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FRB Reputation Risk ICBA.pdf

April 27, 2026 via Electronic Submission Benjamin W. McDonough Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC...

Apr 27, 2026

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Legislative Update - Credit Card Competition

July 2024 ICBA Legislative Update: Credit Card Routing Mandates Status: The Credit Card Competition Act (S. 1838/H.R. 3881) would create new credit card routing mandates requiring banks...

Jul 31, 2025

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Mastercard Switching Release

Type: Switching Release Announcement Audience: Acquirer Issuer Processor Region: Global Brand: Mastercard® Debit Mastercard® Maestro® Cirrus® Release: 20.Q2 Action Indicator: Network...

Jul 31, 2025

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ACH FORM - Membership

Independent Community Bankers of America ANNUAL ICBA MEMBERSHIP DUES Authorization for ACH Debits Please take advantage of our electronic payment option for your bank's ICBA membership renewal...

Aug 1, 2025

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ltr091515

September 15, 2015 The Honorable John Boehner Speaker U.S. House of Representatives H-232, The Capitol Washington, D.C. 20515 The Honorable Nancy Pelosi Minority...

Aug 1, 2025

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LA-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Oregon-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Ohio-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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AK - Coverage Fact Sheet

Community Bank Presence in Contrast ALASKA Community Bank Branch Locations Community banks in AK represent 52% of rural* counties 38% of LMI* counties 60% of all AK counties In many...

Oct 15, 2025

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Exhibit1-ServiceLevelAgreements

Fidelity National Card Services, Inc. ICBA Bancard Effective January 1, 2016...

Aug 1, 2025

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Crypto Bills Comparison Client Update Davis Polk

Davis Polk & Wardwell LLP Comparison of digital asset legislative proposals June 23, 2022 | Client Update d a v is p o lk .c o m Table of contents 3 Introduction 4 Overview of...

Jul 31, 2025

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Regulation Implementing the Adjustable Interest Rate LIBOR Act

August 26, 2022 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Regulation...

Jul 31, 2025

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IL-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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19.05.20_PostalBanking

May 20, 2019 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of community banks across the country, with more than 52,000 locations, I write to...

Aug 1, 2025

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Ohio-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Corporate Governance Comment Letter

February 9, 2024 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments/Legal OES Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re:...

Jul 30, 2025

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Pandemic Relief Letter for State Sign-On

July 16, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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Georgia-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Trades Letter Regarding March 23 Subcommittee on Innovation, Data, and Commerce Markup of Privacy Legislation

May 23, 2024 The Honorable Gus Bilirakis The Honorable Jan Schakowsky Chairman Ranking Member Subcommittee on Innovation, Subcommittee on Innovation, Data, and Commerce Data, and...

Jul 31, 2025

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Joint Trades Letter Supporting PPP funding and modified forgiveness

September 29, 2020 The Honorable Mitch McConnell The Honorable Nancy Pelosi Majority Leader Speaker of the House United States Senate U.S. House of Representative Washington,...

Jul 31, 2025

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cl072214

Charles A. Vice President, Chief Operating Officer Intercontinental Exchange Inc Suite 500, 2100 RiverEdge Parkway Atlanta, GA 30328 Dear Mr. Vice: I am writing on behalf of the...

Aug 1, 2025

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ICBA Bank Director Program 2020-2021 half page BLEEDS

FOR ONLY $695* YOUR BANK’S ENTIRE BOARD OF DIRECTORS HAS FULL ACCESS TO: Online regulatory compliance training Expert insights delivered through our bimonthly Bank Director News ...

Jul 31, 2025

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2015ProfitabilitySolutionsIssue1

ISSUE 1, 2015 Profitability A Publication of the ICBA Services Network BACKGROUND: Headquartered in Watford City, North Dakota, $1.8 billion in assets First International Bank & Trust has...

Aug 1, 2025

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Fed Study Shows Debit Transactions As Opportunity for Community Banks

Payments is a $100 trillion industry—and growing, according to the 2019 Federal Reserve Payments Study. The latest iteration of the Fed’s triennial study showed that in 2018, noncash payments¹...

Jul 31, 2025

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ICBA to Nacha Increasing the Same Day ACH limit.pdf

December 18, 2025 Jane Larimer President and CEO Nacha 11951 Freedom Drive, Suite 1001 Reston, Virginia 20190 RE: INCREASING THE SAME DAY ACH DOLLAR LIMIT TO $10 MILLION Dear Ms....

Dec 18, 2025

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Letter Urging National Flood Insurance Program Extension

September 15, 2022 The Honorable Charles E. Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C....

Jul 31, 2025

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ltr072215

July 22, 2015 The Honorable David Vitter The Honorable Jeanne Shaheen Chairman Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship & Entrepreneurship ...

Aug 1, 2025

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Letter Relating to CARES Act and Net Operating Losses

June 22, 2020 The Honorable Charles Grassley The Honorable Ron Wyden Chairman Ranking Member Senate Finance Committee Senate Finance Committee 219 Dirksen Building 219 Dirksen...

