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What Innovative Advantage Does Cloud Lending Give Community Banks?
Community banks are using cloud technology to improve efficiency and enhance customer convenience. See how cloud lending is transforming operations for banks and borrowers alike.
ICBA asks court to reverse decision on debit card interchange fee case
ICBA asks court to reverse decision on debit card interchange fee case ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s decision holding...
ICBA opposes Trump call to cap credit card rates at 10%
ICBA opposes Trump call to cap credit card rates at 10% ICBA and other groups expressed opposition to President Donald Trump’s call for a temporary 10% cap on credit card interest rates. Trump...
Romero Rainey urges stablecoin outreach ahead of markup this week
Romero Rainey urges stablecoin outreach ahead of markup this week With the Senate Banking Committee negotiating digital asset market structure legislation ahead of a markup set for this week, ICBA...
Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses
Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses Washington, D.C. (Jan. 13, 2026) — Following the Administration’s comments in support for the...
ICBA urges market structure grassroots, pushes back on credit card proposals
ICBA urges market structure grassroots, pushes back on credit card proposals ICBA President and CEO Rebeca Romero Rainey urged community bankers to continue contacting their members of Congress on...
ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud
ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud Washington, D.C. (Feb. 28, 2013)—While payments fraud continues to rise, community banks are using technological solutions and...
Nacha ACH modernization rules effective next month
Nacha ACH modernization rules effective next month Nacha “Meaningful Modernization” changes to improve and simplify the ACH user experience are scheduled to take effect next month. Nacha...
ACH Network sees volume and value increases in 2025, Q4
ACH Network sees volume and value increases in 2025, Q4 The ACH Network showed gains in Same Day and standard ACH during 2025 and the fourth quarter, according to Nacha. Highlights: Full-year ACH...
Same Day ACH volume increased 88%, passes 1 billion mark
Same Day ACH volume increased 88%, passes 1 billion mark ACH Network volume soared in the first quarter—increasing by 11.2 percent to 7.1 billion payments in compared to the first quarter of 2020...
ACH Network volume rises 6.1% in Q4
ACH Network volume rises 6.1% in Q4 ACH Network volume increased 6.1% in the fourth quarter of 2021 from a year earlier, Nacha reported. ACH Network volume increased 6.1% in the fourth quarter of...
FinCEN proposes virtual currency recordkeeping rules
FinCEN proposes virtual currency recordkeeping rules The Financial Crimes Enforcement Network issued a proposed rule to increase transparency of certain transactions involving convertible virtual...
ICBA Applauds House Financial Services Committee for Advancing Pro-Community Bank 1071, De Novo, Anti-CBDC Bills
The Independent Community Bankers of America (ICBA) commended the House Financial Services Committee for advancing three ICBA-advocated bills to support community banks and the local communities...
How to Get Ready for the FedNow Service
The Federal Reserve’s FedNowSM Service is launching in July 2023. Find tips and resources in this article that can support you on your way to instant payments.
A community bank-fueled payments rail
A secure, open-loop, cost-saving, customer-accessible, multiplatform P2P payments network might sound too good to be true, but community bank consortium Alloy Labs Alliance hopes to achieve just...
How to build a successful payments strategy
Customer expectations and fierce competition—it’s never been more important to think strategically about your payments offering.
G20 meetings to cover digital assets, cross-border payments, and fraud/scams
G20 meetings to cover digital assets, cross-border payments, and fraud/scams The Treasury Department announced the G20 Finance Track meetings for 2026, which include an emphasis on digital assets,...
Strategy and Education
Strategy and Education Home Latest In Payments Strategy and Education Back Strong payments strategy spans all types of projects and initiatives, from program marketing to the latest trends like...