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Debit Card Solutions

Program Enhancements for Debit Issuers with ICBA Payments Innovative and Cost-Efficient Debit and ATM Solutions Debit cards remain the dominant consumer payments vehicle for community bank...

FIS Debit

Get Started Example Text Partnering with ICBA Payments and FIS for Debit issuing services gives your bank exclusive access to: Home Solutions Debit Card Solutions FIS Debit Back ICBA Payments' FIS...

Visa

Visa Sponsorship Opportunities for Community Banks ICBA Payments can sponsor your bank's application for becoming an Associate Member of Visa. Our programs also support Principal Members. Contact...

Our Team

Feel the rhythm at ICBA LIVE 2025! Job Title Job Business Name Contact Example Text Feel the rhythm at ICBA LIVE 2025! Job Title Job Business Name Contact Example Text ICBA Payments, a wholly owned...

Client Resources

Home Client Resources Back Contact Us As an ICBA Payments client, did you know your bank has a dedicated relationship manager? With decades of experience between them, our relationship managers are...

FLPP Claims Portal

Login and File Claim Example Text ICBA Payments' Fraud Claims Reporting System: FLPP participants can quickly and accurately upload fraud claims, review the status of any pending claims, and view...

ACE Tool

Login to ACE Example Text Schedule Consultation Example Text Yes. Each user at your bank can have their own user name and password, so you can view the information and reports that are important to...

Update Contact Form

Request changes to your ICBA Payments contacts Home Update Contact Form Back

Analyze Your Card Program

Home Analyze Your Card Program Back Analyze Your Card Program ICBA Payments offers a free analysis performed by staff experts to provide insights into your credit card portfolio. Together with data...

ICBA Payments Card Program Form

Get Started Example Text ICBA Payments offers card programs designed specifically for community banks. Our approach is tailored to give bank teams clarity, confidence, and control over every...

Debit Dominance: Unlocking the Potential of Debit Card Programs Whitepaper

Debit Dominance: Unlocking the Potential of Debit Card Programs Thank you for your interest in ICBA Payments newest whitepaper! Discover how community banks can ride the wave of consumer demand for...

Fed reminder: One month to prepare for ISO 20022 implementation

The Federal Reserve reminded banks it will adopt the ISO 20022 message format for the Fedwire Funds Service on Monday, July 14. The existing proprietary Fedwire Application Interface Manual format...

Jun 11, 2025
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Article
Federal Reserve

OCC: Preemption is a cornerstone of the dual banking system

Acting Comptroller of the Currency Rodney Hood reaffirmed the OCC’s support of preemption as a cornerstone of the dual banking system and fundamental to the operation of the federal banking system.

Jun 10, 2025
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Article
Office of the Comptroller of Currency (OCC)

House passes ICBA-backed legislation to protect SBA lending

The House of Representatives passed ICBA-backed legislation to protect the integrity of the Small Business Administration 7(a) program so it can continue to reach more borrowers and support local...

Jun 06, 2025
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Article
Small Business Administration

ICBA: More needs to be done to curtail crypto scams

ICBA said it strongly supports a Financial Crimes Enforcement Network proposed rule to designate the Huione Group as a primary money laundering concern, but it said more needs to be done to curtail...

Jun 05, 2025
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Article
Digital Assets

ICBA, state affiliates urge Senate to include ACRE Act in tax bill

ICBA and its 44 state affiliates this week called on senators to include the ACRE Act (S. 838) in the tax portion of the Senate reconciliation bill, noting it is bipartisan legislation that would...

Jun 05, 2025
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Article
Agriculture

ICBA, state affiliates urge Senate to include ACRE Act in tax bill

ICBA and its 44 state affiliates called on senators to include the ACRE Act (S. 838) in the tax portion of the Senate reconciliation bill, noting it is bipartisan legislation that would reduce high...

Jun 04, 2025
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Article
Agriculture

Nominations open for Best Community Banks to Work For awards

ICBA’s Independent Banker magazine opened nominations for its 2025 Best Community Banks to Work For awards, sponsored by FIS.

Jun 02, 2025
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Article

ICBA-backed bill to support minority banks reintroduced

Rep. Joyce Beatty (D-Ohio) reintroduced ICBA-supported legislation to codify a Treasury Department program to support minority depository institutions and other community banks.

Jun 06, 2025
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Article

ICBA advocates changes to state law at check fraud meeting

ICBA and a group of community bankers met with the Uniform Commercial Code's Permanent Editorial Board at a national stakeholders' meeting to advocate changes to state law to better address check...

