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MS - Coverage Fact Sheet

Community Bank Presence in Contrast MISSISSIPPI Community Bank Branch Locations Community banks in MS represent 100% of rural* counties 100% of LMI* counties 100% of all MS counties In...

Nov 3, 2025

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Credit and Lending Festival Poster

Headlining the Main Stage: THE INSTITUTES! Credit Analyst Institute Aug. 11–14 Dallas, TX Commercial Lending Institute Aug. 18–23 Bloomington, MN Consumer Lending Institute Sept. 24–26...

Aug 7, 2025

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ltr020314

February 3, 2014 The Honorable Mark Warner Chairman, Subcommittee on National Security and International Trade and Finance U.S. Senate Washington, D.C. 20510 The Honorable Mark...

Aug 1, 2025

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ICBAs Covid-19 Request Pertaining to the Beneficial Ownership Rule

Via electronic submission April 8, 2020 Mr. Kenneth Blanco Director Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 Dear Director Blanco: On behalf...

Jul 31, 2025

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Letter on Including SAFE Banking Act in COMPETES Act

May 5, 2022 The Honorable Charles E. Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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Montana-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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WV

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Letter on Capital Planning and Stress Capital Buffer Determination

February 25, 2022 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Capital Planning and Stress Capital Buffer...

Jul 31, 2025

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Comments on Deposit Insurance Simplification

October 4, 2021 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Attention: Comments RIN 3064–AF27 ...

Jul 31, 2025

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MadDashForCash_Flyer_2025_P5

All exhibitors at ICBA LIVE 2025 who advertise in ICBA Independent Banker’s February and March convention-focused issues can participate in Mad Dash for Cash, an exciting exhibit hall event that ...

Oct 4, 2025

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California-27

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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HousingFinanceReformWhitePaper2013

        Housing Finance Reform  A Community Banking Perspective September 2013    Contact:  Ron Haynie  Senior Vice President  Ron.Haynie@icba.org  www.icba.org  ...

Aug 1, 2025

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BSA White Paper

MODERNIZING ANTI-MONEY LAUNDERING AND ANTI-TERRORIST FINANCING LAWS AND REGULATIONS White Paper July 2018 www.icba.org http://www.icba.org page 2 TABLE OF CONTENTS Introduction...

Aug 1, 2025

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Joint Banking Trades and Consumer Group Letter Urging Garnishment Exemption March 2021

March 8, 2021 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker of the House Minority Leader U.S. House of Representatives United States Senate Washington, D.C. 20515...

Jul 31, 2025

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INSTRUCTIONS FOR COMPLETING ICBA BANCARD AUTHENTICATION OPTION

INSTRUCTIONS FOR COMPLETING ICBA BANCARD / CARDINALCOMMERCE VCAS AUTHENTICATION FORMS For Visa BIN Owned Issuers Only: 1.) Complete the CardinalCommerce Visa 3D Secure Client Onboarding...

Aug 1, 2025

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Regulatory Update - Mergers and Acquisitions (Updated May 2025)

May 2025 ICBA Regulatory Update: Mergers and Acquisitions Overview In 2024, both the OCC and FDIC issued new Statements of Policy (SOPs) describing their merger review process. In recent...

Aug 7, 2025

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Education Quarterly Brochure Q4 2023

ACTIVATE YOUR LEADERS SEPTEMBER 2023 TRAINING GUIDE » Certifications: A Leadership Launch Pad » Your Regulatory Compliance HQ » NEW! Credit Bootcamp Webinar Series icba.org/education ...

Jul 31, 2025

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cl010516

January 5, 2016 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Assessments: RIN 3064-AE40 Dear Mr. Feldman: ...

Aug 1, 2025

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Protect and Enhance Crop Insurance

Crop Insurance – Vital to Rural America and Community Banks Seving Agriculture Protect & Enhance the Crop Insurance Program Background – Crop insurance is purchased by farmers and ranchers to...

Jul 31, 2025

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cl031315

Submitted electronically March 13, 2015 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Submission of...

Aug 1, 2025

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Comments on Credit Reporting on Human Trafficking Victims

May 9, 2022 Via Electronic Submission Comment Intake—FCRA Trafficking Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2022-0023, RIN...

Jul 31, 2025

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ICBAs Comment Letter on Exemptions to SAR Report Requirements

Via Electronic Submission February 22, 2021 Chief Counsel’s Office Robert E. Feldman Attention: Comment Processing Executive Secretary Office of the Comptroller of the Currency...

Jul 31, 2025

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Regulatory Update - Bank Fees - Overdraft and NSF

July 2024 ICBA Regulatory Update: Bank Fees Topic/Issue: Overdraft fees and NSF/represented Item fees Agencies: CFPB, FDIC, OCC, FRB, Status: ➢ CFPB o Advisory Opinion - Oct...

Jul 31, 2025

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Joint Letter Requesting NCUA Hearing

The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services United States House of...

Jul 31, 2025

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Capital Summit Cannabis Banking

SAFE HARBOR FOR CANNABIS BANKING STATUS: While cannabis use is illegal under federal law, 22 states — along with Washington, D.C., and Guam — have acted to legalize recreational cannabis, and...

Jul 31, 2025

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200121_RemittanceCL

Via electronic submission January 21, 2020 Comment Intake-Remittances Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 RE: Docket Number...

Jul 31, 2025

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cl072214

Charles A. Vice President, Chief Operating Officer Intercontinental Exchange Inc Suite 500, 2100 RiverEdge Parkway Atlanta, GA 30328 Dear Mr. Vice: I am writing on behalf of the...

