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cl053116

May 31, 2016 The Honorable Thomas J. Curry Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 Re: Supporting Responsible...

Aug 1, 2025

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2015ProfitabilitySolutionsIssue1

ISSUE 1, 2015 Profitability A Publication of the ICBA Services Network BACKGROUND: Headquartered in Watford City, North Dakota, $1.8 billion in assets First International Bank & Trust has...

Aug 1, 2025

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Visa U.S. Economic Outlook Sept. 2020

-40% -30% -20% -10% 0% 10% 20% 30% 40% 2019 2020 2021 2022 Visa Business and Economic Insights U.S. Economic Outlook Wayne Best Chief Economist wbest@visa.com Michael Brown Principal...

Jul 31, 2025

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ltr072413

July 24, 2013 The Honorable Max Baucus The Honorable Orrin Hatch Chairman Ranking Member Committee on Finance Committee on Finance United States...

Aug 1, 2025

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Administrator Guide

ICBA Bank Director Program Roster Management and Bank Director Online Training (BDOT) Course Administration Guide Table of Contents BEFORE YOU GET STARTED – Director/Employee Roster...

Jul 31, 2025

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ICBA Education Full Menu of Offerings

April 2025 For more detailed information | icba.org/education | 800-422-7285. Page 1 Training & Resources Menu Contents • How We Teach • Certification Programs • Seminars, Institutes,...

Jul 30, 2025

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cl022614

February 26, 2014 The Honorable Janet L. Yellen Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Dear Chair Yellen: ...

Aug 1, 2025

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New Jersey-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter - May/June 2016

Community Bank Director news From the ICBA Community Bank Director Program May/June 2016 regulation New HMDA Reporting Requirements Are Complicated...

Aug 1, 2025

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Joint letter on Johnson-Crapo

1 April 11, 2014 The Honorable Tim Johnson The Honorable Mike Crapo Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing & Urban Affairs ...

Aug 1, 2025

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ltr042315

April 23, 2015 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: National Credit Union Administration...

Aug 1, 2025

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ICBA LETTER IN SUPPORT OF S. 113

January 17, 2025 The Honorable Cindy Hyde-Smith United States Senate Washington, D.C. 20510 Dear Senator Hyde-Smith: On behalf of community banks across the country, with more...

Jul 30, 2025

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19.10.09_FSISAC_BEC_WhitePaper

1 Tips on Safeguarding Your Bank and Customers from Business E-mail Compromise (BEC) Scams 15 October 2019 This paper is marked as traffic...

Aug 1, 2025

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Education Quarterly Brochure Q2 2024

Elevate Your Expertise With ICBA Education • New! Introducing the Professional Development Planner • Check out our 2024 seminars and institutes • Webinars that fight fraud • New courses on...

Jul 31, 2025

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LA

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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ICBA Handke Ag Credit Conditions Report Lenders

Review of Credit Conditions: Report from Agricultural Lenders Steven J. Handke Independent Community Bankers of America House Agriculture Committee Subcommittee on...

Aug 1, 2025

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Michigan-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.07.13_CECLltr

July 13, 2018 Legislative and Regulatory Affairs Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback ...

Aug 1, 2025

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TCM Privacy Notice

FACTS WHAT DOES TCM BANK, N.A. DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some,...

Oct 2, 2025

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cl082817

August 28, 2017 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency Attention: 1557-0081, FFIEC 031, 041, and 051 400 7th Street SW, Suite 3E-218 ...

Aug 1, 2025

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2020 Legislative Issues Agenda

ICBA Legislative Issues Committee Meeting Agenda October 8, 2020, 2:00 p.m. – 4:00 p.m. Link to committee page and call information: https://www.ICBA.org/FallMeetings-LIC Welcome Remarks ...

Jul 31, 2025

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cl010716

January 7, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Your letter dated December 22, 2015 Dear Mr. Golden: I...

Aug 1, 2025

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HI

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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North Carolina

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl022614a

February 26, 2014 Legislative and Regulatory Activities Secretary of the Commission Division CFTC Comptroller of the Currency Three Lafayette Centre 400 7th...

Aug 1, 2025

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ICBA 2021 Policy Resolutions

1 Independent Community Bankers of America 2021 POLICY RESOLUTIONS TABLE OF CONTENTS Preamble …………………………………………………………………………………... 4 Mission Statement...

Jul 31, 2025

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Joint Letter Opposing National Rate Cap

July 23, 2021 The Honorable Sherrod Brown The Honorable Pat Toomey Chairman Ranking Member U.S. Senate Committee on Banking, U.S. Senate Committee on Banking, Housing and...

Jul 31, 2025

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11-17-2025 Risk Summary Report

Week of 17 November 2025 | Issue 309 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Nov 20, 2025

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Letter Supporting Senate SAFE Banking Act of 2023

April 28, 2023 The Honorable Jeff Merkley The Honorable Steve Daines U.S. Senate U.S. Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senator Merkley and Senator...