Jun 06, 2025
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Article
Fraud

Michelle Bowman confirmed as Federal Reserve vice chair for supervision

ICBA congratulated Federal Reserve Governor Michelle Bowman following last night’s Senate vote confirming her ICBA-advocated nomination to serve as Fed vice chair for supervision.

Jun 05, 2025
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Article
Federal Reserve

ICBA Congratulates Michelle Bowman on Confirmation as Federal Reserve Vice Chair for Supervision

The Independent Community Bankers of America (ICBA) congratulated Federal Reserve Governor Michelle Bowman on today’s Senate vote confirming her ICBA-advocated nomination to serve as Fed vice chair...

Jun 04, 2025
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Article
Federal Reserve

Hood: OCC seeking community bank input on AI

Acting Comptroller of the Currency Rodney Hood said the OCC wants to develop artificial intelligence guidance and tools that ensure that all banks can modernize and remain competitive.

Jun 04, 2025
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Article
Office of the Comptroller of Currency (OCC)

Fed lifts growth restriction on Wells Fargo

The Federal Reserve announced that Wells Fargo is no longer subject to the asset-growth restriction from its enforcement action against the bank.

Jun 04, 2025
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Article
Federal Reserve

Independent Banker Magazine Unveils 2025 “40 Under 40: Community Bank Leaders”

Independent Banker magazine, the award-winning monthly publication of ICBA, has announced its seventh annual 40 Under 40: Community Bank Leaders list, recognizing the rising stars transforming...

Jun 03, 2025
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Article

Independent Banker highlights 40 under 40

This month’s Independent Banker magazine recognizes the seventh annual "40 Under 40" list of emerging community bankers who are making a difference in their communities.

Jun 03, 2025
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Article

CFPB seeks to vacate ‘unlawful’ 1033 rule

The Consumer Financial Protection Bureau asked a federal court to vacate its 1033 rule on consumer data security and privacy, saying the rule is unlawful.

Jun 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Senate moves to bring Bowman nomination to a vote

Senate Majority Leader John Thune (R-S.D.) moved to bring to a vote the nomination of Michelle Bowman to be the Federal Reserve’s vice chair for supervision.

Jun 03, 2025
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Article
Federal Reserve

Agencies sunsetting cybersecurity tool in August

ICBA is reminding community bankers that federal regulators’ Cybersecurity Assessment Tool is scheduled to sunset on Aug. 31.

May 30, 2025
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Article
Cybersecurity

New Credit Union Acquisition of Community Bank Underscores Need for Policy Action

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after a new acquisition of a tax-paying community bank in Arizona by a...

May 28, 2025
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Article
Credit Unions

Seeing the Story Behind the Numbers: Introducing Eric Kirchner

Eric Kirchner joined the team in January 2025 as senior vice president, strategic finance. In this role, he contributes to the financial modeling and forecasting for all aspects of the ICBA...

May 28, 2025
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Article

Treasury seeks input on modernizing payments

The Treasury Department announced it is seeking public input on its plans to transition federal disbursements to electronic payments.

Jun 02, 2025
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Article

After lobbying success at Capital Summit, ICBA continues ACRE push in Senate

After community bankers convened at Capital Summit, ICBA noted the inclusion of a modified version of the ACRE Act in the House version of the reconciliation bill (H.R. 1) and urged senators to...

Jun 02, 2025
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Article
Agriculture

Independent Banker shares point-of-sale tips for community bankers

About 90% of smartphone users now use digital wallets regularly, offering opportunities for community banks to innovate and respond to customer expectations, according to the latest Independent...

May 30, 2025
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Article

Treasury sanctions Philippines-based company for cyber scams

The Treasury Department sanctioned Funnull Technology Inc., a Philippines-based company that provides computer infrastructure for hundreds of thousands of websites involved in virtual currency...

May 30, 2025
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Article

Community bank net income increases in Q1

Community banks reported a 10% first-quarter increase in net income from the previous quarter and an 8.5% increase from the previous year, according to the FDIC’s latest Quarterly Banking Profile.

May 29, 2025
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Article

ICBA: Latest credit union acquisition shows need for policy action

After a new acquisition of a tax-paying community bank in Arizona by a tax-exempt credit union, ICBA said the need for policymaker action is urgent.

May 29, 2025
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Article
Credit Unions

Trump vows to end GSE conservatorship

President Donald Trump said he is working to take Fannie Mae and Freddie Mac out of conservatorship while maintaining an implicit government guarantee on their obligations and securities.

May 29, 2025
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Article
Secondary Mortgage Market Secondary Mortgage Market

Combating Fraud: One Attack at a Time

The numbers don’t lie: fraud losses are on the rise, with 61% of financial organizations reporting direct losses of over $500,000 in a 12-month period. In addition, 52% of mid-market organizations...

May 28, 2025
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Article