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CDFI Fund advisory board meeting this month

The Community Development Advisory Board—which advises the Community Development Financial Institutions Fund—is scheduled to meet at 2 p.m. (Eastern time) Wednesday, Jan. 17. The...

Jan 03, 2024
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Article
Community Development Financial Institution (CDFI)

ICBA PAC auction tickets available

Tickets are now available for ICBA PAC’s 35th Annual Auction Fundraiser, which is scheduled for Saturday, March 16, during ICBA LIVE in Orlando.

Jan 02, 2024
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Article

Senate committee chairman: ILC loophole a top 2024 priority

Senate Banking Committee Chairman Sherrod Brown (D-Ohio) included ICBA-supported legislation to close the industrial loan company loophole in his list of priorities for the coming year.

Jan 02, 2024
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Article
Congressional Matters

ICBA mission crucial to 2023 successes: Romero Rainey

Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said this week in a message to the nation’s community bankers.

Dec 22, 2023
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Article

New NCUA board member confirmed

The Senate confirmed Tanya Otsuka to serve as a member of the National Credit Union Administration board. Otsuka replaces board member Rodney Hood, whose term expired in August.

Dec 22, 2023
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Article
National Credit Union Administration (NCUA)

FDIC finalizes rules on official sign, misrepresentations

The FDIC board of directors adopted a final rule to modernize rules governing the use of official FDIC signs and to clarify agency regulations on deposit insurance misrepresentations.

Dec 21, 2023
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Article

Agencies adjust CRA asset thresholds

Federal regulators announced the 2024 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.

Dec 21, 2023
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Article
Community Reinvestment Act (CRA)

Romero Rainey: ICBA mission crucial to 2023 successes

Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said in a message to the nation’s community bankers.

Dec 20, 2023
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Article

FDIC emphasizes impact of largest banks on 2024 budget

The FDIC board of directors approved the agency’s 2024 operating budget while citing the disproportionate cost of overseeing the largest and riskiest banks.

Dec 21, 2023
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Article

Navy Federal faces lawsuit following reports of discriminatory lending

Plaintiffs this week filed a class-action lawsuit against Navy Federal Credit Union following last week’s CNN report of the credit union’s wide racial disparities in mortgage approval rates.

Dec 20, 2023
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Article
Credit Unions

Key lawmaker to Navy Federal: Explain report on lending disparities

House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) said Navy Federal Credit Union must explain itself to Congress following last week’s CNN report of its wide racial...

Dec 19, 2023
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Article
Federal Housing Finance Agency

ICBA urges passage of new Senate bill to close ILC loophole

ICBA expressed strong support for the introduction of Senate legislation to close the industrial loan company loophole.

Dec 18, 2023
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Article
Congressional Matters

SEC rejects Coinbase request for crypto framework

The Securities and Exchange Commission denied Coinbase’s request for the agency to develop a new regulatory framework for cryptoasset securities.

Dec 18, 2023
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Article
Digital Assets

Senate bill would improve supervisory appeals process

ICBA-advocated legislation to improve the bank examination environment through a workable appeals process was introduced in the Senate.

Dec 19, 2023
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Article
Congressional Matters

FDIC board meeting tomorrow on budget, signage

The FDIC scheduled a board meeting for 2 p.m. (Eastern time) tomorrow, Dec. 20.

Dec 19, 2023
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Article

FDIC issues advisory on CRE concentrations

The FDIC issued an advisory to reemphasize the importance of strong capital, appropriate credit loss allowance levels, and robust credit risk-management practices for institutions with commercial...

Dec 19, 2023
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Article

Farm Credit System growth slows in 2023

The Farm Credit Administration board met last week to receive a quarterly report on economic conditions affecting the agricultural economy and Farm Credit System institutions.

Dec 18, 2023
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Article
Farm Credit System (FCS)

ICBA Hosts First ThinkTECH Connect To Showcase Community Bank Innovation

The Independent Community Bankers of America® (ICBA) hosted its first ThinkTECH Connect event, an ICBA event showcasing rapid-fire pitches from 10 emerging fintechs that address community bank pain...

Dec 15, 2023
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Article
Technology

Webinar to help navigate recent CRA changes

ICBA is hosting a webinar next month on the federal banking agencies’ recently finalized changes to Community Reinvestment Act regulations.

Dec 15, 2023
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Article

CNN reports on credit union lending disparities, citing CRA exemption

The nation’s largest credit union has the widest racial disparities in mortgage approval rates of any major lender, CNN reported.

Dec 15, 2023
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Article
Mortgage Lending Diversity and Inclusion Minority Owned Depository Institutions (MDI)