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Richwood Bank Cultivates Community with Each Cup

Richwood Bank brews up both coffee and funding for the community through its one-of-a-kind bank-owned coffee chain. Here’s how it worked with the Fed to make it happen.

Aug 12, 2024
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Article

Powering Potential: Special Assessment Success Sparks Membership Momentum

ICBA’s success in achieving a community bank exemption from the FDIC’s special assessment leads to expanded membership.

Aug 22, 2024
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Article

7 Steps to a Successful Regulatory Audit

Preparation is key to passing a regulatory exam with flying colors. These tips for the stages before, during and after an audit will ensure your bank and management impress regulators.

Aug 21, 2024
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Article
Growing the Community

Lindsay LaNore: 7 Essentials for Your Leadership Backpack

It’s August, and for many, it’s time to get back to school. Supply lists are on their way, reminding us to get organized for the coming year.

Aug 14, 2024
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Article

A Compelling Employee Perk: Education Benefits

Investing in employees’ professional growth has proven to contribute to their success and retention rates. What steps can banks and their leadership take to help employees along their career paths?

Aug 13, 2024
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Article

Lucas White: Getting Comfortable With Fintechs

When I first got involved with ICBA’s ThinkTECH Accelerator, I must admit that I believed fintechs were scary.

Aug 09, 2024
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Article
Advocacy

Powering Potential: Fuel Your Team's Career Growth

ICBA Education’s Professional Development Planner provides clear direction for community banks aiming to support the career growth of their staff.

Aug 06, 2024
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Article

Out of Office: Rich Ohnmacht

The executive vice president and chief commercial banking officer of $425 million‑asset Woodsboro Bank in Woodsboro, Md., shares his passion for the saxophone and what keeps him playing.

Aug 06, 2024
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Article

Charles Potts: Making the Case for Responsible Innovation

The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.

Aug 06, 2024
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Article
Advocacy

Ron Haynie & Tim Roy: Deciphering FHFA's Credit Score Transition

The FHFA continues to transition away from FICO, leaving lenders wondering about the potential impact it may have on the industry. Here’s what we know so far.

Aug 02, 2024
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Article
Advocacy

How To Assess Your Community Bank's Physical Security Risk

Evaluate your community bank’s zones, employees and strategies to ensure your physical security is strong enough to dissuade criminals.

Aug 06, 2024
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Article
Compliance

Tioga State Bank Celebrates 160 Years

It’s an extraordinary achievement when any institution surpasses 100 years of service, much less 150 years. But this year, Tioga State Bank, N.A., has gone beyond even that impressive milestone.

Aug 06, 2024
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Article

Certification Q&A: Guadalupe Arroyo

Guadalupe Arroyo has found her passion in financial auditing as senior auditor and assistant vice president of Western State Bank in Garden City, Kan.

Aug 06, 2024
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Article

3 Ways Banks Can Increase Deposits Amid Slow Loan Demand

Maximize your SMB's financial potential amidst tough market conditions! Unlock three powerful strategies to help you increase SMB deposits and turn challenges into opportunities.

Aug 05, 2024
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Article
Lending

Lindsay LaNore: Practical Tips for Knowledge Transfer

When community bankers with decades of experience retire, they take with them a precious commodity: their knowledge. But it doesn’t have to be that way.

Jul 12, 2024
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Article
Advocacy

Managing Liquidity in an Uncertain Rate Environment

With elevated customer demand for safe cash investments banks are strategizing carefully to maintain competitiveness while minimizing risk exposure when it comes to savings rates.

Aug 01, 2024
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Article
Growing the Community

Customers Bank's Dynamic AI Strategy

In response to the growing prominence of artificial intelligence in everyday bank operations, Customers Bank has embraced generative AI and developed an internal training program.

Jul 15, 2024
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Article

The Importance of Change Management at Community Banks

As new technology and solutions ebb and flow, community bankers have to manage the change that comes with them. While change can be hard, offering a hand and lending an ear can ease the transition.

Jul 04, 2024
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Article
Growing the Community

Lucas White: Showing Pride In Independence

Throughout his banking career, my dad had a standard saying that became a regular refrain: “If you need a quick answer, it’s no.”

Jul 09, 2024
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Article
Advocacy

Kianga Lee and Michael Emancipator: MDI and CDFI Designations Elevate Community Banks' Influence

A Treasury Department report shows the positive effect minority depository institutions and community development financial institutions have on their served markets.

Jul 02, 2024
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Article
Advocacy