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ICBA applauds House panel for advancing 1071, de novo, anti-CBDC bills

ICBA commended the House Financial Services Committee for advancing three ICBA-advocated bills to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 03, 2025
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Article
De Novo Banks

ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup today

The House Financial Services Committee is scheduled to take up three ICBA-advocated bills today to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 02, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urging grassroots outreach ahead of House overdraft vote

With the House set to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to continue urging...

Apr 01, 2025
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Article
Overdraft Services

Webinar today on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) today.

Apr 02, 2025
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Article

ICBA celebrates Community Banking Month

In observance of Community Banking Month, ICBA reminded Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...

Apr 02, 2025
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Article
Community Bank Awareness

ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup

The House Financial Services Committee is scheduled to take up three ICBA-advocated bills this week to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a...

Apr 01, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

OCC withdraws from interagency climate risk guidance for large banks

The OCC withdrew its participation in ICBA-opposed interagency principles for climate-related financial risk management for financial institutions with $100 billion or more in total consolidated...

Apr 01, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA applauds Senate passage of resolution to overturn CFPB overdraft rule

ICBA commended the Senate for passing a resolution to overturn the Consumer Financial Protection Bureau’s final rule on overdraft services.

Mar 28, 2025
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Article
Congressional Matters Consumer Financial Protection Bureau (CFPB)

ICBA Celebrates Community Banks Strengthening Local Economies During Community Banking Month in April

In observance of Community Banking Month in April, ICBA is reminding Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...

Apr 01, 2025
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Article
Community Bank Awareness

ICBA Community Surpasses 5,000 Members, Driving Peer-to-Peer Value

ICBA today announced that ICBA Community, its exclusive digital network for ICBA members, has surpassed 5,000 members. Designed as a secure, member-only space for community bankers to connect, ask...

Mar 31, 2025
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Article

ICBA applauds agencies for proposing to rescind CRA rule

ICBA applauded the federal banking agencies for announcing plans to rescind their final rule reforming the Community Reinvestment Act, citing its disproportionate implementation costs for community...

Mar 31, 2025
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Article
Community Reinvestment Act (CRA)

ICBA commends SEC for ending defense of climate-related disclosure rule

ICBA commended the SEC for ending the defense of its rule requiring public companies to issue climate-related disclosures, which would have a damaging impact on the capital markets, community...

Mar 31, 2025
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Article
Climate

After Senate passes resolution to overturn overdraft rule, House grassroots action needed

After the ICBA-supported Congressional Review Act resolution, S.J. Res 18, last week passed the Senate, it moves to the House of Representatives, where a vote is expected this week—requiring...

Mar 31, 2025
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Article
Congressional Matters Overdraft Services

ICBA Applauds Agencies for Proposing to Rescind Harmful Community Reinvestment Act Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement that the federal banking regulators intend to issue a proposal to rescind the Community...

Mar 28, 2025
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Article
Community Reinvestment Act (CRA)

ICBA Commends SEC for Ending Defense of Harmful Climate-Related Disclosure Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Securities and Exchange Commission’s vote to end its legal defense of its ICBA-opposed rule requiring...

Mar 28, 2025
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Article
Climate

Webinar next week on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.

Mar 27, 2025
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Article

ICBA urging grassroots outreach ahead of Senate overdraft vote

With the Senate set to vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their senators to...

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

ICBA Applauds Senate Passage of Resolution to Overturn Flawed CFPB Overdraft Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Senate’s passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s...

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

HUD revises residency requirements for FHA loans

The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.

Mar 27, 2025
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Article
Compliance

Treasury publishes final rule removing BOI reporting requirements for U.S. companies

The Treasury Department announced the formal publication of the FinCEN interim final rule that removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information...

Mar 27, 2025
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Article
Compliance

CFPB withdraws court filing claiming Reg E applies to wire transactions

The Consumer Financial Protection Bureau withdrew a court filing in which it previously argued that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E.

