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The Consumer Digital Payments Strategy

ICBA Bancard Digital Payments Strategy Guide MONTH Year Prepared for: ICBA Bancard Digital Payments Strategy Guide © Year ICBA Bancard All rights reserved....

Jul 31, 2025

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ICBA Payments Organization Profile Guide 2024

Organization Profile Guide: ICBA Payments Plan Manager Update ICBA’s online resources are accessible by logging onto ICBA’s website www.icba.org. Individuals can manage their own profile,...

Aug 7, 2025

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ICBA Talking Points on Credit Unions Buying Community Banks

6/11/19 1 ICBA Talking Points on Credit Unions Buying Community Banks Key Messages: • The growing phenomena of credit unions buying banks in Florida and elsewhere is a...

Aug 1, 2025

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ltr031814

March 18, 2014 United States Senate Washington, D. C. 20510 Dear Senator: On behalf of the nearly 7,000 community banks represented by ICBA, I would like to use this opportunity to ...

Aug 1, 2025

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ID - Coverage Fact Sheet

Community Bank Presence in Contrast IDAHO Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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Bank Director Program Newsletter - Jan/Feb 2015

January/February 2015 Community Bank Director From the ICBA Community Bank Director Program Inside 3 MANAGEMENT More Banks Apply Metrics to Employee Bonus Compensation 5 RETAIL...

Aug 1, 2025

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Regulatory Update - Digital Assets Regulations (Update May 2025)

May 2025 ICBA Regulatory Update: Digital Assets Regulation Topic/Issue: Digital Assets Agency: OCC and FDIC Status: In March, the OCC and the FDIC both issued new guidance to adopt a...

Aug 7, 2025

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ltr051215

May 12, 2015 The Honorable Keith Rothfus U.S. House of Representatives Washington, D. C. 20515 Dear Representative Rothfus: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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Joint Letter for Senate Interchange Hearing

1 May 2, 2022 The Honorable Dick Durbin The Honorable Chuck Grassley Chairman Ranking Member Senate Committee on the Judiciary Senate Committee on the Judiciary 224 Dirksen...

Jul 31, 2025

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Coalition Letter in Support of H.R. 7894

September 14, 2020 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Republican Leader The Honorable Steny Hoyer The Honorable Steve Scalise Majority...

Jul 31, 2025

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Comment Letter on Banks Statutory Obligations under Section 1033.pdf

June 23, 2025 The Hon. Russell Vought Acting Director Consumer Financial Protection Bureau 1700 G St NW, Washington, DC 20552 RE: Banks’ Statutory Obligation to Provide Consumers Access...

Aug 12, 2025

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Comments on Nonbank Terms and Conditions Registry

April 3, 2023 Via Electronic Submission Comment Intake—Nonbank Registration and Collection of Contract Information Consumer Financial Protection Bureau c/o Legal Division Docket...

Jul 31, 2025

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Joint Letter on Main Street Tax Certainty Act

The Honorable Ron Wyden The Honorable Richard Neal Chairman Chairman Committee on Finance Committee on Ways and Means United States Senate United States House of...

Jul 31, 2025

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Kansas-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification News 2017 Spring

Newsletter for Audit, Compliance, Security, IT, Credit Analyst, Lending, and BSA Officers Spring 2017 Certification news 2017 CERTIFICATION...

Aug 1, 2025

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Joint Letter on White House Fiscal 2024 Budget

The Honorable Jodey Arrington Chairman Committee on the Budget 204 Cannon House Office Building Washington, DC 20515 The Honorable Brendan Boyle Ranking Member Committee on the Budget ...

Jul 31, 2025

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Bulletin Batch Processing Delay - BASE2000 01.16.2025

Bulletin ID: 712111 Topic Type: Issue Ticket: IN25016208575 Solutions: BASE2000 What you need to know On Jan. 15, 2025, FIS® identified an issue affecting multiple applications...

Jul 30, 2025

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ltr021815

February 18, 2015 Committee on Banking, Housing, and Urban Affairs United States Senate Washington, D.C. 20510 Dear Banking Committee Member: On behalf of the more than 6,500 community...

Aug 1, 2025

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11-10-2025 Risk Summary Report

Week of 10 November 2025 | Issue 308 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Nov 19, 2025

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Capital Summit Loan Companies SS

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE Industrial loan companies (ILCs) are the functional equivalent of full-service banks. They engage in commercial and consumer lending as well as deposit...

Jul 31, 2025

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ND - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH DAKOTA Community Bank Branch Locations Community banks in ND represent 95% of rural* counties 83% of LMI* counties 96% of all ND counties In...

