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ICBA opposes Ripple’s application for a national trust bank charter

ICBA expressed opposition to blockchain tech company Ripple’s application for a national trust bank charter for its proposed subsidiary, Ripple National Trust Bank.

Aug 06, 2025
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Article
Office of the Comptroller of Currency (OCC)

Judge rules Fed’s cap on debit card swipe fees is illegal

A federal judge ruled that the Federal Reserve’s cap on debit card swipe fees is illegal.

Aug 08, 2025
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Article
Debit Cards

ICBA Statement on Executive Order on Ensuring Access to Fair Banking

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s executive order from President Donald Trump on ensuring fair banking...

Aug 07, 2025
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Article

Independent Banker showcases community bank milestones

The latest Independent Banker magazine highlights ICBA member banks celebrating 100, 125, 150, 175, and even 200 years in service.

Aug 07, 2025
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Article

Independent Banker shares how to get more out of tech spending

To help community banks save money, time and frustration, the latest Independent Banker magazine shares what to look out for when assessing a tech budget.

Aug 05, 2025
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Article

ICBA-advocated bill restricting mortgage ‘trigger leads’ passes Senate, heads to president’s desk

The Senate passed ICBA-advocated legislation restricting credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.

Aug 04, 2025
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Article
Congressional Matters

Personal income, spending increase in June

Personal income and spending each increased 0.3% in June, the Commerce Department reported. From the same month one year ago, the PCE price index increased 2.6%.

Aug 01, 2025
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Article

2025 Summer Internship Diaries - Vol. 4

We've officially completed our nine weeks at ICBA this summer! From learning and laughing together, whether in the office or on team calls, it is safe to say that this summer was full of valuable...

Aug 05, 2025
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Article

American Banker: Credit unions are buying more banks

A new article says credit unions are indeed announcing more and more bank acquisitions, sometimes thousands of miles away.

Aug 05, 2025
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Article
Credit Unions

Farm Credit lender sues business for failed nonfarm loan

A Farm Credit System lender is suing a Tennessee distillery after the enterprise’s nonfarm commercial loan to the business has gone south, according to a local media report.

Aug 05, 2025
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Article
Farm Credit System (FCS)

Registration opens for ICBA LIVE 2026

Registration is now open for ICBA LIVE 2026, the world’s largest gathering of community bankers.

Aug 04, 2025
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Article

American Banker reports on growing credit union concerns

A new article features growing concerns that the nation’s largest credit unions are increasingly behaving more like profit-driven banks with a tax advantage than mission-centric nonprofits.

Aug 04, 2025
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Article
Credit Unions

ICBA offers new GENIUS Act summary, webinar

ICBA published a new summary of the GENIUS Act for ICBA members and next week is scheduled to host a complimentary community bank briefing on the act and other digital asset policy developments.

Jul 31, 2025
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Article
Digital Assets

Fed joins other agencies allowing alternative collection of Tax Identification Numbers

The Federal Reserve announced it joined other banking agencies and the Financial Crimes Enforcement Network in permitting banks to obtain a Tax Identification Number from a third party rather than...

Aug 01, 2025
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Article
Federal Reserve

ICBA asks for regulatory relief on Debit Card Issuer Interchange survey

ICBA urged the Federal Reserve to provide regulatory relief on the Debit Card Issuer Interchange survey, which is used to implement Regulation II debit card interchange standards.

Jul 30, 2025
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Article
Federal Reserve

ICBA Urges FDIC to Reject Nissan’s Application to Form Industrial Loan Company

The Independent Community Bankers of America (ICBA) today expressed strong opposition to Nissan’s application to form a financial institution that receives federal deposit insurance while avoiding...

Jul 28, 2025
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Article
Deposit Insurance

ICBA opposes Circle’s application for a national trust bank charter

ICBA said it strongly opposes Circle’s application for a national trust bank charter for its proposed subsidiary, First National Currency Bank, N.A.

Jul 31, 2025
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Article
Office of the Comptroller of Currency (OCC)

White House releases digital asset recommendations

President Donald Trump’s Working Group on Digital Asset Markets released recommendations for digital financial technology.

Jul 31, 2025
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Article
Digital Assets

Complimentary ICBA briefing on GENIUS Act next week

ICBA is scheduled to host a complimentary community bank briefing on the GENIUS Act at 1 p.m. (Eastern time) next Thursday, Aug. 7.

Jul 30, 2025
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Article

Correcting the Record on Safe Data Sharing

The Bank Policy Institute, the American Bankers Association, America’s Credit Unions, Consumer Bankers Association and ICBA issued a statement in response to a letter from fintech and retail...

Jul 28, 2025
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Article
Data Security/Fraud