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Senate preps for vote on resolution to reverse 1071 rule

With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to...

Sep 27, 2023
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Article
Compliance Payments

Key stakeholders join opposition to credit card routing bill

A key member of the House along with major airlines and transportation unions last week announced their opposition to legislation that would impose credit card routing restrictions, which ICBA...

Sep 25, 2023
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Article
Credit Cards Payments

Mid-year Checkpoint on Digital Payments Transformation

With over half of 2023 now firmly in the rearview mirror, we’re hoping community banks have put our digital payments transformation resources to good use—leveraging our whitepaper and...

Sep 25, 2023
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Article
Payments

ICBA opposing latest effort to advance credit card routing bill

ICBA continues calling on community bankers to urge their senators to oppose legislation that would impose credit card routing restrictions amid renewed efforts to attach it to government funding...

Sep 22, 2023
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Article
Credit Cards Payments

ICBA ThinkTECH Solutions Forum Spotlights Faster Payments Offerings for Community Banks

ICBA hosted its first ThinkTECH Solutions Forum yesterday. This forum, which was designed to foster industry collaboration in support of community bank adoption of faster payments, is the first of...

Sep 15, 2023
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Article
Payments Technology Fintech Innovation

Financial Services Industry Opposes Effort by Senators Durbin & Marshall to Force Credit Card Routing Mandates into Military Construction, Veterans Affairs Funding Bill

Today, 11 trade associations representing virtually all banks and credit unions released a joint statement opposing the effort by Sen. Dick Durbin (D-IL) and Roger Marshall (R-KS) to attach credit...

Sep 15, 2023
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Article
Payments

ICBA Commends House Committee Passage of Bill Barring Creation of U.S. Central Bank Digital Currency

The Independent Community Bankers of America (ICBA) today commended the House Financial Services Committee for passing ICBA-advocated legislation to restrict the ability of the federal government...

Sep 20, 2023
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Article
Digital Assets Payments

ICBA, groups oppose effort to slip credit card bill into military funding package

ICBA and other groups expressed united opposition to efforts by Sens. Roger Marshall (R-Kan.) and Richard Durbin (D-Ill.) to attach their ICBA-opposed credit card routing bill to a must-pass...

Sep 18, 2023
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Article
Credit Cards Payments

Senator renews push to advance ICBA-opposed credit card routing bill

ICBA is calling on community bankers to voice strong opposition to renewed efforts by Sen. Roger Marshall (R-Kan.) to force Senate consideration of legislation to advance credit card routing...

Sep 15, 2023
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Article
Payments

Swift says its cross-border payments already meet G20 target

The Swift financial transactions and payments network said 89% of cross-border payments are processed over its network in less than an hour, placing its transaction speed ahead of the G20’s...

Aug 23, 2023
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Article
Payments

Fed hosting FedNow town hall this month

The Federal Reserve said it is hosting a town hall meeting this month on the FedNow Service.

Aug 11, 2023
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Article
Payments Faster Payments

N.Y. Fed says digital ledgers feasible for global payments

The Federal Reserve Bank of New York Innovation Center released reports on its research into an interoperable network for wholesale payments using a distributed ledger shared by multiple entities.

Jul 07, 2023
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Article
Payments

ICBA urging grassroots outreach on credit card routing bill

ICBA is calling on community bankers to urge their members of Congress to oppose legislation to impose routing mandates on credit card transactions.

Jun 27, 2023
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Article
Credit Cards Payments

FDIC revises guidance on re-presentment fees following ICBA outreach

The FDIC updated its supervisory guidance on multiple re-presentment nonsufficient funds fees to clarify that it will not ask institutions to conduct a lookback review absent a likelihood of...

Jun 20, 2023
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Article
Compliance Payments

Instant Payments and Digital Transformation Go Hand in Hand

At ICBA Bancard, we continue to arm bankers with information and resources to support their instant payments and digital transformation (icba.org/digital-transformation) journeys.

Jun 13, 2023
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Article
Payments Instant Payments

Entering the Era of Instant Payments

On March 15 during the final general session at ICBA LIVE, the Federal Reserve announced that it will launch its much-anticipated FedNow Service in July. With instant payments already a central...

Jun 13, 2023
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Article
Payments Instant Payments

Answering the most common FedNow-related questions

For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.

Jun 13, 2023
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Article
Payments Instant Payments

Credit-Push Fraud: Recognizing the Signs

If you feel like it’s hard to stay on top of payments fraud trends these days, you would not be alone. The introduction of any new payment instrument opens the opportunity for criminals to dupe the...

Jun 13, 2023
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Article
Payments

Chairman's Column: Flipping the Switch - It's Time to Receive Instant Payments

For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.

Jun 13, 2023
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Article
Payments Instant Payments

ICBA, groups urge Congress to oppose credit card routing mandates

ICBA and other groups called on congressional leaders to oppose newly reintroduced legislation to impose routing mandates on credit card transactions.

Jun 12, 2023
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Article
Credit Cards Payments