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Is professional development the key to recruiting and retention in today's tight labor market?

The current worker shortage is creating real economic impacts across all industries. According to the U.S. Chamber of Commerce, there are 3.4 million fewer Americans working today compared to...

Aug 23, 2022
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Article
Growing the Community

Zelle Fraud: How Community Banks Can Respond to This Cautionary Tale

In 2020, nearly 18 million Americans were defrauded via digital wallets and person-to-person (P2P) services, according to Javelin Strategy & Research. With numbers like that, P2P solutions like...

Sep 08, 2022
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Article

Three Take-Aways for Community Banks from the VenCent Summit

The Venture Center, ICBA’s leadership bankers, and our ThinkTECH Accelerator cohorts demonstrated the importance of community bank-fintech collaborations at the VenCent Summit. It was an...

Sep 13, 2022
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Article
Technology

How Federal Regulators Can Avoid Penalizing Community Banks for Economic Measures Taken During the COVID-19 Pandemic

The consequences of uncoordinated regulatory standards at the federal level are creating an artificial problem at the local level, potentially endangering many community banks’ ability to lend to...

Oct 19, 2022
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Article
Housing Finance/GSEs

How Community Banks Can Leverage Strong Multifactor Authentication to Fend off Hackers

In the first half of 2022, there were 817 data breaches in the U.S., and combined with data leaks, they impacted more than 53 million people. These are alarming numbers, but they could have been...

Oct 21, 2022
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Article
Cybersecurity Technology

Six Steps to Your Bank’s Digital Payments Transformation

To support community banks in establishing concrete next steps for their digital transformation efforts, ICBA Bancard has developed the report, “Digital Transformation: The Payments Business Model.”

Nov 18, 2022
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Article

How ICBA’s Investments in Innovation Are Paying Off for Community Banks

Just shy of a year ago, ICBA announced its role as one of the general partners and investment committee members in a strategic investment fund designed to accelerate technology opportunities and...

Dec 02, 2022
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Article
Technology

Ten ICBA Innovation Milestones for 2022

We have previously called 2021 a year of innovation, but there’s no doubt that ICBA doubled down on its position throughout 2022 to ensure that innovation is accessible, affordable, and attainable...

Dec 20, 2022
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Article
Technology Fintech Innovation

From the CEO: ICBA and Community Bankers Stand Together in 2022

As we near the waning days of another thrilling and unforgettable year, I remain awed by the endless energy and devotion community bankers dedicate to serving as effective advocates in Washington.

Dec 21, 2022
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Article
Community Bank Awareness Credit Unions Digital Assets +4 More...

Five New Sessions to Advance Your Digital Transformation - ICBA ThinkTECH Innovation Series: Digital Transformation Demystified

Digital customer engagement has risen as a top priority for financial institutions in 2023, according to new research from Anna Kooi, financial services industry leader at Wipfli LLP, a top...

Jan 17, 2023
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Article
Technology

How to Dive into Innovation in 2023

When it comes to innovation, big picture ideas crystalize into concrete plans. Having the vision and enthusiasm for fresh solutions is just the start and drives the community bank journey to...

Feb 01, 2023
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Article
Technology

National Campaign Videos Connect with Target Audience

Video assets were one of the most significant production investments ICBA made for the ICBA National Campaign — an effort to elevate community banking in the hearts and minds of America’s consumers.

Mar 16, 2023
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Article
Growing the Community

Building a Concrete Roadmap for Your Digital Transformation

According to a recent survey, 99.8 percent of community bankers feel the adoption of new or emerging technologies to meet customer demand is at least somewhat important, with 64.7 percent labeling...

Mar 28, 2023
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Article

ICBA Continues Fighting to Differentiate Community Banks from Large, Risky Bank Closures

ICBA and community banks have been on a rollercoaster since the March 10 failure of Silicon Valley Bank, but we have once again proven to be strong and resilient.

Mar 31, 2023
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Article
Federal Reserve Federal Deposit Insurance Corporation (FDIC) Too-Big-To-Fail/Systemic Risk +1 More...

Digital Dollar Design Specifics Community Bankers Should Know

Digital Dollar Design Specifics Community Bankers Should Know As the globe focuses on the rise of digital assets, the Federal Reserve is cautiously weighing whether to build a central bank digital...

Jul 07, 2021
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Article
Digital Assets

ICBA Launches New Solutions Directory to Better Support Community Bank Innovation Needs

ICBA has launched an enhanced version of our Solutions Directory, which in addition to providing useful fintech-related company information, serves as a one-stop shop for community bank enabling...

Jan 09, 2023
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Article
Technology Fintech Innovation Third-Party Service Providers

Myth Busting: 3 Truths About FedNow

Instant payments have arrived. In the five years since the launch of the RTP Network, volumes have steadily increased by more than 10 percent per quarter, and in Q3 2022, the network moved 45...

Jan 25, 2023
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Article

Why Community Banks Should Urge the CFPB to Update TRID Mortgage Disclosures

After several years of community banker engagement with the Consumer Financial Protection Bureau, the bureau has released for public comment an ICBA proposal to improve mortgage disclosures...

Mar 11, 2023
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Article
Mortgage Rules

ThinkTECH Accelerator: Evolving to Address Market Pressures and Community Bank Needs

As news outlets continue to report on the demise of Silicon Valley Bank (SVB) and the broader implications for the industry, it bears repeating that not all banks are equal. Community banks are...

Mar 23, 2023
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Article
Technology

LIBOR Transition Heats Up for Community Banks as Deadline Nears

LIBOR Transition Heats Up for Community Banks as Deadline Nears With the London Interbank Offered Rate, or LIBOR, set to be largely discontinued in a few months, federal regulators are increasingly...

Jul 07, 2021
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Article
Lending Technology