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FedDetect announces new payment fraud tool
The Federal Reserve announced a new reporting feature for its FedDetect Anomaly Notification for FedACH Services, which helps financial institutions quickly address potential fraud.
Miran sworn in as Fed governor
The Federal Reserve announced that Stephen Miran was sworn in as a Fed governor.
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 4.0% to 4.25%.
ICBA Applauds OCC for Announced Updates to Organizational Structure
ICBA today expressed its strong support for the Office of the Comptroller of the Currency’s announcement that it will reverse its ICBA-opposed decision to merge its community, midsize, and large...
ICBA: AI can help community banks if regulated properly
ICBA told Congress it believes artificial intelligence has the potential to help community banks meet regulatory burdens and expand access to credit, but thoughtful regulation is needed.
OCC updates SCRA handbook
OCC updates SCRA handbook The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...
Trump signs bill to reopen government
Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
ICBA announces opposition to Coinbase’s charter application
ICBA announced its opposition to Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
Online Course Newsletter – October 2025
Online Course Newsletter – October 2025 It’s that time of year again for Standard Plan, Custom Plan, and Bank Compliance Bundle subscribers – Subscription Renewals! Renewal invoices were mailed...
Fed's Financial Stability Report highlights key risks
Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the...
CSBS: Community banks pay more for compliance
CSBS: Community banks pay more for compliance The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...
Online Course Newsletter – November 2025
Online Course Newsletter – November 2025 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses for the...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced...
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community banks. ...
USDA announces second round of supplemental disaster assistance payments
USDA announces second round of supplemental disaster assistance payments The USDA announced the second phase of supplemental disaster relief payments that would be distributed under the...
ICBA: Mega-credit union acquisition signals it’s time for a policy response
ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses Community banks are reporting fraud losses, becoming the largest source of portfolio losses, according to recent data...
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...
House panel holds hearing on deposit insurance reform
House panel holds hearing on deposit insurance reform The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including supporting...
After second credit union acquisition in two days, ICBA demands policy response
After second credit union acquisition in two days, ICBA demands policy response With large credit unions announcing two acquisitions of Main Street community banks in as many days, ICBA said it...
Fed details new supervisory principles
Fed details new supervisory principles The Federal Reserve released information regarding new operating principles for bank supervision. Details: The Fed said the principles, which were...
Fed’s Miran endorses community bank regulatory relief
Fed’s Miran endorses community bank regulatory relief Federal Reserve Governor Stephen Miran said the Fed’s regulatory framework should allow community banks to remain the engines of their local...
Senate panel advances Travis Hill nomination for FDIC chair
Senate panel advances Travis Hill nomination for FDIC chair The Senate Banking Committee advanced the nomination of Travis Hill to be FDIC chairman. The nomination now heads to the full Senate for...
CISA shares mitigation tips for ‘bulletproof’ cybercrimes
CISA shares mitigation tips for ‘bulletproof’ cybercrimes The Cybersecurity & Infrastructure Security Agency and its partners released a guide on mitigating risks from bulletproof hosting (BPH)...
ICBA, others share recommendations on curbing illegal robocalls
ICBA, others share recommendations on curbing illegal robocalls ICBA and other groups sent the Federal Communications Commission recommendations to improve STIR/SHAKEN, a call authentication...
USDA announces updates to Single Family Housing Guaranteed Loan Program
USDA announces updates to Single Family Housing Guaranteed Loan Program The USDA announced updates to the Single Family Housing Guaranteed Loan Program, which has resumed full operations. ...
FinCEN advises banks to follow AML/CFT guidance
FinCEN advises banks to follow AML/CFT guidance The Financial Crimes Enforcement Network advised banks to follow the Financial Action Task Force’s updated lists of countries with strategic...
Community bank net income increases in Q3
Community bank net income increases in Q3 Community banks reported a 9.9% third-quarter increase in net income from the previous quarter and a 21.7% increase from the previous year, according to...
OCC to reduce BSA/AML reg burden for community banks
OCC to reduce BSA/AML reg burden for community banks The OCC announced supervisory and regulatory actions to reduce regulatory burdens for community banks related to the Bank Secrecy Act and...
CISA warns of spyware on messaging applications
CISA warns of spyware on messaging applications The Cybersecurity and Infrastructure Security Agency warned of multiple cyber threat actors actively using commercial spyware to target users of...
ICBA Independent Banker Honors 2024 Best Community Banks to Work For Winners
The December cover story of Independent Banker magazine, the award-winning publication of the Independent Community Bankers of America (ICBA), spotlights this year’s Best Community Banks to Work...
Regulators propose lowering Community Bank Leverage Ratio
Regulators propose lowering Community Bank Leverage Ratio The federal banking regulators issued a proposed rule to reduce the Community Bank Leverage Ratio from 9% to 8%, as long advocated by...
FDIC approves ICBA-advocated audit threshold adjustments
FDIC approves ICBA-advocated audit threshold adjustments The FDIC approved a final rule updating Federal Deposit Insurance Corporation Improvement Act audit and reporting requirements to raise...
Best Community Banks to Work For 2024
In a tight labor market, current and prospective employees are drawn to good pay, attractive benefits and, importantly, a sense of purpose.
ICBA opposes national trust bank charter application for Foris DAX
ICBA opposes national trust bank charter application for Foris DAX ICBA urged the OCC to deny Foris DAX National Trust Bank’s application for a national trust bank charter, saying it poses...
Credit unions ‘going large and going rogue,’ new article says
Credit unions ‘going large and going rogue,’ new article says Some credit unions are taking advantage of their industry’s tax and regulatory exemptions to stray from their roots and acquire...
FHA updates single-family housing info
FHA updates single-family housing info The Federal Housing Administration published updates to its Single Family Housing Policy Handbook. The FHA said the updates include previously published...
FDIC delays signage rule compliance until 2027
FDIC delays signage rule compliance until 2027 At its board meeting, the FDIC extended the compliance date for its final rule on signage and advertising requirements. Details: The rule sets forth...