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New blog post spotlights post-pandemic payments trends

ICBA’s latest blog post explores three post-pandemic payments trends and what they mean for community banks.

Mar 30, 2022
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Article
Advocacy Crisis Preparedness Digital Assets

OCC issues computer incident notification points of contact

The OCC issued a bulletin with the designated points of contact banks must use to satisfy recently established interagency incident notification requirements, effective May 1.

Mar 30, 2022
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Article
Compliance

CFPB targets credit card late fees in ‘junk fee’ effort

The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”

Mar 30, 2022
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Article
Credit Cards

FDIC follows OCC with proposed large-bank climate principles

The FDIC requested public comment on draft principles that would provide a high-level framework for institutions over $100 billion in assets to manage exposures to climate-related financial risks.

Mar 31, 2022
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Article
Advocacy Risk

DeFi platform crypto hack might be largest ever

Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.

Mar 30, 2022
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Article
Cybersecurity Digital Assets

NY Fed analysis signals rise in student loan delinquencies

Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly...

Mar 24, 2022
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Article

“PAVE” report outlines pathway to homeownership equity

The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.

Mar 24, 2022
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Article
Mortgage Lending

Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments

The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112...

Mar 23, 2022
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Article
Small Business Administration

Nation’s Community Bankers Meet in Washington for ICBA Capital Summit

ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.

Mar 24, 2022
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Article

OCC reports mortgage performance improvement

The OCC said the performance of first-lien mortgages in the federal banking system improved during the fourth quarter of 2021.

Mar 23, 2022
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Article
Mortgage Rules Office of the Comptroller of Currency (OCC)

Cyber officials: Be on alert for Russian cyberattack

Federal cybersecurity officials called on U.S. critical infrastructure to be prepared to defend against a possible Russian state-sponsored cyberattack.

Mar 23, 2022
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Article
Data Breach Cybersecurity

ICBA and Community Banks Celebrate America’s Ag Community

ICBA and the nation’s community banks celebrate America’s local farmers, ranchers and agricultural enterprises during National Ag Day.

Mar 22, 2022
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Article
Agriculture

ICBA testifies on harm of SBA direct lending

ICBA told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its...

Mar 17, 2022
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Article
Lending Small Business Administration

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 17, 2022
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Article
Credit Unions

CISA stakeholder call on Russia-Ukraine conflict today

The Cybersecurity and Infrastructure Security Agency is hosting an unclassified stakeholder call today to address the U.S. homeland impact of the Russia-Ukraine conflict.

Mar 22, 2022
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Article
Cybersecurity

What interest rate hikes mean for community banks

With the Federal Reserve voting this week to raise target interest rates, a new ICBA blog post details what the move means for community banks and the communities they serve.

Mar 18, 2022
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Article
Federal Reserve

ICBA summary details executive order on digital assets

ICBA released a summary of President Joe Biden’s executive order on digital assets and what it means for the nation’s community banks.

Mar 18, 2022
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Article

FS-ISAC offers Russia-Ukraine cyber update

The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary report offers the latest on the Russo-Ukraine conflict, including a joint advisory on Russian...

Mar 18, 2022
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Article
Cybersecurity Technology

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 18, 2022
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Article
Credit Unions

ICBA Summary of President Biden’s Executive Order on Digital Assets

On March 9, 2022, President Joe Biden signed an executive order that outlines the administration’s strategy to address crypto asset risks, develop a framework to promote responsible innovation, and...

Mar 16, 2022
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Article
Digital Assets Technology