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Yield enhancer, or gimmick?
Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.
Why Your Community Bank Needs a Disaster Recovery Plan
Natural disasters can be personally and economically devastating to local communities, and it’s important that community banks are prepared to help both themselves and the people they serve.
Combating Fraud: One Attack at a Time
The numbers don’t lie: fraud losses are on the rise, with 61% of financial organizations reporting direct losses of over $500,000 in a 12-month period. In addition, 52% of mid-market organizations...
Vigilante justice?
While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness...
5 Beneficial Money Habits you Can Put into Practice Right Now
5 Beneficial Money Habits you Can Put into Practice Right Now When it comes to saving, investing, or getting your finances in order, the process can often feel daunting. Here are some tips to help...
The 411 for First Time Home Buyers
Venturing into the housing market, especially for the first time, can be intimidating and difficult to navigate without a financial expert in your corner.
Business banking: How to switch to a community bank
Business banking: How to switch to a community bank Changing who your business banks with might sound overwhelming, especially if you’ve been with your current bank for a long time. But community...
WSJ: Community banks came through for businesses
WSJ: Community banks came through for businesses When big banks left small businesses hung out to dry in a pandemic, the Wall Street Journal reports that many community banks came through with...
Learn why these entrepreneurs put their trust in community banks
Learn why these entrepreneurs put their trust in community banks Small business owners share their stories of how community banks stuck by their side and helped their businesses navigate uncertain...
Community Banker Q&A: Consumer Expectations
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers commonly asked consumer questions in a new Q&A series. In this video Rebeca shares more about what...
Community Banker Q&A: The FDIC
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers commonly asked consumer questions in a new Q&A series. In this video Rebeca shares more about FDIC...
Three Ways Receive-Only Instant Payments Meet Customer Needs
The countdown is on. FedNow goes live in just a few months, and its looming launch creates a sense of urgency around the execution of instant payments.
Three Reasons to Bank Locally with a Community Bank
Three Reasons to Bank Locally with a Community Bank The COVID-19 pandemic has created a new type of consumer—one increasingly focused on essential products and online shopping. Interestingly, there...
ICBA’s 2021 National Community Bank Service Award winners
ICBA’s 2021 National Community Bank Service Award winners ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are...
Community Banker Q&A: Interest Rates
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers consumer questions in a new Q&A series.In this video Rebeca shares more about what impact interest rates...
How to Switch your Business to a Community Bank
The idea of switching banks can be daunting, especially if you’ve been with your current bank since you started your business. Luckily, community banks make it easy for small business customers to...
The Cost of Raising a Family
Dreaming about what life will look like with a little one — or a few kiddos — is filled with anticipation, wonder, excitement and a healthy dose of uncertainty. One aspect of life that’s certain to...
Home Mortgage Lending: Housing Affordability Mindset and Relationship-Focused Service Set Community Banks Apart
As interest rates and property asking prices continue to rise, it’s becoming increasingly difficult for young adults and growing families to afford a home. Recently, the average interest rate for a...
Community Banker Q&A: Unrealized Losses
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers consumer questions in a new Q&A series. In this video Rebeca shares more about what unrealized losses are...
Community Banker Q&A: How Banks Make Money
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers commonly asked consumer questions in a new Q&A series. In this video Rebeca shares more about how a bank...