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ICBA supports revisions to the 1071 small-business rule 

ICBA supports revisions to the 1071 small-business rule  ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending 

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending  With Congress crafting legislation to establish a regulatory framework for digital assets markets, ICBA...

Dec 16, 2025
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Article
Lending

CFPB updates TILA, CLA, FCRA thresholds for 2026 

CFPB updates TILA, CLA, FCRA thresholds for 2026  The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a final rule...

Dec 16, 2025
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Article
Compliance

Agencies update appraisal exemption threshold 

Agencies update appraisal exemption threshold  Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from...

Dec 16, 2025
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Article
Compliance