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Consumer groups press CFPB for arbitration crackdown

Several consumer groups recently petitioned the Consumer Financial Protection Bureau for a rulemaking on pre-dispute arbitration.

Sep 22, 2023
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Article
Compliance

FDIC’s Hill cites credit unions in discussion of bank merger review

If the FDIC reopens its policies on bank mergers, it should consider competition from credit unions and other nonbank institutions that perform bank-like functions, FDIC Vice Chairman Travis Hill...

Sep 22, 2023
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Article
Compliance Credit Unions De Novo Banks

Another court rules against CFPB’s 1071 rule

Another federal district court has ruled that the Consumer Financial Protection Bureau may not enforce its Section 1071 small-business rule until the Supreme Court rules on the constitutionality of...

Sep 18, 2023
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Article
Compliance

CFPB updates FAQs on 1071 rule

The Consumer Financial Protection Bureau updated its frequently asked questions on its Section 1071 small-business rule.

Sep 15, 2023
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Article
Compliance

Innovation and relationship banking define community bank value proposition: ICBA leaders

Data show that consumers and small businesses value the symbiotic relationship between innovation and relationship banking that community banks offer, ICBA community bankers wrote in a new LinkedIn...

Sep 15, 2023
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Article
Fintech Innovation

CFPB issues guidance on credit denials by lenders using AI

The Consumer Financial Protection Bureau issued guidance about certain legal requirements that lenders must adhere to when using artificial intelligence and other complex models.

Sep 20, 2023
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Article
Compliance Technology

ICBA ThinkTECH Accelerator Alum Chimney Wins “Best of Show” Honors at FinovateFall 2023

The Independent Community Bankers of America (ICBA) celebrates this year’s FinovateFall 2023 Best of Show winner, Chimney, a member of the 2022 ICBA ThinkTECH Accelerator cohort.

Sep 19, 2023
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Article
Technology

Senate panel to mark up cannabis banking bill this month

The Senate Banking Committee said it would meet Sept. 27 to consider ICBA-advocated legislation to establish a safe harbor from federal sanctions for financial institutions that serve...

Sep 18, 2023
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Article
Cannabis banking

ICBA urges CBDC opposition at House hearing

ICBA reiterated to Congress its opposition to the creation of a U.S. central bank digital currency.

Sep 15, 2023
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Article
Digital Assets

Romero Rainey: ICBA campaigns targeting credit union policies

With credit union executives in Washington this week for advocacy meetings, ICBA launched several campaigns to raise questions about credit union policies among lawmakers, ICBA President and CEO...

Sep 15, 2023
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Article
Credit Unions

ICBA grassroots campaigns continue with Congress back in Washington

With Congress back in Washington following the August recess, ICBA continues its grassroots campaigns on key advocacy issues.

Sep 13, 2023
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Article
Compliance

SEC’s Gensler to Congress: Securities laws apply to crypto industry

Securities and Exchange Commission Chair Gary Gensler told Congress that most crypto tokens and intermediaries are subject to U.S. securities laws despite the industry’s “wide-ranging noncompliance.”

Sep 13, 2023
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Article
Cybersecurity

Judge vacates ICBA-opposed CFPB exam manual update

A federal judge vacated last year’s ICBA-opposed Consumer Financial Protection Bureau actions expanding the bureau’s authority to examine banks for discrimination.

Sep 13, 2023
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Article
Compliance

FHFA plans stakeholder forums on new credit score models

The Federal Housing Finance Agency said it will hold stakeholder forums and listening sessions in the coming weeks on its plans to transition Fannie Mae and Freddie Mac to new credit score models.

Sep 13, 2023
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Article
Compliance Federal Housing Finance Agency

ICBA Statement on Swearing-in of Federal Reserve Board Members

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s swearing-in of members of the Federal Reserve Board.

Sep 14, 2023
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Article
Federal Reserve Agencies/Regulators 

FS-ISAC spotlights MinIO threat targeting corporate networks

The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary covers an unknown threat actor exploiting vulnerabilities in the MinIO Object Storage system to remotely...

Sep 13, 2023
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Article
Cybersecurity

Rakuten credit union application confirmed following ICBA outreach

The National Credit Union Administration reportedly confirmed that Rakuten Inc. has applied for a federal credit union charter after ICBA asked the agency for confirmation.

Sep 11, 2023
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Article
Credit Unions

Barr: Fed program on novel activities will continue to grow

The Federal Reserve’s new program to supervise novel, technology-driven activities in the banks it oversees will continue to grow as new technologies emerge, Fed Vice Chair for Supervision Michael...

Sep 11, 2023
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Article
Technology

ICBA rejects Kevin O’Leary’s inaccurate message on bank lending

ICBA President and CEO Rebeca Romero Rainey pushed back against erroneous claims from television personality Kevin O'Leary that banks are not lending to small businesses in the current economic...

Sep 08, 2023
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Article
Lending

ICBA community bankers discuss navigating challenges in new video

ICBA leadership community bankers discussed the vital role of community banks in a video discussion with the Travillian executive search and talent advisory firm.

Sep 11, 2023
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Article
Community Bank Awareness