Jul 31, 2025

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State Sign-on Letter Regarding Account Reporting

The Honorable Ron Wyden Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, DC 20510 The Honorable Mike Crapo Ranking Member Committee on...

Jul 31, 2025

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test100715

Testimony of Paul Weston Of TCM Bank, NA Tampa, FL On behalf of the Independent Community Bankers of America Before the United States House of Representatives Committee...

Aug 1, 2025

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Bulletin UPDATE 21 - Application Issue 01.17.2025

Bulletin ID: 402929 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Letter Supporting House Bill on Trigger Leads

February 8, 2024 The Honorable John Rose The Honorable Ritchie Torres U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 31, 2025

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iptv-service-provider-premium-9.pdf

Best IPTV For Firestick 2026 Easy Setup And Best Apps --S2@d date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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ICBA Testimony for Make Community Banking Great Again Hearing

Testimony of Rebeca Romero Rainey President and Chief Executive Officer Independent Community Bankers of America On behalf of the Independent Community Bankers of America...

Jul 30, 2025

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ICBA Letter in Opposition to FNDCB National Trust Bank Charter Application

July 30, 2025 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219 RE:...

Jul 30, 2025

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Mississippi

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Letter to Agencies on Accounting for PPP Loans

September 18, 2020 The Honorable Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 The Honorable Brian Brooks ...

Jul 31, 2025

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Community Bank-Relevant Provisions of H.R. 1

Community Bank-Relevant Provisions of H.R. 1 H.R. 1 was signed into law on July 4, 2025. Below are the provisions of relevance to community banks. Permanent extension of expiring Tax Cuts...

Jul 30, 2025

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ltr041513a

S Corp Modernization Act April 15, 2013 Dear Member of Congress: As representatives of America’s small and closely-held businesses, we are asking you to take the handcuffs off...

Aug 1, 2025

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Digital Payments Strategy Whitepaper

Digital Transformation The Payments Business Model Table of Contents Executive Summary...

Oct 16, 2025

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18.04.25_CIDltr

Via electronic submission April 25, 2018 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 ...

Aug 1, 2025

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Response to First Blockchain Bank & Trust, N.A.'s Application for National Bank Charter

Via Electronic Mail March 2, 2021 The Director for District Licensing Western District Main Office 1225 17th Street Suite 300 Denver, CO 80202 Re: National Bank Charter...

Jul 31, 2025

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ltr121213a

December 12, 2013 The Honorable John D. Rockefeller IV The Honorable John Thune Chairman Ranking Member Committee on Commerce, Science and Committee on Commerce, Science and Transportation...

Aug 1, 2025

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2024 Federal Delegate Board Guidelines

ICBA Federal Delegate Board Guidelines (CONFIDENTIAL – NOT FOR DISTRIBUTION) REPRESENTING YOUR STATE AS AN ICBA AMBASSADOR • Be your state or district’s official national delegate to ICBA. •...

Jul 31, 2025

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Iowa-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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California-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.03.01_USDAltr

March 1st, 2019 Submitted Electronically to: www.regulations.gov Mr. William Northey Under Secretary U.S. Department of Agriculture 14th Street and Independence Ave. SW Washington, DC...

Aug 1, 2025

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Interagency Policy Statement on Allowances for Credit Losses

    December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Jul 31, 2025

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Letter Opposing CoBank Amendment

December 3rd, 2020 The Honorable John Hoeven The Honorable Sanford Bishop Chairman Chairman Senate Appropriations Subcommittee House Appropriations Subcommittee Agriculture Appropriations...

Jul 31, 2025

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Georgia-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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LetterSupportingBillPultesNominationtoLeadFHFA

February 25, 2025 The Honorable Tim Scott The Honorable Elizabeth Warren Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Nov 7, 2025

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New Jersey

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-26

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Expo Online Directory

EVT_1628A23 EXPO ONLINE DIRECTORY EXHIBITOR DATES: MARCH 13–15, 2024 ORLANDO WORLD CENTER MARRIOTT—FLORIDA For your company to be listed in the 2024 Expo Directory, please complete the entire...

Jul 31, 2025

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ICBA ID Fraud HOs session 2

P R E S E N T E D B Y J . BRANCH WALTON BRANWALT@GMAIL.COM 954-821-2515 2. The Who, What, When, Where, Why, and How of Fraud. mailto:branwalt@gmail.com A Summary of Major Concerns •...

Jul 31, 2025

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SD - SBA Fact Sheet

Community Bank Small Business Administration Lending SOUTH DAKOTA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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CISA Cyber Incident Reporting for Critical Infrastructure Act 2022 Comment Letter - CISA-2022-0010

November 14, 2022 Via Electronic Submission Cybersecurity and Infrastructure Security Agency Department of Homeland Security 245 Murray Lane Washington, D.C. 20528-0380 RE: Docket ID...

Jul 31, 2025

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New York-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Statement for the Record for Hearing on Deposit Insurance Reform

icba.org | info@icba.org | 866-843-4222 1 Deposit Insurance Reform: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across...

Sep 17, 2025