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In it for the Long Haul

In it for the Long Haul With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the...

Sep 09, 2019
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Article
Agriculture Current Expected Credit Losses (CECL) Department of Labor +12 More...

What's Next for Cannabis Banking

What's Next for Cannabis Banking Following a successful grassroots advocacy campaign, the House of Representatives recently passed ICBA-supported legislation to create a cannabis banking safe...

Oct 16, 2019
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Article
Cannabis banking

The Venture Center and ICBA: Strategically Aligned to Fuel Innovation ​

The Venture Center and ICBA: Strategically Aligned to Fuel Innovation ​ ICBA's Kevin Tweddle discusses ICBA's strategic alliance with The Venture Center to help fuel community bank innovation. By...

Oct 03, 2019
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Article
Technology Fintech Innovation

Let's Wake Washington Up to the Credit Union Threat

Let's Wake Washington Up to the Credit Union Threat ICBA and community bankers are sounding the alarm with the launch of a nationwide campaign calling on policymakers and the public to open their...

Oct 21, 2019
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Article

Waking Up to the Credit Union Scare

Waking Up to the Credit Union Scare Several ICBA staffers are handing out Halloween cards and candy to every congressional office on Capitol Hill to encourage lawmakers and staff to open their eyes...

Oct 31, 2019
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Article
Grassroots/Be Heard Credit Unions

Detecting and Mitigating Synthetic Identity Fraud

Detecting and Mitigating Synthetic Identity Fraud It’s the fastest growing type of financial crime in the U.S., costing U.S. lenders $6 billion in 2016, and it’s not what you might think. By Tina...

Nov 19, 2019
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Article
Cybersecurity Data Security/Fraud

Reflection and Ruminations

Reflection and Ruminations The oldest Millennials are pushing 40 and are well established in the financial services landscape, but with Gen Z—the elders of whom are college-aged—we have...

Dec 30, 2019
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Article

Digital-First: Meeting Customers Where They Are

Digital-First: Meeting Customers Where They Are When it comes to financial services, almost 63 percent of the U.S. population uses digital banking. So, as a community bank, if you are not...

Feb 25, 2020
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Article
Technology

ThinkTECH Accelerator: Purposeful Development

ThinkTECH Accelerator: Purposeful Development As we welcomed in the new decade, ICBA signaled its ongoing commitment to community banking innovation with the launch of our second ICBA ThinkTECH...

Jan 10, 2020
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Article

Treasury Issues Paycheck Protection Program Information

Treasury Issues Paycheck Protection Program Information Just as community bankers are working nonstop to support their local customers and communities amid the coronavirus outbreak, ICBA is working...

Mar 31, 2020
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Article
Advocacy

Standing Together For Our Communities

Standing Together For Our Communities As the coronavirus emergency continues, ICBA has been working around the clock and through the weekend to ensure critical reforms and resources are available...

Mar 23, 2020
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Article
Advocacy

Congress Passes Stimulus with Key Community Bank Provisions

Congress Passes Stimulus with Key Community Bank Provisions While you have stood strong for your customers and communities, ICBA has been standing strong in Washington to shape and advance this...

Mar 27, 2020
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Article
Advocacy

SBA Launches PPP Portal, Issues FAQs

SBA Launches PPP Portal, Issues FAQs The SBA launched a long-awaited portal while ICBA Chairman Noah Wilcox and ICBA Vice Chairman Brad Bolton participated in a virtual White House meeting with...

Apr 07, 2020
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Article
Advocacy

Key Provisions for Community Banks Secured in Stimulus Bill

Key Provisions for Community Banks Secured in Stimulus Bill Undoubtedly due to the tireless efforts of Team ICBA, community bankers secured key provisions in the stimulus bill that will help them...

Mar 26, 2020
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Article
Advocacy

Capitalizing on Change in 2020

One thing is for certain – and that is change. With the advent of new technologies and solutions, education will be the indispensable complement to ensure community banks can take advantage...

Jan 14, 2020
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Article

Latest Updates to SBA Paycheck Protection Program

Latest Updates to SBA Paycheck Protection Program There are many late-breaking developments from the Treasury Department and Small Business Administration on the Paycheck Protection Program, and we...

Apr 02, 2020
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Article
Advocacy

SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today

SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today The Small Business Administration just announced that to ensure access for the smallest lenders and their small-business...

Apr 29, 2020
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Article

SBA Provides Answers on PPP Notes, Forgiveness Period

SBA Provides Answers on PPP Notes, Forgiveness Period The Treasury Department and Small Business Administration just answered key questions ICBA has been asking about the Paycheck Protection...

Apr 08, 2020
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Article
Advocacy Lending

Core Providers Weigh in on Community Bank Innovation ​

Core Providers Weigh in on Community Bank Innovation ​ “Because we’ve always done it that way” are perhaps the seven most painful words in the English language when it comes to innovation. It’s...

Nov 21, 2019
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Article

Working Together to 'Wake Up' Congress

Working Together to 'Wake Up' Congress We're a week into ICBA's new "Wake Up" campaign taking on credit unions' risky practices and tax exemption, and the community bank response has been...

