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Legislative Update - Stablecoins (Updated May 2025)

May 2025 Stablecoins and Community Banks What’s at Stake Widespread adoption of stablecoins by consumers, if not done under a well-designed regulatory framework, would deprive community...

Aug 7, 2025

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cl060313a

June 3rd, 2013 Submitted electronically: http://www.regulations.gov Director Loan Making Division Farm Loan Programs (FLP) FSA, U.S. Department of Agriculture 1400 Independence...

Aug 1, 2025

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Regulatory Update - Flood Insurance (Updated May 2025)

May 2025 ICBA Regulatory Update: Flood Insurance Talking Points Topic/Issue: NFIP Reauthorization Agency: FEMA/NFIP Status: On March 15, 2025, the president signed legislation...

Aug 7, 2025

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Texas-23

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Best Practices for Community Bank Core Processors

ICBA BEST PRACTICES FOR COMMUNITY BANK CORE PROCESSORS January 2018 The ICBA Best Practices for Community Bank Core Processors (“Core Processor Best Practices”) are designed to help core...

Aug 1, 2025

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ltr040715

1 AMERICAN BANKERS ASSOCIATION CONSUMER BANKERS ASSOCIATION CONSUMER MORTGAGE COALITION CREDIT UNION NATIONAL ASSOCIATION INDEPENDENT COMMUNITY BANKERS OF AMERICA MORTGAGE BANKERS...

Aug 1, 2025

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test032515

Testimony of Kathryn G. Underwood President and CEO of Ledyard Bank Norwich, VT On behalf of the Independent Community Bankers of America Before the United States House of...

Aug 1, 2025

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North Carolina-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Regulatory Update - Deposit Insurance (Updated October 2025)

October 2025 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

Nov 3, 2025

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TX-33

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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FL-28

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Comments on Credit Card Late Fee Proposed Rule

May 3, 2023 Legal Division Docket Manger Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2023-0010, RIN 3170-AB15 - Credit Card Penalty...

Jul 31, 2025

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GA-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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IB Websites

2016 Media Information | ICBA Independent Banker®12 The Value of a Media Mix When buying ads from both print and online versions of a media brand, the combined frequency is targeting the most...

Aug 1, 2025

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CA-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Kansas

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Payments Strategy Guide 8 - Digital Wallets

As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option. While adoption in the U.S....

Jul 31, 2025

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State Association Letter Opposing HR 2543

June 15, 2022 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader Committee on Ways and Means Committee on Ways and Means U.S. House of...

Jul 31, 2025

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VA-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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CA - Coverage Fact Sheet

Community Bank Presence in Contrast CALIFORNIA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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ILC_Summary_19.11.22

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Eliminating Corporate Shadow Banking Act of 2019 (S. 2839) ILC Loophole is Closed The bill closes the industrial loan...

Aug 1, 2025

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OR-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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FL - SBA Fact Sheet

Community Bank Small Business Administration Lending FLORIDA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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iptv-service-provider-premium-165.pdf

Top 5 Cheap IPTV Providers That Actually Work In 2026 --P4@r date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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ltr061115a

June 11, 2015 The Honorable Harold Rogers The Honorable Nita M. Lowey Chairman Ranking Member Committee on Appropriations Committee on Appropriations U.S. House of...

Aug 1, 2025

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AK

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Oregon-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification News 2018 Spring

Newsletter for Audit, Compliance, Security, IT, Credit Analyst, Lending, and BSA Officers Spring 2018 Certification news ...

Aug 1, 2025

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ltr012616

January 26, 2016 The Honorable Brad Carson Acting Under Secretary of Defense (Personnel & Readiness) 3E989, The Pentagon Washington, DC 20301 Dear Secretary Carson, The undersigned...

Aug 1, 2025

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KY

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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FDB Nomination Preview

ICBA Federal Delegate Board Nominating Form Contact Information * 1. First name * 2. Last name * 3. Job title * 4. Email address * 5. Cell phone number Select Date MM/DD/YYYY 6. Date of...

Jul 31, 2025

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QIR_Infographic_September2016

Did you know? Acquirers must ensure that Level 4 merchants: • Use Payment Card Industry Qualified Integrators and Resellers (PCI QIR) when using third parties for point-of-sale (POS)...

Aug 1, 2025

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ADCPrintRegForm

St. Pete Beach, FL • October 15-17, 2017 REGISTRATION INFORMATION CANCELLATIONS If registration is canceled more than 30 days prior to the conference, you will receive a full refund. If...