Jul 31, 2025

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California-23

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-22

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Regulatory Update - Credit Unions (Updated October 2025)

October 2025 ICBA Regulatory Update: Credit Unions Topic/Issue: Holding Credit Unions Accountable Agency: NCUA Status: Ongoing ICBA Position: • Credit union...

Nov 3, 2025

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Joint Letter on OCC Trust Charter Applications

1 January 8, 2021 Via Electronic Mail Southern District Office Director for District Licensing Office of the Comptroller of the...

Jul 31, 2025

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Stablecoin Regulation The Community Bank Perspective

Stablecoin Regulation: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations, appreciates the...

Jul 30, 2025

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AML Reform NDAA Letter

July 20, 2020 The Honorable Adam Smith Chairman, U.S. House Committee on Armed Services 2216 Rayburn House Office Building Washington, D.C. 20515 The Honorable Mac Thornberry Ranking...

Jul 31, 2025

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Michigan-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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HomeDepotApril19OrderExtendingDeadlines

XXXXXXXXXX Case 1:14-md-02583-TWT Document 330 Filed 04/19/17 Page 1 of 2 19th /s/Thomas W. Thrash Case 1:14-md-02583-TWT Document 330 Filed 04/19/17 Page 2 of 2

Aug 1, 2025

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18.05.07_RFIadjudication

Submitted electronically May 7, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, N.W. Washington, DC 20552 Re: Request...

Aug 1, 2025

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Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

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ICBA Statement for STABLE Act Markup

April 2, 2025 Community Bank Statement for STABLE Act Markup The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations,...

Jul 30, 2025

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Comments on Single Family Social Bond Request for Information

May 17, 2023 Sandra Thompson Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20219 RE: Enterprise Single Family Social Bond Policy RFI Dear Director...

Jul 31, 2025

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cl042216

  April 22, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Application of the Current Expected Credit Loss Model to...

Aug 1, 2025

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Joint Trades Letter Requesting an Extension to OCC-2025-0372 Comment Period.pdf

March 10, 2026 Via Electronic Submission Office of the Comptroller of the Currency 400 7th Street, SW, Suite 1E-216 Washington, DC 20219 Attn: Chief Counsel’s Office RIN 1557-AF41 ...

Mar 10, 2026

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IA-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Letter Advocating CECL Relief

December 7, 2021 Mr. Richard R. Jones Chair Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856 Re: Current Expected Credit Losses Dear Chair Jones: ...

Jul 31, 2025

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ICBA Reg II FRB NPR Comment Letter

Submitted via www.federalreserve.gov August 11, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...

Jul 31, 2025

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5 - TBS to P1C Migration Timeline and Client Responsibilities (July 13, 2023)

TBS TO P1C MIGRATION : TIMELINES AND CLIENT RESPONSIBILITIES Migration Date: October 23, 2023 Contact us at: tbstop1c@fisglobal.com mailto:tbstop1c@fisglobal.com WHAT TO EXPECT 5 Months...

Jul 31, 2025

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ltr091515a

September 15, 2015 The Honorable Tom Wheeler Chairman Federal Communications Commission 445 12th Street SW Washington, DC 20554 Re: Letter in Support of the American Bankers...

Aug 1, 2025

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cl092915

September 29, 2015 Ms. Laura Temel Attention: Marketplace Lending RFI U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Room 1325 Washington, DC 20220 Re: Public Input...

Aug 1, 2025

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ltr080515

August 5, 2015 The Honorable Mike Rounds The Honorable Angus King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Rounds and King: ...

Aug 1, 2025

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Comments on SEC Safeguarding Rule

May 8, 2023 Submitted via rule-comments@sec.gov Ms. Vanessa Countryman Secretary Securities and Exchange Commission 100 F Street NE Washington, DC 20549-1090. RE:...

Jul 31, 2025

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Joint Comment Letter on Renewing Suspicious Activity Report Form

July 1, 2024 Via Electronic Mail Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 Re: Request for Comments Regarding Reports by Financial Institutions...

Jul 31, 2025

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Opposition to Postal Banking Pilot Funding

June 23, 2022 The Honorable Rosa L. DeLauro The Honorable Kay Granger Chair Ranking Member Committee on Appropriations Committee on Appropriations U.S. House of Representatives ...

Jul 31, 2025

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NJ-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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iptv-service-provider-premium-106.pdf

IPTV Provider Comparison Guide For 2026 --L0@f date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Massachusetts-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Letter on Reconsiderations of Residential Real Estate Valuations

September 19, 2023 Hon. Michael S. Barr Vice Chair for Supervision Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 ...

Jul 31, 2025

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North Carolina-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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California-44

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter Requesting 1071 Comment Extension

November 3, 2021 The Honorable Rohit Chopra Director, Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Request for extension of the deadline to file...

Jul 31, 2025

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19.06.19_ECORAHouse

June 19, 2019 The Honorable Steve Watkins U.S. House of Representatives Washington, D.C. 20515 Dear Representative Watkins: On behalf of community banks across the country, with more...

Aug 1, 2025