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How the 8-Digit BIN Standard Impacts Your Community Bank

In less than two months, the ISO standards update for 8-digit Bank Identification Numbers, or BINs, takes effect. This new standard means that card processors must be able to accommodate and manage...

Feb 17, 2022
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Article

How Expanding the Durbin Amendment Would Further Harm Community Banks and Their Customers

ICBA is reminding policymakers that the Durbin Amendment has distorted the debit card and consumer checking markets to the detriment of community banks and consumers nationwide.

Mar 07, 2022
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Article
Credit Cards

What’s Next in the Stablecoin Debate—and What it Means for Community Banks

While stablecoins have drawn increased scrutiny from policymakers in Washington, the policy response has only just begun. Here’s a look at the policy outlook and what it means for community banks.

Mar 22, 2022
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Article

Regulators Tout Responsible Innovation, Collaboration at ICBA ThinkTECH Event

Bank innovation continues to be a central focus for regulatory agencies. From the launch of innovation offices and office hours to policy statements encouraging innovative approaches.

Mar 24, 2022
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Article