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ICBA to SBA: Don’t Add Unregulated Fintechs to Federal Loan Program

ICBA reiterated its call for the Small Business Administration to maintain its long-standing moratorium on the number of non-federally regulated institutions, including nonbank fintech companies,...

Jan 06, 2023
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Article
Technology Fintech Regulation

Banking agencies issue new crypto guidance

Federal banking regulators issued a statement highlighting key crypto risks for banking organizations and describing the agencies’ approaches to supervision in this area.

Jan 04, 2023
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Article
Compliance

Bolton: Wells Fargo penalty reflects too-big-to-fail plague

The Consumer Financial Protection Bureau’s latest penalty against Wells Fargo Bank reflects the unfortunate fact that the too-big-to-fail problem is alive and well, ICBA Chairman Brad Bolton wrote...

Jan 03, 2023
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Article
Too-Big-To-Fail/Systemic Risk

GSE Form 1103, fair lending requirements effective March 1

Fannie Mae and Freddie Mac are reminding lenders that they will require the Supplemental Consumer Information Form (Form 1103) for new conventional loans with application dates on or after March 1.

Jan 05, 2023
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Article
Compliance