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VT - Coverage Fact Sheet

Community Bank Presence in Contrast VERMONT Community Bank Branch Locations Community banks in VT represent 100% of rural* counties 100% of LMI* counties 100% of all VT counties In...

Oct 15, 2025

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New Hampshire-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ME - Coverage Fact Sheet

Community banks in ME represent 100% of rural* counties 100% of LMI* counties 100% of all ME counties *Rural counties are classified as non-core areas under the U.S. Census Bureau’s ...

Nov 3, 2025

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Letter to OCC on Responsible Bank-Fintech Partnerships

May 2, 2025 The Honorable Rodney Hood Acting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 RE: Innovation...

Jul 30, 2025

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Pennsylvania-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Pennsylvania-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New Jersey-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ILC White Paper Letter to the House

November 12, 2025 U.S. House of Representatives Washington, D.C. 20515 Re: New ICBA White Paper: Closing the Industrial Loan Company Loophole: An Urgent Priority to Prevent Systemic...

Nov 12, 2025

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Effective Regulation of Crypto Assets

www.icba.org/advocacy February 14, 2023 Effective Regulation of Crypto Assets: The Community Bank Perspective The Independent Community Bankers of America, representing community...

Jul 31, 2025

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Washington-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Ohio-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Mississippi-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr022515

1 February 25, 2015 The Honorable Michael C. Burgess Chairman, Subcommittee on Commerce, Manufacturing and Trade U.S. House of Representatives 2336 Rayburn House Office Building ...

Aug 1, 2025

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NC - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH CAROLINA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call...

Nov 3, 2025

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Wisconsin-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Letter Opposing 1071 Exemption for Farm Credit System

May 16, 2024 The Honorable Glenn “GT” Thompson The Honorable David Scott Chairman Ranking Member Committee on Agriculture Committee on Agriculture U.S. House of...

Jul 31, 2025

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ltr021015

February 10, 2015 Permanently Extend Provisions for Main Street Businesses Dear Member of the U.S. House of Representatives: As representatives of America’s closely-held businesses, we...

Aug 1, 2025

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ICBA STATEMENT FOR HFSC AI HEARING 9.18.2025

1 September 18, 2025 Artificial Intelligence in Financial Services: The Community Bank Perspective The Independent Community Bankers of America (ICBA), representing nearly 50,000...

Nov 3, 2025

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Holiday Budget Planner

Holiday Budget Planner Gifts Item Budget Actual Difference Family $ $ $ Friends $ $ $ Co-workers $ $ $ Charitable donations $ $ $ TOTAL $ $ $ Meals and entertainment Item Budget Actual...

Jul 31, 2025

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Pennsylvania-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Registration Form

ICBA Bank Director Program Fees Please note that Bank Director Program fees are based on an annual October billing date. ICBA Members $895 enrolls all of your bank directors. ICBA Non-members...

Aug 1, 2025

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ltr091917

September 19, 2017 The Honorable Shelley Moore Capito The Honorable Christopher Coons Chairman Ranking Member Subcommittee on Financial Services Subcommittee on Financial Services and...

Aug 1, 2025

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Letter to FDIC in Response to Its RFI on Deposits

December 6, 2024 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Request for Information on Deposits...

Jul 30, 2025

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cl061417

June 14, 2017 Department of Housing and Urban Development Regulations Division Office of General Counsel 451 7th Street SW Room 10276 Washington, DC 20410-0500 Re: Reducing Regulatory...

Aug 1, 2025

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ICBA LETTER IN SUPPORT OF S 635

October 23, 2013 The Honorable Harry Reid The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...

Aug 1, 2025

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Letter Supporting FinCEN Action on Crypto Scams

Submitted via Federal E-Rulemaking Portal June 4, 2025 Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Special Measure Regarding Huione Group, as a...

Jul 30, 2025

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Disparate Impact Rule Letter

May 2, 2025 Mr. Scott Turner Secretary Department of Housing and Urban Development 451 7th Street, SW Washington, DC 20410 Re: Request for the Department of Housing and Urban Development...

Jul 30, 2025

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Comments on BSA Request for Info

February 14, 2022 Via Electronic Submission Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number FINCEN–2021–0008 - Review of...

Jul 31, 2025

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CUNAFLYINBACKGROUNDER

The Credit Union Legislative Agenda: The Community Bank Perspective Issue: The Credit Union Tax Exemption The Community Bank Perspective: The credit union tax exemption was conditioned on a...

Aug 1, 2025

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2 - FLPP Agreement All Processors

AMENDMENT TO ADD FRAUD LOSS PROTECTION PLAN TO AGREEMENT WITH ICBA PAYMENTS This Amendment (“Amendment”), effective as of __________________, 20__ (the “Effective Date”), is to that certain...

Jul 31, 2025

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ICBA Letter in Support of S. 2839

December 5, 2019 The Honorable John Kennedy United States Senate Washington D.C. 20510 Dear Senator Kennedy: On behalf of community banks across the country, with more than 52,000...

Jul 31, 2025

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08-28-2023 Risk Summary Report

© 2023 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN The Financial Services Information Sharing and Analysis Center (FS-ISAC) is the only global cyber intelligence sharing community...

Jul 31, 2025

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Credit Conditions Hold Strong as Interest Rates Rise

https://www.kansascityfed.org/agriculture/ag-credit-survey/credit-conditions-hold-strong-as-interest-r ates-rise/ Credit Conditions Hold Strong as Interest Rates Rise 1 Federal Reserve Bank of...

Jul 31, 2025

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ltr020314a

February 3, 2014 The Honorable Patrick Leahy Chairman Committee on the Judiciary U.S. Senate Washington, D.C. 20510 The Honorable Charles Grassley Ranking Member Committee on...

Aug 1, 2025

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PA - SBA Fact Sheet

Community Bank Small Business Administration Lending PENNSYLVANIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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CRA Impact Report 2026

Community Impact Report This year marks 25 years of partnership with community banks across the nation. From the very beginning, our organization has been guided by a clear mission and...

Jan 27, 2026

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11-18-2024 Risk Summary Report

Week of 18 November 2024 | Vol. 257 We encourage you to share this report with other senior executives or incorporate it into your regular reporting processes. This Week's Threats Fraud...

Jul 30, 2025