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ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters Deposit Insurance Small Business Data Collection (1071)

New ICBA Analysis: Sharp Decreases in Small-Business, Mortgage Lending Follow Taxpayer-Subsidized Credit Union Acquisitions of Community Banks

ICBA released the results of a new data analysis demonstrating that the growth of credit unions acquiring tax-paying community banks is harming small businesses and local communities while...

Sep 09, 2025
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Article
Credit Unions

ICBA: FinCEN should fix BSA thresholds, BOI collection

ICBA said community bankers strongly support the role of the Financial Crimes Enforcement Network while recommending updates to beneficial ownership information collection and Bank Secrecy Act...

Sep 09, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

Treasury sanctions networks targeting Americans with cyber scams

The Treasury Department sanctioned a large network of scam centers across Southeast Asia that steal billions of dollars from Americans.

Sep 09, 2025
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Article

FinCEN issues guidance on cross-border information sharing

The Financial Crimes Enforcement Network issued guidance to encourage and promote appropriate, voluntary cross-border sharing of information between and among financial institutions, including...

Sep 08, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA Welcomes BankTech Ventures As Latest ThinkTECH Sponsor To Support Community Banking Innovation

ICBA announced today BankTech Ventures, a leading strategic investment fund focused on financial technology companies serving community banks, is the newest sponsor for ICBA’s acclaimed ThinkTECH...

Sep 15, 2025
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Article

Compliance question on SAFE Act requirements

The ICBA Compliance Center Question of the Week page features a new Q&A on SAFE Act education requirements for loan originators.

Sep 15, 2025
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Article
Regulation G - Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

OCC, FDIC heads discuss plans for community bank relief

OCC and FDIC leaders said they plan to focus on improving the regulatory framework for community banks, including making changes to the community bank leverage ratio.

Sep 12, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC)

ICBA meets with Treasury, FHFA on ending GSE conservatorship

Senior ICBA staff this week participated in two meetings with federal officials related to getting the government-sponsored enterprises, Fannie Mae and Freddie Mac, out of conservatorship.

Sep 11, 2025
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Article

ICBA releases data showing credit union acquisitions harm communities

ICBA released the results of a new data analysis demonstrating that credit union acquisitions of community banks are harming small businesses and local communities.

Sep 10, 2025
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Article
Credit Unions

ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters

New op-ed from ICBA leadership banker Ken Hale: Local communities stand to lose millions in local tax revenue

The latest op-ed from ICBA leadership community banker Ken Hale on the negative impact of the credit union tax exemption details the direct impact that credit unions purchasing banks in Louisiana...

Sep 10, 2025
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Article
Credit Unions

OCC clarifies policy on politicized or unlawful debanking

The OCC issued two bulletins clarifying its policies on politicized or unlawful debanking in accordance with last month’s executive order on ensuring fair banking for all Americans.

Sep 09, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA-supported bill restricting mortgage ‘trigger leads’ signed into law

President Donald Trump signed into law the bipartisan Homebuyers Privacy Protection Act, ICBA-supported legislation that will help protect the financial privacy of mortgage applicants.

Sep 08, 2025
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Article
Mortgage Lending Federal Housing Finance Agency

ICBA, other groups call on Congress to renew cybersecurity law

ICBA and other groups called on Congress to extend the Cybersecurity Information Sharing Act before its Sept. 30 expiration date, saying that failure to do so would impede public-private sector...

Sep 05, 2025
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Article
Cybersecurity

CISA, partners release software guidance

The Cybersecurity and Infrastructure Security Agency, National Security Agency, and 19 international partners released a software bill of materials for cybersecurity.

Sep 04, 2025
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Article
Cybersecurity

CFPB confirms plan to issue new rule on 1071

The Consumer Financial Protection Bureau reiterated that the agency’s new leadership has directed staff to initiate a new Section 1071 rulemaking.

Sep 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

SEC forms cross-border task force to combat fraud

The Securities and Exchange Commission announced the formation of a task force that it said will strengthen and enhance efforts to identify and combat cross-border fraud harming U.S. investors.

Sep 08, 2025
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Article
Fraud

ICBA Applauds Signing of Law to Restrict Mortgage ‘Trigger Leads’

The Independent Community Bankers of America (ICBA) today applauded President Trump for signing into law the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), which will help protect the...

Sep 05, 2025
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Article
Congressional Matters Mortgage Rules

House panel passes ICBA-supported cybersecurity bill

The House Homeland Security Committee unanimously passed the Widespread Information Management for the Welfare of Infrastructure and Government Act, ICBA-supported legislation that aims to...

Sep 04, 2025
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Article
Congressional Matters Cybersecurity