

ICBA’s Independent Banker magazine opened nominations for its 2024 Best Community Banks to Work For awards, sponsored by FIS.

Jun 17, 2024
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Article

FinCEN: Banks should remain vigilant to elder financial exploitation

In recognition of World Elder Abuse Awareness Day, the FinCEN reminded financial institutions to remain vigilant in identifying and reporting suspicious activity related to elder financial...

Jun 17, 2024
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Article
Compliance Elder Financial Abuse

Community Bank Briefing for Q2

Join ICBA experts for a quarterly update on industry news and highlights on Thursday, June 27, at 2 p.m. (Eastern time). Register here.

Jun 14, 2024
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Article

CFPB director says a level playing field is needed in CRA modernization

Consumer Financial Protection Bureau Director Rohit Chopra provided his semi-annual report to the House Financial Services Committee. Highlights:

Jun 14, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

Survey: Almost all central banks are researching CBDC

Nearly all central banks are researching whether to issue a central bank digital currency, according to a Bank for International Settlements survey.

Jun 17, 2024
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Article
Digital Assets

Biden taps Goldsmith Romero to lead FDIC

President Joe Biden announced his intent to nominate Christy Goldsmith Romero as chair of the Federal Deposit Insurance Corporation.

Jun 14, 2024
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Article

ICBA CRA Solutions offers tips to help prevent elder financial abuse

ICBA and ICBA CRA Solutions released tips for preventing elder financial abuse in recognition of World Elder Abuse Awareness Day on Saturday, June 15.

Jun 13, 2024
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Article
Elder Financial Abuse

Fed holds rates steady, predicts fewer cuts in 2024

The Federal Open Market Committee voted to hold target interest rates steady, due to an uncertain economic outlook and inflation risks.

Jun 13, 2024
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Article

ICBA CRA Solutions Offers Tips to Help Prevent Elder Financial Abuse

The Independent Community Bankers of America (ICBA) and its subsidiary, ICBA CRA Solutions, are providing tips for preventing elder financial abuse in recognition of World Elder Abuse Awareness Day...

Jun 12, 2024
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Article
Elder Financial Abuse

CFPB proposes to ban medical bills from credit reports

The Consumer Financial Protection Bureau proposed a rule that would remove medical bills from most credit reports.

Jun 12, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

Chopra lays out CFPB priorities before Congress

Consumer Financial Protection Bureau Director Rohit Chopra described the CFPB’s focus on financial data, medical debt, and credit cards during his semi-annual report to the Senate Banking Committee.

Jun 13, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

Boozman releases Senate GOP farm bill framework

Senate Agriculture Committee Ranking Member John Boozman (R-Ark.) released the Senate Republican framework for the next farm bill.

Jun 12, 2024
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Article
Farm Bill

ICBA study: Small-business owners satisfied with community banks, but regulations threaten lending

ICBA released findings from a study showing that while small-business owners prefer community banks, increasingly burdensome and complex regulations threaten to restrict small-business lending.

Jun 11, 2024
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Article

Virtual seminar on analyzing financial statements tomorrow

ICBA is hosting a virtual seminar on financial statements starting at 10 a.m. (Eastern time) tomorrow.

Jun 11, 2024
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Article

Podcast: Banking Transformed

A new episode of the Banking Transformed podcast from ICBA Preferred Service Provider MeridianLink shares actionable insights to boost bank' growth, efficiency, and customer experience.

Jun 11, 2024
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Article

ICBA Study: While 95% of Small-Business Owners Are Satisfied with Community Banks, Regulations Threaten Lending

As community banks and small businesses face increasingly burdensome and complex federal regulations, the Independent Community Bankers of America today released findings from a new study on how...

Jun 10, 2024
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Article
Lending Regulatory Relief Small Business Data Collection (1071)

ICBA requests comment extension on Fedwire schedule change

ICBA requested a 90-day extension to the Federal Reserve Board’s request for comment on expanding Fedwire Funds Service and National Settlement Services operating hours.

