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ICBA Statement Following Supreme Court Ruling on CFPB Funding Structure

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Supreme Court ruling on the constitutionality of the Consumer...

May 16, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB: Reg E wire transfer exemption doesn’t apply to online transactions

The Consumer Financial Protection Bureau argued in a court filing that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E, even though the law exempts...

May 30, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance Fraud

CFPB plans to extend 1071 compliance deadline following court ruling

The Consumer Financial Protection Bureau said it plans to extend the compliance deadline on its 1071 small-business data collection and reporting rule following a Supreme Court ruling that ended a...

May 20, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

CFPB seeks input for rulemaking on domestic violence, elder abuse

The Consumer Financial Protection Bureau launched a rulemaking to address the effects of inaccurate credit reporting affecting survivors of domestic violence, elder abuse, and other forms of...

Dec 10, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA: CFPB’s 1071 rule exceeds its authority

The Consumer Financial Protection Bureau’s 1071 small-business rule exceeds the agency’s statutory authority and is arbitrary and capricious, ICBA said in a new court filing.

Dec 05, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB finalizes rule on oversight of digital payment apps

The Consumer Financial Protection Bureau finalized a rule to supervise the largest nonbank companies offering digital funds transfer and payment wallet apps.

Nov 22, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB proposes rule on consumer reporting

The Consumer Financial Protection Bureau issued a notice of proposed rulemaking related to consumer reporting and the requirements of the Fair Credit Reporting Act.

Dec 04, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA Statement on Today’s CFPB Advisory Opinion

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s guidance from the Consumer Financial Protection Bureau.

Oct 11, 2023
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urges FinCEN to modify proposed beneficial owner reporting form

ICBA called on the Financial Crimes Enforcement Network to modify its proposed form for collecting beneficial ownership information from reporting companies.

Mar 22, 2023
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Article
Technology Financial Crimes Enforcement Network (FinCEN)

FinCEN planning pilot program on beneficial ownership info access

The Financial Crimes Enforcement Network has received more than 1.7 million filings on beneficial ownership information since it began accepting reports from reporting companies at the beginning of...

May 07, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

FinCEN says it will only enforce willful beneficial ownership violations

Small-business owners doing their best to comply with beneficial ownership requirements should not lose sleep over the new reporting requirements, Financial Crimes Enforcement Network Deputy...

Aug 16, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

FinCEN underestimates beneficial ownership collection burden: ICBA

The Financial Crimes Enforcement Network’s estimated burden of complying with its final rule on accessing beneficial ownership information does not accurately reflect the demands of collecting this...

Apr 03, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA: FinCEN underestimates suspicious activity reporting burden

The Financial Crimes Enforcement Network underestimates the amount of time and resources community banks dedicate to reporting suspicious activity, ICBA told the agency.

Jul 03, 2024
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Article
Compliance Financial Crimes Enforcement Network (FinCEN)

FinCEN updates beneficial ownership FAQs

The Financial Crimes Enforcement Network updated its beneficial ownership information frequently asked questions to include responses to questions about entities that have ceased to exist.

Jul 09, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA supports bill to coordinate FinCEN rulemakings

ICBA today is calling on Congress to advance legislation to coordinate and strengthen recent Financial Crimes Enforcement Network anti-money laundering rulemakings.

Feb 14, 2024
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Article
Financial Crimes Enforcement Network (FinCEN) Fintech Regulation

Beneficial ownership reports to FinCEN top 100K: Yellen

The Financial Crimes Enforcement Network has received more than 100,000 filings on beneficial ownership information since it began accepting reports last week, Treasury Secretary Janet Yellen said.

Jan 09, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

FinCEN renewing Currency Transaction Report control numbers

The Financial Crimes Enforcement Network published a 60-day notice to renew the Office of Management and Budget control numbers assigned to Currency Transaction Reports.

Feb 06, 2024
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Article
Compliance Financial Crimes Enforcement Network (FinCEN)

FinCEN proposes BSA standards for investment advisers

The Financial Crimes Enforcement Network issued a proposed rule to add investment advisers to the list of businesses classified as “financial institutions” under the Bank Secrecy Act.

Feb 14, 2024
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Financial Crimes Enforcement Network (FinCEN)

FinCEN reports on Identity-Related Suspicious Activity

The Financial Crimes Enforcement Network said 42% of the Bank Secrecy Act reports filed in 2021 related to identity, indicating $212 billion in identity-related exploitations through various schemes.

Jan 10, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

FinCEN now accepting beneficial ownership reports

The Financial Crimes Enforcement Network began accepting beneficial ownership information reports.

Jan 02, 2024
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Article
Compliance Financial Crimes Enforcement Network (FinCEN)