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Fed cuts rates by 25 basis points

The Federal Open Market Committee voted to cut target interest rates by 25 basis points due to an easing labor market and inflation moving toward its 2% goal.

Dec 19, 2024
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Article
Federal Reserve

CFPB targets credit card reward programs

The Consumer Financial Protection Bureau issued a circular warning that some credit card companies operating rewards programs may be breaking the law.

Dec 19, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA applauds farm aid package, farm bill extension

ICBA applauded the initial inclusion of a farm bill extension and a $10 billion farm aid package in the year-end continuing resolution before Congress.

Dec 18, 2024
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Article
Farm Bill

ICBA-advocated trigger leads bill passes Senate

ICBA-advocated legislation that would protect the financial privacy of mortgage applicants passed the Senate by unanimous consent.

Dec 18, 2024
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Article
Congressional Matters

Romero Rainey: Credit unions should pay taxes—period

Credit unions should pay taxes, as The Wall Street Journal rightly pointed out in a recent editorial, ICBA President and CEO Rebeca Romero Rainey said in a LinkedIn post.

Dec 18, 2024
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Article
Credit Unions

ICBA Applauds CR Farm Aid Package, Farm Bill Extension

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement applauding the initial inclusion of a farm bill extension and a $10...

Dec 17, 2024
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Article
Congressional Matters Agriculture Farm Bill

OCC: Commercial credit risk stabilizing

The OCC reported that the federal banking system remains sound but said it expects banks to remain diligent and adhere to prudent risk management practices across all risk areas.

Dec 17, 2024
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Article
Office of the Comptroller of Currency (OCC)

ICBA to Congress: Pass Farm Bill Extension and Farm Aid Before Adjournment

ICBA President and CEO Rebeca Romero Rainey today issued the following statement urging Congress to pass a farm bill extension and a farm aid package in addition to assisting citizens recovering...

Dec 16, 2024
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Article
Agriculture Farm Bill

ICBA: New ACH proposals are burdensome, risky

ICBA said it opposes the addition of a fourth daily same-day Automated Clearing House processing window because it would be burdensome for community banks by adding late-day operational stress,...

Dec 17, 2024
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Article
Automated Clearing House (ACH)

ICBA announces ThinkTECH Accelerator Cohort

ICBA announced the selected companies for its eighth ICBA ThinkTECH Accelerator Program (AP8). The solutions represent vendor management, check fraud prevention, integration, digital banking for...

Dec 16, 2024
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Article

FCC eliminates use of Weiss ratings as standard for banks

The Federal Communications Commission eliminated the use of the Weiss ratings as the standard for U.S. banks to be considered “acceptable to FCC” for purposes of issuing qualifying program letters...

Dec 16, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

Report: Most fraud complaints involve crypto

Most fraud-related complaints involve fraudulent crypto investments initiated through social media contacts that later develop into relationship confidence scams, according to the Securities and...

Dec 13, 2024
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Article
Digital Assets

ICBA tells Fed to improve discount window, protect FHLBs

The Federal Reserve should embrace technology to improve its discount window and preserve the role of the Federal Home Loan Banks in providing liquidity, ICBA told the agency.

Dec 11, 2024
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Article
Federal Reserve

ICBA’s Romero Rainey, Merski recognized as top lobbyists

ICBA President and CEO Rebeca Romero Rainey and Group Executive Vice President of Congressional Relations and Strategy Paul Merski were featured on The Hill’s 2024 list of the nation’s top lobbyists.

Dec 09, 2024
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Article

Report: Gaps in cross-border payment regulation open the door for fraud

Inconsistencies in regulations on cross-border payments create opportunities for fraud, money laundering, terrorist financing, and other illicit financial activities, according to the Financial...

Dec 16, 2024
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Article
Fraud

ICBA ThinkTECH Accelerator Cohort Revealed

The Independent Community Bankers of America® (ICBA) today announced the selected companies for its eighth ICBA ThinkTECH Accelerator program (AP8).

Dec 16, 2024
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Article

CFPB issues final rule capping overdraft fees

The Consumer Financial Protection Bureau issued a final rule on overdraft services that will cap fees at banks and credit unions with more than $10 billion in assets.

Dec 13, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Community bank net income rises in Q3

Community bank net income rose 6.7% in the third quarter on higher net interest income and was up 3.9% from a year ago, according to the FDIC’s latest Quarterly Banking Profile.

Dec 13, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA Strongly Opposes CFPB Overdraft Rule

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement on the Consumer Financial Protection Bureau’s final rule on overdraft...

Dec 12, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

ICBA remembers Past Chairman Bill McQuillan

ICBA Past Chairman William "Bill" Leo McQuillan died in Lakewood, Colo., on Dec. 4 at the age of 76. The former president and CEO of City National Bank in Greeley, Neb., served as ICBA chairman in...

Dec 12, 2024
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Article
Bank Director/Board Member