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Three Essential Strategies for a Winning Contact Center Culture

As the pandemic changed the way many customers do their banking, these emerging digital banking leaders took new guidelines and expectations in stride.

Oct 28, 2022
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Article

Blog: ICBA's reimagined ThinkTECH Accelerator to support year-round programming

The decision to bring the successful ThinkTECH Accelerator program in-house and introduce year-round programming was the natural progression in ICBA’s efforts to cultivate community bank-fintech...

Oct 28, 2022
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Article
Technology

ICBA Foundation Receives Pledges of More Than $200,000 for Community Banks and Employees Affected by Hurricane Ian

The Independent Community Bankers of America Foundation announced that the disaster relief program, activated with ICBA-affiliated Florida Bankers Association, has over $200,000 pledged to assist...

Nov 03, 2022
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Article
Crisis Preparedness

ICBA Urges FHFA, Banking Agencies to Align Capital Rules

ICBA today called on the Federal Housing Finance Agency and the federal banking regulators to align their capital rules to avoid penalizing community banks for supporting local communities during...

Nov 01, 2022
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Article
Mortgage Lending U.S. Department of Housing and Urban Development (FHA/HUD) Housing Finance/GSEs

CFPB kicks off personal financial data rights rulemaking

The CFPB issued a discussion guide which outlined options to strengthen consumers’ access to, and control over, their financial data as a first step before issuing a proposed data rights rule that...

Oct 28, 2022
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Article
Compliance

Court rules CFPB funding structure unconstitutional

A federal appeals court ruled that the Consumer Financial Protection Bureau's funding method is unconstitutional.

Oct 21, 2022
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Article
Compliance

ICBA Strongly Opposes FDIC Vote on Assessment Rates

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s FDIC board vote approving an ICBA-opposed proposal to dramatically...

Oct 18, 2022
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Article
Deposit Insurance Deposit Insurance

FDIC minority bank subcommittee meeting tomorrow

The FDIC Advisory Committee on Community Banking’s Minority Depository Institutions Subcommittee will convene at 1 p.m. (Eastern time) tomorrow, Oct. 25.

Oct 24, 2022
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Article
Minority Owned Depository Institutions (MDI)

ICBA pushback on FHFA capital standards rules makes headlines

ICBA’s joint letter urging the Federal Housing Finance Agency to align its capital standards with federal banking agencies was covered in PoliticoPro, American Banker, and Housing Wire.

Oct 24, 2022
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Article
Capital Federal Housing Finance Agency

CFPB directs credit bureaus to screen for nonsensical data in credit reports

The Consumer Financial Protection Bureau issued guidance directing consumer reporting companies to take necessary steps to detect and remove conflicting or nonsensical “junk data” from consumer...

Oct 21, 2022
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Article
Compliance

FDIC board meeting tomorrow on assessments, supervisory appeals

The FDIC scheduled a board meeting for tomorrow to vote on its ICBA-opposed proposals to dramatically increase deposit insurance assessments and to eliminate its Office of Supervisory Appeals.

Oct 17, 2022
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Article
Deposit Insurance Deposit Insurance

Interchange measure cut from defense bill, but threat remains

While a must-pass defense bill excludes ICBA-opposed legislation that would create new credit card routing mandates, ICBA continues urging community bankers to speak out against the proposed Durbin...

Oct 17, 2022
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Article
Interchange

ICBA Foundation continues seeking Hurricane Ian donations

The new ICBA Foundation Disaster Relief Program has raised more than $25,000 in its first 48 hours to help community bank employees affected by Hurricane Ian—but more donations are needed...

Oct 14, 2022
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Article
Community Bank Awareness Crisis Preparedness

ICBA, Affiliated State Associations Urge FHFA to Align Capital Rules with Banking Agencies

ICBA and its affiliated state associations along with other banking organizations today called on the FHFA to align its capital rules with those of the federal banking agencies to avoid penalizing...

Oct 18, 2022
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Article

Fed’s Waller ‘highly skeptical’ of U.S. CBDC

Federal Reserve Governor Christopher Waller laid out his opposition to a U.S. central bank digital currency, saying he is “highly skeptical” of the need for a digital dollar.

Oct 17, 2022
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Article
Digital Assets

CFPB finds high fees on college-endorsed banking products

The Consumer Financial Protection Bureau published a report raising questions about whether some marketing deals between colleges and financial institutions comply with Department of Education rules.

Oct 14, 2022
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Article
Compliance

Edward Jones withdraws ILC application

The Edward Jones Investments parent company said it withdrew plans to establish the Edward Jones Bank ILC following recent conversations with the FDIC and Utah Department of Financial Institutions.

Oct 12, 2022
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Article
Lending

Hsu: Agencies targeting crypto risks, interconnectedness

Acting Comptroller of the Currency Michael Hsu warned of risks posed by crypto-assets and laid out some of his priorities for bringing them within the regulatory perimeter.

Oct 12, 2022
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Article
Digital Assets Technology

ICBA Offers Tips to Help Consumers Protect Financial Data During Cybersecurity Awareness Month

In recognition of Cybersecurity Awareness Month, the Independent Community Bankers of America and the nation’s community banks are reminding consumers of steps to help safeguard their sensitive...

Oct 05, 2022
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Article
Cybersecurity

ICBA Brings Successful ThinkTECH Accelerator Innovation Program In-house

The Independent Community Bankers of America (ICBA) today announced plans to bring its award-winning, community banker-led ThinkTECH Accelerator program in-house with a new, dedicated office based...

Sep 27, 2022
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Article
Technology