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TX - Coverage Fact Sheet

Community Bank Presence in Contrast TEXAS Community Bank Branch Locations Community banks in TX represent 97% of rural* counties 99% of LMI* counties 98% of all TX counties In many...

Nov 3, 2025

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Maryland-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Testimony for Hope on the Horizon Hearing.pdf

Testimony of Alice P. Frazier President and Chief Executive Officer Bank of Charles Town On behalf of the Independent Community Bankers of America Before the U.S....

Jan 7, 2026

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ICBA Letter to CFPB Regarding Customer Service

August 22, 2022 Comment Intake – Relationship Banking Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2022-0040 – CFPB Request for...

Jul 31, 2025

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Exposition Agreement

EVT_1205A21 1. MANAGEMENT & EXHIBITION OBJECTIVES Independent Community Bankers of America (hereinafter also referred to as “ICBA”) shall mean it and its officers, agents or employees active for...

Jul 31, 2025

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Regulatory Update - GSE Conservatorship (Updated May 2025)

May 2025 ICBA Regulatory Update: GSE Conservatorship Topic/Issue: Fannie Mae/Freddie Mac Conservatorship Agency: FHFA Status: The GSEs are currently in their 16th year of...

Aug 7, 2025

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ltr032315

March 23, 2015 Dear Members and Senators: Recently, you received a letter from a handful of retailer trade groups once again suggesting that a decades-old technology – personal identification...

Aug 1, 2025

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Agriculture Spring Planting Season Letter to President Trump

March 18, 2020 The President The White House 1600 Pennsylvania Avenue, NW Washington, DC 20500 Dear Mr. President: Thank you for your Administration’s efforts to protect our nation...

Jul 31, 2025

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IRSltr17.12.15

The Honorable Steven Mnuchin Secretary of Treasury United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 The Honorable David Kautter Acting...

Aug 1, 2025

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18.05.21_2155KeyVoteltr

May 21, 2018 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the nearly 5,700 community banks represented by ICBA, I urge your support for S....

Aug 1, 2025

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Financing Resilient Agriculture Report 1_Part3

30Environmental Defense Fund / edf.org On the other hand, there are market opportunities for lenders who engage with their farmer clients who are interested in resilient practices and seek to...

Jul 31, 2025

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Strategic Planning for New Ideas for Your Old Strategic Plan

Maintaining Organizational Relevancy: New Ideas for Your Old Strategic Plan Presented For: Independent Community Bankers of America Webinar August 10, 2022 Presented By: Philip K. Smith...

Jul 31, 2025

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Whole Lotta Thinkin Going On

Whole Lotta Thinkin’ Going On Fed’s forward guidance reflects uncertainty. By Jim Reber, ICBA Securities I hope the readers of this column will excuse the lack of decorum in the title, but...

Sep 16, 2025

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ICBA Letter in Support of S 2723

October 5, 2023 The Honorable Sherrod Brown The Honorable Joni Ernst United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Re: Support for...

Jul 31, 2025

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Virginia-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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12-30-2024 Risk Summary Report

Week of 30 December 2024 | Vol. 263 We encourage you to share this report with other senior executives or incorporate it into your regular reporting processes. This Week's Threats Fraud...

Jul 30, 2025

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Maintaining Organizational Relevancy - Properly Responding to an Unanticipated Compliance Emergency - Handout

700 Colonial Road, Suite 200 Memphis, Tennessee 38117  P.O. Box 242120 Memphis, Tennessee 38124-2120  Telephone: (901) 767-0900 Facsimile: (901) 684-2339 email: gst@gerrish.com GERRISH...

Jul 31, 2025

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ICBA Input on Cannabis Banking

January 13, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington D.C. 20510 Dear Chairman Crapo: On behalf...

Jul 31, 2025

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FCS Seeks Vast New Lending Powers

FCS Seeks Vast New Lending Powers The Farm Credit System (FCS) seeks broad new expanded powers aimed at generating tens of billions of dollars per year of new financing in the farm bill. The...

Aug 7, 2025

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ltr020714

February 7, 2014 Monica Jackson Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Docket No. CFPB-2013-0029 Robert E....

Aug 1, 2025

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Regulatory Update - 1033 (Updated May 2025)

May 2025 ICBA Regulatory Update: Section 1033 Overview Section 1033 of the Dodd-Frank Act requires banks make available to customers access to their financial data, including...

Aug 7, 2025

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Coalition Letter in Support of MI Tax Deduction

October 15, 2024 The Honorable Jason Smith Chairman Committee on Ways and Means U.S. House of Representatives 1139 Longworth House Office Building Washington, DC 20515 Dear Chairman...

Jul 30, 2025

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Bulletin ID 770023 Auto Pay Duplicate Payments Processed - TBS 03.03.2025

Bulletin ID: 770023 Topic Type: Issue Ticket: N/A Solutions: TBS - Credit What you need to know FIS® identified an issue affecting some cardholders. Some cardholders who made...

Jul 30, 2025

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Wisconsin-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Getting to Yes

GETTING TO YES Common responses from lawmakers and how to rebut them For more on ICBA Advocacy visit www.icba.org/beheard 1. I’ll do my best on your behalf. 2. We’re old friends. You don’t have...

Aug 1, 2025

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ICBA Comments on Adopted Regulations and Inherited Regulations

Via electronic submission June 19, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Jul 31, 2025

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Joint Trades Letter Title VIII of HR 2547

May 11, 2021 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives H – 232, The Capitol ...

Jul 31, 2025

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Ad Resize 3.5x4.75 BLEEDS

ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow community bankers, hear from inspiring speakers, and soak up the latest industry...

Jul 31, 2025

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New Mexico-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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RegERemiittanceRuleSummary0612

Summary of the Consumer Financial Protection Bureau’s Final and Proposed Rules and Official Interpretation Regarding International Remittance Transfers June 5, 2012 On January 20, 2012, the...

Aug 1, 2025

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NM - SBA Fact Sheet

Community Bank Small Business Administration Lending NEW MEXICO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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test011414

Testimony of Jack Hartings President and CEO Of Peoples Bank Co. Coldwater, OH On behalf of the Independent Community Bankers of America Before the United States House...

Aug 1, 2025

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Bulletin UPDATE 01 - Batch Processing Delay P1C_TBS 01.16.2025

Bulletin ID: 446324 Topic Type: Issue Ticket: IN25016208575 Solutions: Payments One Credit (P1C), TBS - Credit What you need to know FIS® has identified an issue affecting...

Jul 30, 2025

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Texas-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2015PassThroughPrinciplesLetter

The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee on...

Aug 1, 2025

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Bulletin UPDATE - January 19 Release Postponed - BASE2000_TBS 01.27.2025

Bulletin ID: 488716 Topic Type: Issue Ticket: N/A Solutions: BASE2000, TBS - Credit Review Client Action What you need to know We previously communicated on Jan. 17, 2025,...

Jul 30, 2025

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California-29

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter to Chairman Gruenberg Regarding Special Assessment

April 13, 2023 The Honorable Martin J. Gruenberg Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Dear Chairman Gruenberg: The...

Jul 31, 2025

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Professional Development Planner User Guide

Professional Development Planner 1 Rev. 03/2025 PROFESSIONAL DEVELOPMENT PLANNER User and Administrator Guide Table of Contents Powering Your Professional Potential...

Nov 17, 2025