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ICBA to participate in panels at EGRPRA meeting this month
ICBA to participate in panels at EGRPRA meeting this month ICBA will be participating in two panels during this month’s Economic Growth and Regulatory Paperwork Reduction Act outreach meeting in...
Strategies for Maximizing Debit Card Use
Strategies for Maximizing Debit Card Use We’ve come a long way since ATM cards launched at our bank in 1982: Now, debit cards are the payment of choice We’ve come a long way since ATM cards...
Debit as a Relationship Asset: Regulatory Developments Community Banks Should Watch
Debit as a Relationship Asset: Regulatory Developments Community Banks Should Watch With more than 100.7 billion transactions processed in 2023 alone—up from 37 billion in 2009—debit represents...
Strategic Planning Reimagined
Like many of today’s processes in banking, strategic planning is undergoing a dramatic shift. One of the core responsibilities of a bank board is to approve, support, and monitor its strategic plan.
The Federal Reserve’s Essential Role in Faster Payments
The Federal Reserve’s Essential Role in Faster Payments ICBA's Cary Whaley explains why the Federal Reserve must play a leadership role in faster payments to ensure safety, integrity, continuity...
How the Fed Can Stop a Megabank Monopoly
How the Fed Can Stop a Megabank Monopoly A Fed-operated real-time settlement system is needed to ensure universal access and to promote future payments innovations. By Rebeca Romero Rainey As the...
Main Street Victory on Faster Payments
Main Street Victory on Faster Payments After years of ICBA-led advocacy on behalf of a real-time payments system that ensures access and choice for community banks, the Federal Reserve has...
Where Does Your Community Bank Fall on the Digital Payments Spectrum?
Where Does Your Community Bank Fall on the Digital Payments Spectrum? Payments Executive Brief Issue 1 For a printable PDF of this issue, click here. By Tina Giorgio Use the ICBA Bancard Digital...
Value of the FedNow Service for Community Banks
Value of the FedNow Service for Community Banks The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of...
Digital Payments: Defining Opportunities for Community Banks
Digital Payments: Defining Opportunities for Community Banks The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital...
Community Banks Can Directly Influence the Future of Faster Payments
Community Banks Can Directly Influence the Future of Faster Payments Today, faster payments are changing the overall payments landscape. With the advent of Same Day ACH, The Clearing House’s...
Digital Payments Strategy: A Necessity for Your Community Bank
Digital Payments Strategy: A Necessity for Your Community Bank Digital payments continue to grow in popularity as an easy-to-use way for both businesses and consumers to make payments. Not only...
Faster Payments: An Overview of Options for Community Banks
Faster Payments: An Overview of Options for Community Banks While all faster payments options have one thing in common—moving money and information faster—there are often distinct differences or...
Same Day ACH: A Viable Faster Payments Solution for Community Banks
Same Day ACH: A Viable Faster Payments Solution for Community Banks In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily...
Navigating a New Decade of Payments
Navigating a New Decade of Payments From concerns about Libra to the development of the Federal Reserve’s FedNow real-time payments settlement service, policymakers are poised for action on behalf...
Digital Wallets: An Overview
Digital Wallets: An Overview As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option....
New Driver of Payments Growth: Fed Study Shows Debit Transactions As Opportunity for Community Banks
New Driver of Payments Growth: Fed Study Shows Debit Transactions As Opportunity for Community Banks The latest iteration of the Fed’s triennial study showed that in 2018, noncash payments¹...
ThinkTECH Accelerator: Addressing Lending & Technology Pain Points
ThinkTECH Accelerator: Addressing Lending & Technology Pain Points Community banks continue looking for ways to grow loan volume and improve the customer experience in the process. In today’s...
Coronavirus Could Accelerate Decline of Cash
Coronavirus Could Accelerate Decline of Cash The coronavirus outbreak is raising concerns about the use of cash as more Americans embrace digital technology to pay and get paid. These ongoing...
ICBA ThinkTECH Accelerator: Navigating the New Norm and Giving Back
ICBA ThinkTECH Accelerator: Navigating the New Norm and Giving Back The technologies community banks have deployed over the past decade—from mobile apps to remote deposit capture to contactless...