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Hsu: OCC has concluded fintech charter review

Hsu: OCC has concluded fintech charter review The OCC has concluded its review of bank charter applications and crypto-related interpretative letters and will be communicating its findings in the...

Nov 04, 2021
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Article
Digital Assets Technology

ICBA to OCC: Take moderate approach to CRA rescission

ICBA to OCC: Take moderate approach to CRA rescission ICBA advocated a moderate approach to the OCC’s rescission of its 2020 Community Reinvestment Act final rule and reinstatement of the 1995...

Nov 01, 2021
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Article
Community Reinvestment Act (CRA)

IRS: Update income in Child Tax Credit portal

IRS: Update income in Child Tax Credit portal The IRS today is launching a new feature allowing any family receiving monthly Child Tax Credit payments to update their income using the Child Tax...

Nov 01, 2021
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Article
Taxes & Budget

SBA: $44.8B in 2021 lending through signature programs

SBA: $44.8B in 2021 lending through signature programs The SBA said its 7(a) and 504 loan programs supported more than 61,000 traditional loans worth $44.8 billion in fiscal 2021. The lending...

Nov 01, 2021
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Article
Lending

ICBA opposes reconciliation package tax hikes

ICBA opposes reconciliation package tax hikes ICBA expressed strong opposition to certain tax provisions policymakers are considering as part of the Build Back Better reconciliation package. ICBA...

Oct 29, 2021
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Article
Taxes & Budget

ICBA to Congress: Extend Data Security Standards to Retailers, Tech Firms

ICBA to Congress: Extend Data Security Standards to Retailers, Tech Firms ICBA today called on Congress to extend Gramm-Leach-Bliley Act data security standards to retailers, technology companies,...

Nov 03, 2021
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Article
Cybersecurity

ICBA testifying today on cyber, data security

ICBA testifying today on cyber, data security ICBA is scheduled to testify at today’s House Financial Services Subcommittee on Consumer Protection and Financial Institutions hearing on cyber and...

Nov 03, 2021
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Article
Cybersecurity Technology

Blog: PPP data show community bank lending urgency

Blog: PPP data show community bank lending urgency A new ICBA blog post explores data showing the urgency of community banks’ Paycheck Protection Program response to help save small businesses in...

Nov 03, 2021
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Article
Advocacy Crisis Preparedness

Regulators recommend bank-like rules for stablecoins

Regulators recommend bank-like rules for stablecoins The President’s Working Group on Financial Markets issued a long-awaited report spotlighting regulatory gaps in overseeing stablecoins and...

Nov 02, 2021
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Article
Digital Assets Technology

ICBA testifying tomorrow on cyber, data security

ICBA testifying tomorrow on cyber, data security ICBA is scheduled to testify tomorrow on cyber and data security issues before the House Financial Services Committee’s Subcommittee on Consumer...

Nov 02, 2021
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Article
Cybersecurity Technology

ICBA Statement on President’s Working Group Stablecoin Report ​

ICBA Statement on President’s Working Group Stablecoin Report ​ Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the President’s...

Nov 02, 2021
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Article
Digital Assets

CFPB issues debt collection guidance

CFPB issues debt collection guidance The Consumer Financial Protection Bureau released several guidance documents to help providers prepare for two debt collection final rules taking effect Nov....

Nov 01, 2021
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Article
Compliance

ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management

ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management The Independent Community Bankers of America today announced it has expanded its Wolters...

Nov 01, 2021
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Article

Grassroots push continues against reconciliation tax hikes

Grassroots push continues against reconciliation tax hikes With policymakers’ draft framework for the budget reconciliation bill featuring numerous tax increases, ICBA is calling on community...

Nov 01, 2021
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Article
Taxes & Budget

IRS plan excluded from budget framework — for now

IRS plan excluded from budget framework — for now A Biden administration draft framework for the next round of congressional reconciliation discussions leaves out the ICBA-opposed IRS reporting...

Oct 29, 2021
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Article
Taxes & Budget

FHFA proposes GSE capital disclosures

FHFA proposes GSE capital disclosures The Federal Housing Finance Agency proposed additional public disclosure requirements for Fannie Mae and Freddie Mac’s Enterprise Regulatory Capital Framework....

Oct 28, 2021
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Article
Housing Finance/GSEs

CFTC head makes push to be primary crypto regulator

CFTC head makes push to be primary crypto regulator The acting head of the Commodity Futures Trading Commission urged Congress to consider granting his agency the authority to be the primary...

Oct 28, 2021
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Article
Digital Assets Technology

ICBA, groups oppose grantor trust rule changes

ICBA, groups oppose grantor trust rule changes ICBA and other business groups urged Congress to reject proposed changes to grantor trust and valuation rules in the Build Back Better reconciliation...

Oct 29, 2021
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Article
Taxes & Budget

OCC issues revised TILA procedures

OCC issues revised TILA procedures The OCC issued revised interagency examination procedures and rescissions for the Truth in Lending Act The OCC issued revised interagency examination procedures...

Oct 29, 2021
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Article
Compliance

ICBA Statement on IRS Bank Reporting Proposal

ICBA Statement on IRS Bank Reporting Proposal ICBA and the nation’s community banks applaud the exclusion of the widely opposed IRS bank reporting proposal from today’s budget reconciliation...

Oct 28, 2021
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Article
Taxes & Budget