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2024 Summer Internship Diaries - Vol. 3

Last week was jam packed with exciting events and opportunities that we all enjoyed participating in. All of us interns have had time to develop skills within the workplace, and we have all...

Oct 04, 2024
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Article

2024 Summer Internship Diaries - Vol. 2

As we finish our second week here at ICBA, we already have made great memories with fellow interns and other ICBA employees. The workplace culture is vibrant and supportive, and we all have grown...

Oct 04, 2024
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Article

2024 Summer Internship Diaries - Vol. 6

As we approach the final few weeks as interns here at ICBA, we have been thinking about our futures while looking back on the time we have spent here this summer.

Oct 04, 2024
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Article

2024 Summer Internship Diaries - Vol. 5

We kicked off the week with a volunteer activity at Food and Friends, a local social services organization that prepares, packages, and delivers medically tailored meals.

Oct 04, 2024
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Article

2024 Summer Internship Diaries - Vol. 4

After four weeks as interns at ICBA, we have continued to have new and exciting experiences together which have all felt valuable to our time here.

Oct 04, 2024
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Article

ICBA Foundation raising funds for Hurricane Helene relief

The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.

Oct 04, 2024
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Article

ICBA: Record-setting 17th credit union acquisition requires response

Following this year’s 17th acquisition of a tax-paying community bank by a tax-exempt credit union—a new single-year record—ICBA repeated its call for policymakers to respond.

Oct 04, 2024
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Article
Credit Unions

ICBA shares tips for Cybersecurity Awareness Month

In recognition of Cybersecurity Awareness Month, ICBA released tips to help consumers protect their sensitive financial information and minimize the risk of cyber threats.

Oct 02, 2024
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Article
Cybersecurity

CFPB issues advisory on medical debt collection

The Consumer Financial Protection Bureau issued an advisory opinion that said debt collectors, which may include third-party “revenue cycle management” companies, are violating federal law when...

Oct 02, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

2024 Summer Internship Diaries - Vol. 1

Last week, we began our internship program here at ICBA. Starting a new position is exciting, but it comes with unique challenges that we must face together. The first week is critical, where we...

Oct 04, 2024
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Article

Swift to start live trials of digital asset transactions next year

Swift announced that banks and central banks across North America, Europe, and Asia in 2025 will be able to use its network to conduct pilot transactions in digital assets and central bank digital...

Oct 04, 2024
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Article
Digital Assets

Record-High Community Bank Acquisitions by Tax-Exempt Credit Unions Requires Policy Response

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement after this year’s 17th acquisition of a tax-paying bank by a tax-exempt...

Oct 03, 2024
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Article
Credit Unions

New op-ed: Credit unions that act like big banks should be regulated like them

Members of Congress and the American public should consider why credit unions are acting like the nation’s largest banks while enjoying tax and regulatory advantages, according to a new MarketWatch...

Oct 03, 2024
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Article
Credit Unions

Agencies issue joint statement on institutions affected by Hurricane Helene

Federal and state financial regulators issued a joint statement saying they recognize the serious impact of Hurricane Helene on the customers and operations of many financial institutions.

Oct 03, 2024
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Article

Survey: Regulatory burden is top community bank concern

Regulatory burden has risen to the top of community banker concerns alongside cost of funds, according to the Conference of State Bank Supervisors Annual Community Bank Survey.

Oct 03, 2024
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Article

FDIC, OCC announce relief for banks affected by Hurricane Helene

The FDIC announced regulatory relief to facilitate recovery in areas of Florida, Georgia, North Carolina, and South Carolina affected by Hurricane Helene. The FDIC also published a disaster webpage...

Oct 02, 2024
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Article

ICBA continues advocating 1033 exemption in latest report

In a new American Banker article (subscription required), ICBA continued its call for the Consumer Financial Protection Bureau to include a community bank exemption in its pending 1033 rule on...

Oct 01, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

Marketing Made Easier with Ready-to-Use Toolkits

Whether your bank’s goal is to acquire new card accounts or boost usage from your existing cardholders, marketing plays a key role. No marketing means stagnant portfolios and low revenue.

Sep 30, 2024
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Article

Lessen the Impact of Card Fraud with ICBA Payments’ Fraud Loss Protection Plan

Card fraud losses constitute a significant percentage of a bank’s card program’s costs. In fact, according to the Nilson Report, card fraud accounted for $33 billion in losses worldwide in 2022,...

Sep 30, 2024
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Article

Leveling Up with Payments

It’s not an easy time for community banking. Each day, we must balance changing interest rates, increasing fees, new technology demands, and mounting customer expectations, which leaves us...

Sep 30, 2024
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Article

FinCEN sanctions Russian virtual currency cybercriminals

The Financial Crimes Enforcement Network sanctioned PM2BTC, a Russian virtual currency exchanger associated with Sergey Sergeevich Ivanov, as being a money-laundering concern in connection with...