Oct 29, 2019
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Article
Grassroots/Be Heard Credit Unions

Strategies to Help Fight Back Against Card Fraud

Strategies to Help Fight Back Against Card Fraud First-party fraud and synthetic identity fraud is an area of growing concern, exacerbated by difficulties of identifying these attacks, but there...

Dec 11, 2019
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Article

ICBA ThinkTECH: A Vision Come to Fruition

ICBA ThinkTECH: A Vision Come to Fruition Fostering innovation is critical to ensure community banks continue delivering high-tech, high-touch service. So, as ICBA looked ahead to how we could help...

Nov 07, 2019
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Article

Megabanks Continue Exiting Local Communities

Megabanks Continue Exiting Local Communities The latest news from Wells Fargo reinforces what we've long known about Wall Street—when the going gets tough, the megabanks head for the exits....

Nov 01, 2019
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Article
Agriculture Too-Big-To-Fail/Systemic Risk

ThinkTECH Accelerator: Through the Lens of a Mentor

ThinkTECH Accelerator: Through the Lens of a Mentor ICBA Bancard President and CEO Tina Giorgio reflects on her experiences as a mentor in the ICBA ThinkTECH Accelerator program. By Tina Giorgio As...

Sep 26, 2019
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Article
Technology Fintech Innovation

Supporting Financial Choice for Service Members

Supporting Financial Choice for Service Members As the House and Senate are busy negotiating final language for defense spending legislation, community banks are working to provide military service...

Oct 01, 2019
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Article

Boarding Up the ILC Loophole

Boarding Up the ILC Loophole ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation...

Dec 04, 2019
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Article
Commerce & Banking

Relationships That Stand the Test of Time

Relationships That Stand the Test of Time Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry...

Dec 12, 2019
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Article

Unexpected Benefits of ICBA’s ThinkTECH Accelerator

Unexpected Benefits of ICBA’s ThinkTECH Accelerator ICBA's Kevin Tweddle discusses unexpected benefits of ICBA's ThinkTECH Accelerator program with community bankers John Buhrmaster of First...

Jan 03, 2020
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Article
Fintech Innovation

Senate passes PPP extension with community bank allocation

Senate passes PPP extension with community bank allocation The Senate just passed bipartisan legislation that includes an additional $310 billion to restart the Paycheck Protection Program and an...

Apr 21, 2020
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Article
Advocacy Crisis Preparedness

SBA Offers PPP Answers on Directors, Partnerships, and More

SBA Offers PPP Answers on Directors, Partnerships, and More The Treasury Department and Small Business Administration just answered key ICBA questions about the Paycheck Protection Program relating...

Apr 14, 2020
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Article
Advocacy Lending

Treasury, SBA Issue New PPP Resources

Treasury, SBA Issue New PPP Resources The Treasury Department and Small Business Administration have released additional resources for Paycheck Protection Program lenders. Dear Community Banker:...

Apr 25, 2020
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Article

New PPP Guidance Amid Relaunch Difficulties

New PPP Guidance Amid Relaunch Difficulties Following this morning's relaunch of the Paycheck Protection Program, ICBA is hearing the many problems community bankers are having accessing Small...

Apr 27, 2020
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Article

House sends PPP extension to President Trump

House sends PPP extension to President Trump The House just passed bipartisan legislation to restart the Paycheck Protection Program and dedicate funding exclusively to community banks, sending it...

Apr 23, 2020
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Article

Survey Says: Community Bankers Come Through

Survey Says: Community Bankers Come Through What does $349 billion in government funding look like for an individual small business? A lifeline, according to many of the small businesses that...

May 07, 2020
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Article
Crisis Preparedness

Now is the time to act on PPP reform

Now is the time to act on PPP reform If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over. By Rebeca...

Jun 02, 2020
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Article

Community Bankers Give Back in Light of COVID-19 Crisis

Community Bankers Give Back in Light of COVID-19 Crisis In the face of a global pandemic, it’s easy to be drawn into a doom-and-gloom mindset that focuses only on the negative. At ICBA, we know...

Apr 10, 2020
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Article
Advocacy Crisis Preparedness

Lessons Learned from PPP Funding 1.0 ​

Lessons Learned from PPP Funding 1.0 ​ When times get tough, the tough get going. As cliched as that may be, nothing could be truer as we look to community banks’ response to the Small Business...

Apr 25, 2020
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Article
Advocacy Crisis Preparedness

Treasury: Contemporaneous Guidance Applies to PPP Applications

Treasury: Contemporaneous Guidance Applies to PPP Applications ICBA has confirmed that any Paycheck Protection Program applications received by lenders prior to today can be processed based on...

Apr 25, 2020
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Article

Tell Congress & regulators to wake up

Tell Congress & regulators to wake up As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake...

Jun 08, 2020
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Article
Credit Unions

Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help

Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help With irrefutable evidence that the United States is in a recession, zealous market watchers...

Jun 22, 2020
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Article