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ICBA Proposes Solution to Promote Mortgage Affordability
(ICBA), Community Home Lenders of America, and National Association of REALTORS today proposed a solution to reduce historically high long-term mortgage rates relative to long-term Treasury bonds.
Bowman: Regulators should avoid harming bank viability
Banking regulators should ensure changes to the regulatory framework do not harm the long-term viability of banks, especially midsized and smaller banks, Federal Reserve Governor Michelle Bowman said.
Fed’s Bowman: Advocacy on CDFI proposal making a difference
Federal Reserve Board Governor Michelle Bowman recognized community banker concerns with proposed changes to the community development financial institution certification application.
Agencies issue additional guidance on open-source security
The Cybersecurity and Infrastructure Security Agency and other agencies issued a fact sheet on improving security of open-source software in operational technology and industrial control systems.
Credit union data reporting exemption covered in Politico
A new Politico column draws attention to the lack of regulatory transparency at tax-exempt credit unions, particularly their exemption from federal reporting requirements on overdraft fees.
Credit unions now labeling themselves community banks: Romero Rainey
Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far.
Chopra: CFPB’s 1033 consumer data proposal coming this month
The Consumer Financial Protection Bureau this month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.
Interagency appraisal panel meeting next month
The Federal Financial Institutions Examination Council’s Appraisal Subcommittee next month is scheduled to hold its third public hearing on appraisal bias, the residential appraisal process, and...
New HR subgroup on ICBA Community
ICBA launched a new human resources subgroup on its ICBA Community online platform.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
Lawmakers targeting credit cards that benefit retailers: op-ed
Retailers benefit from the convenience of credit cards at the same time they’re asking Congress to impose new routing restrictions, according to a new Washington Times op-ed.
FDIC proposes corporate governance, risk management guidelines
The FDIC proposed guidelines to establish corporate governance and risk management standards for covered institutions with total consolidated assets of $10 billion or more.
ICBA backs bipartisan bill to update small-issue bond programs
ICBA expressed support for bipartisan legislation in the House and Senate to reform small-issue bond programs that support first-time farmers and manufacturing.
Bowman: Credit union acquisitions show need for rethinking merger standards
Credit union acquisitions of community banks support the case for including credit unions and other nonbanks in regulatory policies on proposed bank mergers, Federal Reserve Governor Michelle...
Sheltered Harbor offers three pillars for cyber resiliency: blog
With Cybersecurity Awareness Month underway, a new ICBA blog post spotlights how the Sheltered Harbor initiative supports community bank cyber resilience.
ICBA-CISA exercise returns this fall
ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host another tabletop exercise to support community bank cybersecurity this fall.
ICBA offers teller specialist program for the team
The ICBA Teller Specialist Certificate Program equips community bank tellers with the knowledge and tools needed to meet the demanding requirements of the frontline banking environment.
ICBA Provides Consumer Tips to Safeguard Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month in October, ICBA and the nation’s community banks are offering tips to consumers on practical measures they can take to protect their sensitive data...
Gruenberg: Interest in reforming deposit insurance has dissipated
There does not seem to be any imminent likelihood of changes to U.S. deposit insurance coverage, FDIC Chairman Martin Gruenberg said.
OCC issues 2024 supervision plan
The OCC released its bank supervision operating plan for fiscal 2024, which the agency’s staff uses to guide supervisory priorities, planning, and resource allocations.