Aug 1, 2025

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North Dakota

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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Bank Acronyms and Terms Guide

ICBA Bank Director Program Bank Acronyms & Terms Guide Understanding these common acronyms and terms can help a bank’s board make more informed decisions. 2icba.org/education | ...

Sep 10, 2025

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ICBA Letter Supporting S 387

February 22, 2017 The Honorable David Perdue United States Senate Washington, D.C. 20510 Dear Senator Perdue: On behalf of the nearly 6,000 community banks represented by ICBA, I...

Aug 1, 2025

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regsem

ICBA Seminar Registration Form Seminar/Audio Conference Name: ___________________________________________________ Seminar Date: ___________________________________________________ ...

Aug 1, 2025

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Phase IV Support Letter - S. 4159 - E-SIGN Modernization Act of 2020

July 23, 2020 Hon. Mitch McConnell Hon. Charles E. Schumer Majority Leader Democratic Leader United States Senate United States Senate Washington, DC 20510 ...

Jul 31, 2025

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19.03.26_SafeActltr

March 26, 2019 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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ND

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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ICBA Bancard Marketing Manual

A definitive resource for winning strategies and best practices Card Marketing For Main Street CARD MARKETING FOR MAIN STREET 2 WWW.ICBABANCARD.ORG SECTION 1 - INTRODUCTION...

Aug 1, 2025

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Presentation slides

ICBA Preferred Service Provider Engagement Forum Wednesday November 9, 2022 9:00 am – 5:00 pm Welcome Remarks Adam Mahone Senior Vice President, Strategic Solutions, ICBA • Goal #1 – To...

Jul 31, 2025

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ICBA LIVE 2024 - Registration Form

QUESTIONS? 866-843-4222 events@icba.org CHECK ONE:  Member  Non-member Mr.  Ms.  Mx. Name (as you want name to appear on badge) Title Bank/Company Address City State Zip Phone ...

Jul 31, 2025

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Training - Then and Now!

REINSURANCE Training—Then and Now! By Adam Yasneski, director of training services, transamerica life and protection W hile we don’t know who officially said this quote, it has never been more...

Aug 1, 2025

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Pennsylvania

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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ICBA CIRCIA

Via electronic submission July 3, 2024 Cybersecurity and Infrastructure Security Agency (CISA) U.S. Department of Homeland Security 245 Murray Lane, SW Washington, DC 20528-0380 ...

Jul 31, 2025

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Letter to Sandra Thompson Fair Lending Data Requirements

August 16, 2022 Sandra Thompson Director Federal Housing Finance Agency Constitution Center 400 7th St SW Washington, DC 20219 RE: the August 10, 2022 Announcement...

Jul 31, 2025

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HI - Coverage Fact Sheet

Community Bank Presence in Contrast HAWAII Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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ltr091117

September 11, 2017 The Honorable John Thune The Honorable Ben Cardin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 The Honorable Pat Roberts ...

Aug 1, 2025

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Texas-30

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comments on Fed Climate Risk Principles

February 6, 2023 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th St. and Constitution Ave. NW Washington, DC 20551 Re: Principles for...

Jul 31, 2025

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ltr080316

August 3, 2016 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218, Mail Stop 9W-11 Washington, DC 20219 Mr. Robert...

Aug 1, 2025

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Custom Plan Course Listing

For more detailed information visit our website at www.icba.org/education or call ICBA Education 800-422-7285. Online Courses Custom Plan Course Listing 66 Courses 1. Balancing 101 2. Bank...

Nov 17, 2025

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12-08-2025 Risk Summary Report

Week of 8 December 2025 | Issue 312 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Dec 12, 2025

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ICBA Statement for Tax Gap Hearing 5-11-2021

www.icba.org/advocacy May 11, 2021 The Tax Gap: Enhanced Bank Reporting Must Be Rejected The Independent Community Bankers of America, representing community banks across the nation...

Jul 31, 2025

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ICBA Lame Duck Letter on COVID Relief

November 9, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Democratic Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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Virginia

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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20-05-05_loanforgivenessltr

May 6, 2020 The Honorable Steven Mnuchin The Honorable Jovita Carranza Secretary Administrator U.S. Department of the Treasury U.S. Small Business Administration 1500 Pennsylvania Avenue,...

Jul 31, 2025

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Request for Extension of Reg II Effective Date

February 13, 2023 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 RE: Debit Card Interchange...

Jul 31, 2025

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19.07.26_NCUA

July 26, 2019 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Delay of Effective Date of the...

Aug 1, 2025

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Oklahoma-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBAControllingDebitFraudWebinarJune2015

Controlling Debit Fraud Losses Carolina Gallegos Director, North America Risk Services Visa Inc. June 16, 2014 | ICBA Bankcard Webinar | Controlling Debit Fraud Losses | June 20152 Visa...

Aug 1, 2025

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Massachusetts

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Vermont

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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ABM Team Slide 2024

Relationship Management Team Regional Assignments Joe Buse SVP, Relationship Manager p: 202-821-4333 | m: 513-638-6352 Joe.Buse@icba.org | Ruskin, FL Heather Sullivan VP, Relationship Manager...

Aug 7, 2025

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LTR070715

July 7, 2015 The Honorable Scott Tipton U.S. House of Representatives Washington, D.C. 20515 Dear Representative Tipton: On behalf of the more than 6,000 community banks represented by...

Aug 1, 2025