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

SEC ends defense of ICBA-opposed climate-disclosure rule

The Securities and Exchange Commission voted to end its legal defense of its ICBA-opposed rule requiring climate-related investor disclosures.

Mar 28, 2025
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Article
Climate

Advocacy week in review

As policymakers continued to ramp up their work on federal policy, ICBA this week.

Mar 28, 2025
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Article
Advocacy

ICBA applauds executive order combating check fraud

ICBA applauded the Trump administration for working to combat the threat of check fraud by addressing the Treasury Department’s use of paper checks.

Mar 27, 2025
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Article

Webinar next week on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.

Mar 26, 2025
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Article

ICBA: Durbin-Marshall bill would harm consumers, reduce choice

ICBA and other groups warned Congress that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers, small...

Mar 25, 2025
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Article
Credit Cards

FinCEN publishes FAQs on border Geographic Targeting Order

The FinCEN published responses to FAQs about its March 11 Geographic Targeting Order to combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along...

Mar 25, 2025
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Article
Compliance Financial Crimes Enforcement Network (FinCEN)

Financial Trades to Congress: Misguided Durbin-Marshall Bill will Harm Consumers, Small Businesses and Financial Institutions

In a new letter filed today, organizations warned that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers,...

Mar 24, 2025
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Article
Credit Cards

ICBA Applauds Trump Administration on Executive Order Combating Check Fraud

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s executive order on federal payments.

Mar 26, 2025
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Article
Data Security/Fraud Fraud

Ahead of Senate overdraft vote, ICBA urging grassroots outreach

With the Senate expected to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their...

Mar 26, 2025
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Article
Overdraft Services

House committee hearing today on ICBA priorities

ICBA thanked the House Financial Services Committee for scheduling a hearing on the Consumer Financial Protection Bureau that will feature ICBA-advocated legislation.

Mar 26, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Federal Housing Finance Agency

ICBA provides marketing resources for Community Banking Month

In preparation for Community Banking Month in April, ICBA offers a variety of ready-to-use resources on its Marketing Resource Center.

Mar 25, 2025
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Article
Community Bank Awareness

Independent Banker: How to fight AI spear phishing fraud

Artificial intelligence has turbocharged the problem of spear phishing, but the latest Independent Banker magazine shares how community banks can fight back.

Mar 24, 2025
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Article
Artificial Intelligence

FinCEN removes beneficial ownership reporting requirements for U.S. companies

The Financial Crimes Enforcement Network announced an interim final rule that removes the requirement for U.S. companies and persons to report beneficial ownership information under the Corporate...

Mar 24, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA and IntraFi Mark 20th Anniversary Serving Community Banks

ICBA today announced the 20th anniversary of its strategic relationship with IntraFi. IntraFi offers innovative deposit placement solutions that help community banks grow and compete in an evolving...

Mar 24, 2025
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Article

ICBA, other groups urge Congress to reauthorize cybersecurity law

ICBA and other groups urged Congress to reauthorize the Cybersecurity Information Sharing Act (CISA 2015) before it expires on Sept. 30, warning that failure to act could eliminate a valuable tool...

Mar 24, 2025
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Article
Congressional Matters Cybersecurity

Senators signal bipartisan support for the CDFI Fund

A bipartisan group of 23 senators led by CDFI Caucus Co-chairs Mark Warner (D-Va.) and Mike Crapo (R-Idaho) reaffirmed their support for the Community Development Financial Institutions Fund...

Mar 21, 2025
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Article
Community Development Financial Institution (CDFI)

OCC creates webpage with digitalization info for community banks

The OCC announced a new webpage with dedicated resources to help community banks meet their digitalization objectives.

Mar 20, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA urging ACRE Act, overdraft grassroots

With Congress working to advance ICBA-advocated legislation to support rural lending and to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is urging community bankers to...

Mar 19, 2025
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Article
Agriculture

ICBA opposes Stellantis application for ILC charter

ICBA said the application for FDIC insurance from the automaker Stellantis threatens the Deposit Insurance Fund and doesn’t serve the convenience and needs of the community.

Mar 17, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)