Oct 15, 2025

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Crop Insurance Coalition Letter to Budget Committee

January 27, 2022 The Honorable Bernie Sanders Chairman Senate Budget Committee United States Senate Washington, DC 20510 The Honorable Lindsey Graham Ranking Member Senate Budget...

Jul 31, 2025

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CoBank Report - Outlook for Ag Sector in 2022

i 2022 THE YEAR AHEAD: Forces That Will Shape the U.S. Rural Economy DECEMBER 2021 COBANK KNOWLEDGE EXCHANGE REPORT – 2022, THE YEAR AHEAD: FORCES THAT WILL SHAPE THE U.S. RURAL ECONOMY ...

Jul 31, 2025

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Comments on Beneficial Ownership Rule

February 7, 2022 Via Electronic Submission Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number FINCEN-2021-0005 and RIN...

Jul 31, 2025

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ICBA letter to NCUA IG regarding LICU definition change

May 27, 2020 James Hagen Inspector General National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Agency Compliance with APA Requirements of Notice-and-Comment...

Jul 31, 2025

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Maintaining Organizational Relevancy - Properly Responding to an Unanticipated Compliance Emergency - Handout

700 Colonial Road, Suite 200 Memphis, Tennessee 38117  P.O. Box 242120 Memphis, Tennessee 38124-2120  Telephone: (901) 767-0900 Facsimile: (901) 684-2339 email: gst@gerrish.com GERRISH...

Jul 31, 2025

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ICBA Input on Cannabis Banking

January 13, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington D.C. 20510 Dear Chairman Crapo: On behalf...

Jul 31, 2025

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FCS Seeks Vast New Lending Powers

FCS Seeks Vast New Lending Powers The Farm Credit System (FCS) seeks broad new expanded powers aimed at generating tens of billions of dollars per year of new financing in the farm bill. The...

Aug 7, 2025

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ICBA Natural Disaster Planning and Preparedness Guide

September 3, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 A Guide for Community Banks on Natural Disaster Planning and Preparedness ...

Jul 31, 2025

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Leg and Reg Successes Mar 2018

www.icba.org/advocacy 1 First Quarter 2018 RECENT LEGISLATIVE & REGULATORY SUCCESSES Senate Passes Community Bank Regulatory Relief. In March 2018, the Senate passed a community bank ...

Aug 1, 2025

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ltr020714

February 7, 2014 Monica Jackson Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Docket No. CFPB-2013-0029 Robert E....

Aug 1, 2025

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Regulatory Update - 1033 (Updated May 2025)

May 2025 ICBA Regulatory Update: Section 1033 Overview Section 1033 of the Dodd-Frank Act requires banks make available to customers access to their financial data, including...

Aug 7, 2025

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Declaration of Christopher Cole with Exhibits

Case 1:16-cv-01141-JCC-TCB Document 25-1 Filed 11/16/16 Page 1 of 11 PageID# 189 Case 1:16-cv-01141-JCC-TCB Document 25-1 Filed 11/16/16 Page 2 of 11 PageID# 190 Case...

Aug 1, 2025

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FedNow Community Bank Talking Points

What is FedNow? The nation’s payment infrastructure is safe and secure but needs to evolve with consumers’ banking habits and needs. As we look to modernize the payment infrastructure in ways...

Jul 31, 2025

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cl102113

October 21, 2013 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218, Mail Stop 9W-11 Washington, DC 20219 Mr....

Aug 1, 2025

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CA - Coverage Fact Sheet

Community Bank Presence in Contrast CALIFORNIA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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test011414

Testimony of Jack Hartings President and CEO Of Peoples Bank Co. Coldwater, OH On behalf of the Independent Community Bankers of America Before the United States House...

Aug 1, 2025

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Bulletin UPDATE 01 - Batch Processing Delay P1C_TBS 01.16.2025

Bulletin ID: 446324 Topic Type: Issue Ticket: IN25016208575 Solutions: Payments One Credit (P1C), TBS - Credit What you need to know FIS® has identified an issue affecting...

Jul 30, 2025

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Joint Letter Urging Garnishment Exemption

March 8, 2021 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker of the House Minority Leader U.S. House of Representatives United States Senate Washington, D.C. 20515...

Jul 31, 2025

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2025 ICBA LEAD FWD Summit FAQs

2025 ICBA LEAD FWD Summit FAQs Q. What is the LEAD FWD Summit? A. LEAD FWD is a two-day event designed to empower attendees with insights from top leadership experts and foster a robust...

Jul 30, 2025