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CFPB launches review of mortgage closing fees

The Consumer Financial Protection Bureau launched a public inquiry into what is driving an increase in mortgage closing costs.

May 31, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Latest Bank Acquisition by Tax-Exempt Credit Union Shows Need for Expansive Congressional Action

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after the latest acquisition of a tax-paying bank by a tax-exempt credit union.

May 31, 2024
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Article
Credit Unions

Community bank net income rises in Q1

Community bank net income rose 6.1% in the first quarter but remained down 13.9% from a year ago, according to the FDIC’s latest Quarterly Banking Profile.

May 30, 2024
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Article
Community Bank Awareness

CFPB: Reg E wire transfer exemption doesn’t apply to online transactions

The Consumer Financial Protection Bureau argued in a court filing that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E, even though the law exempts...

May 30, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance Fraud