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Mythbusting Digital Misconceptions
Mythbusting Digital Misconceptions Tina Giorgio: According to a new Price Waterhouse Cooper digital payments study, 46 percent of bank customers interact with their banks EXCLUSIVELY through...
What Does the Faster Payments Revolution Mean for Community Banks?
What Does the Faster Payments Revolution Mean for Community Banks? Tina Giorgio: My goal is not only to ensure that community banks stay relevant when it comes to real-time payments but ensure that...
Plan for Financial Technology Success
Plan for Financial Technology Success Tina Giorgio: The opportunities presented by financial technology are ripe for the picking but sorting through them all to find the solution that delivers the...
Three Reasons You’re Not Achieving Your Leadership Goals
Three Reasons You’re Not Achieving Your Leadership Goals Tina Giorgio: Vince Lombardi had it right when he stated that, “Leaders aren’t born, they are made.” Leadership is a process. And, like any...
2018: A Year of Fresh..
2018: A Year of Fresh.. Tina Giorgio: In an e-book published last week by PYMNTS.com, “Fresh” is how I described payments in 2018. I can’t think of a time when we’ve seen as many innovations emerge...
Real Talk About Real-time Payments
Real Talk About Real-time Payments Tina Giorgio: There are many factors involved in creating a successful real-time payment system and one of those factors is education. This month I have invited...
ThinkTECH Accelerator Finalists Demonstrate Their “Whys”
ThinkTECH Accelerator Finalists Demonstrate Their “Whys” Tina Giorgio: Whether I’m working with banking professionals or with entrepreneurs in the fintech space, I have one key piece of advice: I...
ICBA Applauds House Passage of Bill to Restrict Mortgage ‘Trigger Leads’ Following Unanimous Senate Passage
ICBA applauded Congress following today’s House passage of the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), which will help protect the financial privacy of mortgage applicants.
‘Trigger leads’ grassroots action needed with House voting today
ICBA is calling on community bankers to urge their members of Congress to vote yes on “trigger leads” legislation scheduled for a vote in the House of Representatives today.
FATF: North Korea, crypto crime are major threats
The criminal use of cryptocurrency is a major concern and North Korea is the biggest threat, the Financial Action Task Force said.
Treasury’s Faulkender lays out principles for BSA modernization
Deputy Treasury Secretary Michael Faulkender shared the Trump administration’s guiding principles for modernizing Bank Secrecy Act regulations.
Treasury endorses new international payments standards
The Treasury Department endorsed the Financial Action Task Force’s new international payments standards and said it supports FATF reports on countering illicit finance.
Senate passes stablecoin bill without ICBA-opposed credit card amendments
The Senate passed legislation to establish a regulatory framework for payment stablecoins without ICBA-opposed amendments to impose new credit card restrictions.
Fed to Congress: Will carefully assess data before more rate cuts
In considering the extent and timing of adjustments to the target range for the federal funds rate, the Federal Reserve will carefully assess incoming data, the evolving outlook, and the balance of...
Independent Banker features year-round marketing strategies
The latest Independent Banker magazine offers year-round marketing strategies to help community banks connect with their communities.
Senate-passed GENIUS Act lays out stablecoin regulatory framework
ICBA pledged to continue working with Congress on legislation to establish a regulatory framework for payment stablecoins following Tuesday’s 68-30 bipartisan Senate vote to pass the GENIUS Act (S....
CFPB extends 1071 compliance deadlines
The Consumer Financial Protection Bureau published an interim final rule to extend its 1071 small-business reporting rule’s compliance and reporting dates.
2025 Summer Internship Diaries - Vol. 1
This month, four interns and I joined ICBA! This is the first year that ICBA interns are located in all three ICBA office locations (Washington D.C., Atlanta, and Sauk Centre, MN)!
FDIC updates rates and rate caps
The FDIC’s national rates and rate caps for savings accounts, interest checking accounts, money market accounts, and CDs have been updated and are available on the FDIC website.
ICBA Applauds Interagency Request for Information Targeting Check Fraud
ICBA applauded regulators for announcing a request for information on potential actions to help mitigate risk of payments fraud, including check fraud.