Aug 1, 2025

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Capital Summit Half Page Bleeds

INFORM • IMPACT • INSPIRE YOU'RE AN ADVOCATE FOR YOUR COMMUNITY, BE AN ADVOCATE FOR YOUR INDUSTRY. REGISTRATION IS FREE FOR ALL OF OUR NATION'S COMMUNITY BANKERS REGISTER TODAY...

Jul 31, 2025

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Texas-20

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Visa Global Economic Insights November 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights November and December are the two most important shopping months of the year for over 120 countries1 and half of the world’s ...

Jul 31, 2025

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iptv-service-provider-premium-59.pdf

Honest Reviews Of The Best IPTV Providers 2026 --R0@i date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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ICBA Online Education Catalog

Jgfggg MARCH 2020 Page 1 of 144 Table of Contents: Certificate Programs...

Aug 1, 2025

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iptv-service-provider-premium-153.pdf

Start Your Iptv Reseller Business 2026 High Profit Panels --Q0@h date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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ltr022614

February 26, 2014 The Honorable Dave Camp Chairman, Committee on Ways and Means U.S. House of Representatives 1102 Longworth House Office Building Washington, D.C. 20515 Dear...

Aug 1, 2025

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ICBA STATEMENT FOR PRIVACY HEARING 5.7.2019

www.icba.org/advocacy May 7, 2019 Privacy Rights and Data Collection: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the...

Aug 1, 2025

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18.01.29_JointLTR

January 29, 2018 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Aug 1, 2025

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Ohio-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA_PartneringForSuccess_2025_AMANDA_U2-4

THOUGHT LEADERSHIP 2025 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Highlight your company in the issue that celebrates our best...

Oct 4, 2025

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Michigan-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Response to Request for Information on Data Brokers

July 14, 2023 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Request for Information: Data Brokers and Other...

Jul 31, 2025

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ICBA LETTER RE DIGITAL ASSETS LEGISLATION 7.14.2025

July 14, 2025 The Honorable Mike Johnson The Honorable Hakeem Jeffries Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Jul 30, 2025

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19.11.14_FCSltr

November 14, 2019 The Honorable John Hoeven The Honorable Sanford Bishop Chairman Chairman Senate Appropriations Subcommittee House Appropriations Subcommittee Agriculture Appropriations...

Aug 1, 2025

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WA-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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State Associations Joint Letter to Representatives Supporting the ACRE Act

March 5, 2025 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA) and community banks...

Jul 30, 2025

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cl032315

Submitted electronically March 23, 2015 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Aug 1, 2025

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CommunityBankProvisionsoftheFastAct

Community Bank Provisions of the FAST Act December 2015 Mon Contact: Alan Keller Vice President, Legislative Policy alan.keller@icba.org ...

Aug 1, 2025

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ltr110215

November 2, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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ltr032015

March 20, 2015 The Honorable Jerry Moran The Honorable Jon Tester United States Senate United States Senate Washington, D.C. 20510 Washington, DC 20510 Dear Senators Moran and...

Aug 1, 2025

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Missouri-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Top Issues

2026 Advocacy in Action More Advocacy in Action → 2nd Quarter Digital Assets Regulatory Frameworks. ICBA has directly engaged with Congress on legislation establishing regulatory frameworks...

Nov 17, 2025

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Letter Supporting Resolution to Nullify CFPB Credit Card Rule

March 29, 2024 The Honorable Andy Barr United States House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of ICBA and the nearly 50,000 community...

Jul 31, 2025

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USDA Factsheet and Related Docs on Distressed Farmers Assistance

Inflation Reduction Act Section 22006 First Phase of Assistance for Distressed Borrowers Overview On August 16, 2022, President Biden signed the Inflation Reduction Act (IRA) into law. Section...

Jul 31, 2025

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ICBA TCCP April 6 CFPB 2026-0006 April 6 2026.pdf

Via Regulations.gov: PRA_Comments@cfpb.gov April 6, 2026 Comment Intake Consumer Financial Protection Bureau Attention: PRA Office 1700 G Street NW Washington, DC 20552 RE: CFPB...

Apr 6, 2026

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ICBA LETTER TO SENATE IN SUPPORT OF TITLE VI OF H.R. 6644.pdf

February 27, 2026 The Honorable John Thune The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Feb 27, 2026