Jun 12, 2024
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Article

Credit union bank acquisitions break record halfway through 2024

ICBA-opposed credit union acquisitions of taxpaying community banks have reached an annual record less than halfway through the year, according to a new report.

Jun 10, 2024
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Article
Credit Unions

Simplifying the Path to Homeownership: ICBA Offers Essential Tips for Homebuyers

In celebration of National Homeownership Month, the Independent Community Bankers of America (ICBA) is encouraging current and prospective homeowners to connect with their trusted local community...

Jun 03, 2024
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Article
Community Bank Awareness Mortgage Rules

CFPB launches review of mortgage closing fees

The Consumer Financial Protection Bureau launched a public inquiry into what is driving an increase in mortgage closing costs.

May 31, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Latest Bank Acquisition by Tax-Exempt Credit Union Shows Need for Expansive Congressional Action

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after the latest acquisition of a tax-paying bank by a tax-exempt credit union.

May 31, 2024
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Article
Credit Unions

Community bank net income rises in Q1

Community bank net income rose 6.1% in the first quarter but remained down 13.9% from a year ago, according to the FDIC’s latest Quarterly Banking Profile.

May 30, 2024
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Article
Community Bank Awareness

CFPB: Reg E wire transfer exemption doesn’t apply to online transactions

The Consumer Financial Protection Bureau argued in a court filing that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E, even though the law exempts...

May 30, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance Fraud

FDIC, CFPB hearings this week

A look at some of the hearings taking place this week that are relevant to community bankers.

Jun 10, 2024
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Article
Compliance Deposit Insurance

Another Credit Union Bank Acquisition Subsidized by Taxpayers Demands Response from Policymakers

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after this year’s 12th acquisition of a tax-paying bank by a tax-exempt credit...

Jun 04, 2024
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Article
Credit Unions

Next Generation of Community Bankers Celebrated in ICBA's 40 Under 40 Listing

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its sixth annual list of 40 Under 40: Community Bank Leaders.

Jun 03, 2024
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Article

Next Generation of Community Bankers Celebrated in ICBA's 40 Under 40 Listing

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its sixth annual list of 40 Under 40: Community Bank Leaders.

May 31, 2024
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Article

Payments Leader Jacob Eisen Named ICBA Payments President and CEO

ICBA Payments, the payments-services subsidiary of the Independent Community Bankers of America (ICBA), is pleased to announce the appointment of Jacob Eisen as its new president and CEO, effective...

May 30, 2024
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Article

2024’s 10th Bank Acquisition by Tax-Exempt Credit Union Demands Response

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement following the latest acquisition of a tax-paying bank by a tax-exempt credit...

May 24, 2024
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Article
Credit Unions

ICBA Statement on Farm Bill Passage by House Agriculture Committee

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on House Agriculture Committee passage of the farm bill, H.R. 8467, on a 33-21...

May 24, 2024
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Article
Agriculture Farm Bill Rural Development

SEC warns investors about crypto fraud

The Securities and Exchange Commission issued an investor alert on how fraudsters use cryptoassets to lure victims and hide their identities, which makes recovering stolen funds more difficult.

May 30, 2024
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Article
Cybersecurity Digital Assets Fraud

Treasury issues risk assessment on NFTs

The Treasury Department published its first risk assessment on non-fungible tokens.

May 30, 2024
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Article
Cybersecurity Fraud

ICBA calling for grassroots outreach on CBDC bill ahead of vote

With the House expected to vote this week on ICBA-supported legislation to restrict the development of a U.S. central bank digital currency, ICBA is calling on community bankers to urge their...

May 22, 2024
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Article
Digital Assets

New podcast: how fintechs and community banks can work together

The latest episode of ICBA’s “Independent Banker” podcast highlights how fintechs can elevate community banks.

May 21, 2024
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Article