Sep 27, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

Blog post: Community bankers find solutions, connections at ICBA LIVE

The challenges community bankers face—from compliance issues to cybersecurity and staffing concerns—require the industry to come together to amplify its voice and find solutions at ICBA LIVE 2025,...

Sep 26, 2024
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Article

ICBA Shares Consumer Tips to Protect Financial Data During Cybersecurity Awareness Month

In recognition of Cybersecurity Awareness Month, the Independent Community Bankers of America (ICBA) offers tips to help consumers protect their sensitive financial information and minimize the...

Oct 01, 2024
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Article
Cybersecurity

FHFA proposes updates to FHLBank liquidity rules

The Federal Housing Finance Agency issued a proposed rule that would amend its regulation of Federal Home Loan Bank unsecured credit limits.

Oct 01, 2024
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Article
Federal Housing Finance Agency

FHFA issues climate risk advisory to FHLBanks

The Federal Housing Finance Agency issued an advisory bulletin that provides guidance to the Federal Home Loan Banks on incorporating climate-related risks into their risk-management frameworks.

Oct 01, 2024
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Article
Federal Housing Finance Agency

Instant Payments Pilot Opportunity

In case you missed it, ICBA recently announced a partnership with Pidgin, a company that provides best-in-class faster payments capabilities. The partnership is aimed at supporting community banks...

Sep 30, 2024
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Article

ICBA Names René Shonerd as Executive Vice President, Chief Information Officer

The Independent Community Bankers of America® (ICBA) announced today that René Shonerd has joined as executive vice president and chief information officer (CIO).

Sep 30, 2024
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Article

FHFA advises FHLBanks on credit risk and liquidity

The Federal Housing Finance Agency issued an advisory bulletin to the Federal Home Loan Banks that details expectations for providing members with access to advances in a safe and sound manner.

Sep 30, 2024
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Article
Federal Housing Finance Agency

FDIC announces relief for Georgia, Vermont banks

The FDIC announced regulatory relief to facilitate recovery in areas of Georgia affected by Tropical Storm Debby and areas of Vermont affected by severe storms, flooding, landslides, and mudslides.

Sep 30, 2024
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Article

ICBA urging community banker participation in EGRPRA review

ICBA recently issued a guide to help community bankers participate in the Economic Growth and Regulatory Paperwork Reduction Act review process launched by banking regulators this year.

Sep 30, 2024
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Article

ICBA Community tops 4,000 users

The ICBA Community online platform continues to grow and has now surpassed 4,000 members.

Sep 27, 2024
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Article

ICBA push on credit union deals garners more media attention

ICBA’s campaign opposing credit union acquisitions of tax-paying community banks continued generating headlines with a new Bloomberg report on the FDIC’s recent policy update on bank mergers.

Sep 27, 2024
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Article
Credit Unions

Senator Moran: Help needed for agriculture

The current farm bill is not adequate to provide relief or safety nets for U.S. farmers, nor is it reflective of the current state of the farm economy, said Sen. Jerry Moran (R-Kan.), a lead...

Sep 25, 2024
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Article
Farm Bill

CFPB sets up webpage for standard-setting organizations

The Consumer Financial Protection Bureau set up a webpage for public comment applications to become a recognized standard setter under the Personal Financial Data Rights Rule.

Sep 25, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA files appellate brief in CRA rule legal challenge

ICBA and other groups filed an appellate brief with the U.S. Court of Appeals for the 5th Circuit as part of their legal challenge to federal banking regulators’ Community Reinvestment Act final rule.

Sep 24, 2024
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Article
Compliance Community Reinvestment Act (CRA)

Community bankers report reg burden during EGRPRA outreach meeting

Community bankers voiced discontent with excessive regulatory burdens during an ICBA-advocated outreach meeting under the current Economic Growth and Regulatory Paperwork Reduction Act review.

Sep 26, 2024
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Article
Office of the Comptroller of Currency (OCC)

OCC: Banks affected by Hurricane Helene can close

The OCC said national banks, federal savings associations, and federal branches and agencies of foreign banks can close in areas of Alabama, Florida, Georgia, and Tennessee affected by Hurricane...

Sep 26, 2024
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Article

ICBA: Record-tying credit union acquisition comes amid increased scrutiny

Following this year’s 16th credit union acquisition of a community bank — which ties the record for most in a single year — ICBA continued its call for Congress to investigate credit union policies.

Sep 25, 2024
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Article
Credit Unions

Another Community Bank Acquisition by Tax-Exempt Credit Union as Policymakers and Taxpayers Increase Scrutiny

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement after this year’s 16th acquisition of a tax-paying bank by a tax-exempt...

Sep 24, 2024
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Article
Credit Unions

Survey shows rise in sophisticated fraud tactics

Sixty-two percent of institutions reported a rise in sophisticated fraud tactics, according to a new survey by the Center for Payments, Nacha, and ICBA.

Sep 24, 2024
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Article
Fraud